Home Actress Kumiko Love HD Instagram Photos and Wallpapers May 2024 Kumiko Love Instagram - Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are. Well, here are TBM’s current top five bestselling items! To celebrate our favorites, we are doing a 10% off sale on the following five items: 1. Budget by Paycheck Workbook (sale price = $43.20) 2. TBM Pens (sale price = $8.99) 3. Vegan Leather Wallet Organizers (sale price = $44.10) 4. Paycheck Budget Tracker Pad (sale price = $23.39) 5. Live Rich Planners (sale price = $39.60-45) Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST. #thebudgetmom #sale

Kumiko Love Instagram – Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are. Well, here are TBM’s current top five bestselling items! To celebrate our favorites, we are doing a 10% off sale on the following five items: 1. Budget by Paycheck Workbook (sale price = $43.20) 2. TBM Pens (sale price = $8.99) 3. Vegan Leather Wallet Organizers (sale price = $44.10) 4. Paycheck Budget Tracker Pad (sale price = $23.39) 5. Live Rich Planners (sale price = $39.60-45) Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST. #thebudgetmom #sale

Kumiko Love Instagram - Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are. Well, here are TBM’s current top five bestselling items! To celebrate our favorites, we are doing a 10% off sale on the following five items: 1. Budget by Paycheck Workbook (sale price = $43.20) 2. TBM Pens (sale price = $8.99) 3. Vegan Leather Wallet Organizers (sale price = $44.10) 4. Paycheck Budget Tracker Pad (sale price = $23.39) 5. Live Rich Planners (sale price = $39.60-45) Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST. #thebudgetmom #sale

Kumiko Love Instagram – Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are.

Well, here are TBM’s current top five bestselling items!

To celebrate our favorites, we are doing a 10% off sale on the following five items:

1. Budget by Paycheck Workbook (sale price = $43.20)

2. TBM Pens (sale price = $8.99)

3. Vegan Leather Wallet Organizers (sale price = $44.10)

4. Paycheck Budget Tracker Pad (sale price = $23.39)

5. Live Rich Planners (sale price = $39.60-45)

Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST.

#thebudgetmom #sale | Posted on 26/Apr/2024 00:03:27

Kumiko Love Instagram – 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone.

I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn’t even know if I had $2 in my checking account.

That’s an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids.

Today, my life is completely different. 

After Dante’s 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. 

For many, going out to eat on a whim doesn’t seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago.

There isn’t one day that goes by where I don’t think about my life over 10 years ago. There isn’t one day when I’m not thankful I found the courage and dedication to change my life for the better.

If you are here wanting more from your life, my only advice would be, don’t wait! You CAN change your finances and your relationship with money.

One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family.

Today, we went out to breakfast, and I didn’t HAVE TO put it on my credit card. For me, that will always be a win.

Keep fighting. Keep pushing forward! Trust me, it’s so worth it.

#thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney
Kumiko Love Instagram – Sinking funds are used to save for (in advance) things that you KNOW are going to happen – birthdays, holidays, events, vacations, etc. 

If you know you’re going to be spending money outside of your regular budget for something, it’s smart to create a sinking fund for it.

That way, you can save a little bit every single month or paycheck so you can be prepared for the expense when it comes around.

If you have debt, you may be asking yourself, “how many sinking funds should I have? Do I pay off debt or implement sinking funds into my life?” Short answer – it’s up to YOU and YOUR financial priorities.

My recommendation is to focus on your high-interest debt as a priority and put a little towards savings outside of your emergency fund.

You CAN save and pay off debt. Remember, becoming debt-free isn’t just about being debt-free. It’s about staying out of debt in the future. 

So, if you know you’ll need the money for something like Christmas, for example, it’s smart to have a sinking fund for that so you don’t rely on your credit card when the time rolls around, ultimately putting you into more debt or back into debt.

What is one sinking fund you have in 2024? Is there one you’re most excited about spending?

#thebudgetmom #savingsgoals #savingstips #sinkingfunds #savemoney

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