Kumiko Love Instagram – To be eligible and qualify for an HSA account, you need to meet the following requirements (irs.gov): 1) You are covered under a high-deductible health plan. 2) You have no other health coverage 3) You are not enrolled in Medicare 4) You can’t be claimed as a dependent If you are wondering if you have a high-deductible health plan, make sure to check out irs.gov for their definition. I had an HSA with Lively before I got married and added to my husband’s insurance, and I highly recommend them. Not only was the platform easy to understand and use, but it was even easier to invest my contributions through my online portal. Even though I can no longer contribute to my HSA, I still use it for qualified medical expenses. I kept 5% of my contributions in cash and invested the rest. I don’t plan on touching my HSA investment account, but I will use it later in retirement! Let me know in the comments if you use an HSA account or have questions! #HSA #healthsavingsaccount #financialwellness #retirementplanning #financialplanning #personalfinance #savingsgoals #smartsaving #thebudgetmom