Anushka Rathod Instagram – Do you know someone who’s getting married? 💍💍
If yes,
Share this one tip that could potentially save them 2-3 lakhs! 🤑
And that is.
Getting a Maternity Insurance! 🤰
It offers coverage for delivery of the baby within a set limit and can also extend up to the early stages of the child’s life.
Some policies may also cover pre and post-natal expenses incurred for medicines, ultrasound, regular checkups, doctor’s consultation fee, etc.
But why take it so early?🤨
Because of its Waiting Period!!!
Insurance providers have a waiting period for maternity benefits, ranging from 9 months to as long as 4 years during which you can’t make a claim. Also premium for maternity insurance rises with age. 😬
Hence, opting for a plan with maternity benefits is a smart decision for newly married, as many couples plan to start a family after 2-3 years.
💸But how much does it cost?
The cost of maternity benefit depends upon the coverage offered by the insurance companies and from individual to individual.
You can choose it as a separate policy or add it to your current health insurance plan.
🗒️Please Note –
While a maternity insurance may cover a host of pregnancy related expenses, there are few things the policy may not cover. Also insurer may limit the number of deliveries you can use this benefit for.
They will have different terms and conditions so do read all the documents carefully, and make sure that they align with your requirements and family planning goals.
[anushka rathod, finance, insurance, wedding]
#anushkarathod #finance #insurance #wedding | Posted on 09/Dec/2023 18:59:22
