Home Actress Kumiko Love HD Instagram Photos and Wallpapers May 2024 Kumiko Love Instagram - Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are. Well, here are TBM’s current top five bestselling items! To celebrate our favorites, we are doing a 10% off sale on the following five items: 1. Budget by Paycheck Workbook (sale price = $43.20) 2. TBM Pens (sale price = $8.99) 3. Vegan Leather Wallet Organizers (sale price = $44.10) 4. Paycheck Budget Tracker Pad (sale price = $23.39) 5. Live Rich Planners (sale price = $39.60-45) Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST. #thebudgetmom #sale

Kumiko Love Instagram – Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are. Well, here are TBM’s current top five bestselling items! To celebrate our favorites, we are doing a 10% off sale on the following five items: 1. Budget by Paycheck Workbook (sale price = $43.20) 2. TBM Pens (sale price = $8.99) 3. Vegan Leather Wallet Organizers (sale price = $44.10) 4. Paycheck Budget Tracker Pad (sale price = $23.39) 5. Live Rich Planners (sale price = $39.60-45) Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST. #thebudgetmom #sale

Kumiko Love Instagram - Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are. Well, here are TBM’s current top five bestselling items! To celebrate our favorites, we are doing a 10% off sale on the following five items: 1. Budget by Paycheck Workbook (sale price = $43.20) 2. TBM Pens (sale price = $8.99) 3. Vegan Leather Wallet Organizers (sale price = $44.10) 4. Paycheck Budget Tracker Pad (sale price = $23.39) 5. Live Rich Planners (sale price = $39.60-45) Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST. #thebudgetmom #sale

Kumiko Love Instagram – Today, I am doing something a little bit different! Recently, Ryen and I sat down and evaluated where we’re at with our top-selling products and what exactly those products are.

Well, here are TBM’s current top five bestselling items!

To celebrate our favorites, we are doing a 10% off sale on the following five items:

1. Budget by Paycheck Workbook (sale price = $43.20)

2. TBM Pens (sale price = $8.99)

3. Vegan Leather Wallet Organizers (sale price = $44.10)

4. Paycheck Budget Tracker Pad (sale price = $23.39)

5. Live Rich Planners (sale price = $39.60-45)

Be sure to use code TBM10 at checkout to take advantage of the 10% off sale! Sale ends on Monday, April 29th at 11:59pm PST.

#thebudgetmom #sale | Posted on 26/Apr/2024 00:03:27

Kumiko Love Instagram – Before I create my budget, there is one thing I never skip and always do. I create a roadmap for my spending. So, let’s talk about why I create a budget calendar and what things I always put on it. Creating a calendar is an excellent reminder that a budget is not for paying the bills. Completing this step before planning your spending on a budget ensures you are prepared and ready for REAL LIFE. You are less likely to forget expenses that are coming up. I always include the following things: #1) Fixed Expenses or my bills. This is helpful because I can use different highlighter colors to identify what bills I am paying for different paychecks. For example, highlight all of the bills you are paying with your first paycheck in blue. Highlight all of the bills you are paying for your second paycheck in yellow. #2) Events. If you have an event like your kid’s soccer game, a work lunch, or dinner with friends, write it down and what you plan to spend. #3) Reminders. I like to write down things that could affect my budget, such as meal planning, setting up a vet appointment for one of my dogs, or needing to call and schedule a doctor’s appointment. #4) Holidays. Hopefully, you are prepared for holiday spending with sinking funds, but if you aren’t, keep track of the holidays and write down a dedicated budget for each. #5)Appointments. Don’t forget copays, medical expenses, or beauty appointments. #6) Travel. I always like to mark down my traveling days with my estimated vacation budget. This is helpful because it will affect other areas of my budget, like grocery spending. Your budget calendar is your real-life spending roadmap. If you plan on spending money on something, it should be on your calendar!! #thebudgetmom #budget #budgettips #budgetbypaycheck #budgetbypaycheckmethod #budgetbypaycheckworkbook #budgeting101 #budgetingforbeginners
Kumiko Love Instagram – I created my May budget so I can be prepared ahead of time for the new month. FYI: If you copy and paste the same budget from month to month, it will never work. Your budget should vary, especially regarding variable spending, depending on what’s happening in your life.  I am using some of my vacation savings for May, and I will transfer some money from our joint account. I am also using some of my vacation savings to cover some of our travel so Chris can play in a baseball tournament at the end of the month. I create a budget every time I am paid, which is currently once a month. I also make my budget BEFORE getting my paycheck, so I have a plan before receiving the money! Who else has finished their first budget for May? #thebudgetmom #budgetbypaycheckworkbook #budgetbypaycheckmethod #budgetbypaycheck #budgetwithme #budget #budgettips

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