Home Actress Kumiko Love HD Instagram Photos and Wallpapers May 2024 Kumiko Love Instagram - My full April budget recap is now on YouTube!! Not only do I share where my money went last month, but I walk you through my "Where Did My Money Go" worksheets! In this video, I mention that I'm working on planning Dante's first birthday party. I share some photos of James's second birthday to show that I do get a little crazy with the DIY and planning. 🤣 Make sure to subscribe to The Budget Mom on YouTube so you don't miss any upcoming videos! See my stories for the link to watch the full video! #thebudgetmom #budgetgoals #budgetbypaycheck #budgetbypaycheckworkbook #budgetbypaycheckmethod #budget #paycheckbudget #budgetrecap #personalfinance

Kumiko Love Instagram – My full April budget recap is now on YouTube!! Not only do I share where my money went last month, but I walk you through my “Where Did My Money Go” worksheets! In this video, I mention that I’m working on planning Dante’s first birthday party. I share some photos of James’s second birthday to show that I do get a little crazy with the DIY and planning. 🤣 Make sure to subscribe to The Budget Mom on YouTube so you don’t miss any upcoming videos! See my stories for the link to watch the full video! #thebudgetmom #budgetgoals #budgetbypaycheck #budgetbypaycheckworkbook #budgetbypaycheckmethod #budget #paycheckbudget #budgetrecap #personalfinance

Kumiko Love Instagram - My full April budget recap is now on YouTube!! Not only do I share where my money went last month, but I walk you through my "Where Did My Money Go" worksheets! In this video, I mention that I'm working on planning Dante's first birthday party. I share some photos of James's second birthday to show that I do get a little crazy with the DIY and planning. 🤣 Make sure to subscribe to The Budget Mom on YouTube so you don't miss any upcoming videos! See my stories for the link to watch the full video! #thebudgetmom #budgetgoals #budgetbypaycheck #budgetbypaycheckworkbook #budgetbypaycheckmethod #budget #paycheckbudget #budgetrecap #personalfinance

Kumiko Love Instagram – My full April budget recap is now on YouTube!!

Not only do I share where my money went last month, but I walk you through my “Where Did My Money Go” worksheets!

In this video, I mention that I’m working on planning Dante’s first birthday party. I share some photos of James’s second birthday to show that I do get a little crazy with the DIY and planning. 🤣

Make sure to subscribe to The Budget Mom on YouTube so you don’t miss any upcoming videos! See my stories for the link to watch the full video!

#thebudgetmom #budgetgoals #budgetbypaycheck #budgetbypaycheckworkbook #budgetbypaycheckmethod #budget #paycheckbudget #budgetrecap #personalfinance | Posted on 13/May/2024 21:40:04

Kumiko Love Instagram – Meghan is off to a great start, as she has little debt, but I would still make some changes.

First, I would decrease some variable spending categories so she has more to throw toward her savings goals, like her emergency fund or Christmas goal. 

I would decrease her eating out/alcohol category by $200/mo. Yes, it’s drastic, but it’s a temporary change that can make a significant difference. I do question her allowance, personal, and daughter categories. Can we combine the allowance and daughter category and decrease it by $50/mo? Those two changes alone would free up $250/mo that she could then use for other goals.

If she works part-time at the gym, could she possibly negotiate a free gym membership with that employment? My husband worked for gyms for a long time as a part-time personal trainer, and he noticed this. He said to definitely negotiate that because, in his words, “That’s ridiculous.”

I would also investigate the cell phone bill. $260/mo seems really high, even if her daughter had her own line and phone. I did some digging, and I found that you can get two lines with unlimited data at Mint Mobile for $90/mo. Let me know in the comments if this sounds correct!

Between decreasing her variable spending and lowering those fixed expenses, she could free up over $300/mo for other goals, like her emergency fund!

Let me know in the comments what changes you might recommend.

#thebudgetmom #reallifebudget #budgetgoals
#budgetbypaycheck #budgeting101 #budgettips #budgeting
Kumiko Love Instagram – 🎉2-YEAR ANNIVERSARY SALE🎉

The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!).

This low price hasn’t been offered since the release of the course two years ago!

The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey.

For $100, the Building Blocks of Budgeting Course includes:

– Access For Life

– Seven Workbooks

– TBM Debt Payoff Calculator

– Budget by Paycheck Method In Excel & Google Sheets

– Comment Support

– Access To All Future Addtions

– Side Hustle Manual

– Six Bonus Lessons

– Over 100 Printables

– Over 50 Videos

To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com

#thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck

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