Monica Malik Instagram – The Pradhan Mantri Jan Dhan Yojana, implemented by the Ministry of Finance, is a government initiative aimed at ensuring financial inclusion for individuals who have been unable to access various financial services and government schemes. These services include banking facilities, savings and deposit accounts, credit options, and insurance coverage, all of which will be made easily accessible and affordable for every citizen.
Under this scheme, any Indian citizen above the age of 10 years can open an account with a bank branch or a Business Correspondent (Bank Mitr) outlet. It is important to note that the scheme also provides accident insurance coverage of Rs. 1 lakh (enhanced to Rs. 2 lakh for new PMJDY accounts opened after August 2018)
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