Kumiko Love Most Liked Photos and Posts

Related Posts

Share This Post

Most liked photo of Kumiko Love with over 11.2K likes is the following photo

Most liked Instagram photo of Kumiko Love
We have around 50 most liked photos of Kumiko Love with the thumbnails listed below. Click on any of them to view the full image along with its caption, like count, and a button to download the photo.

Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - Today, I want to celebrate a very special person!

It's Ryen's birthday, and I wanted to take the time to acknowledge her impact on my life.

I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom.

Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom's advice to hire based on someone's heart and values, and it was the best decision I have ever made for my business.

Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls.

This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company.

Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago.

Happy birthday, my sweet friend. I see you. I appreciate you. I love you.

#thebudgetmom #tbmfamily #employeeappreciation
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone.

I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn't even know if I had $2 in my checking account.

That's an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids.

Today, my life is completely different. 

After Dante's 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. 

For many, going out to eat on a whim doesn't seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago.

There isn't one day that goes by where I don't think about my life over 10 years ago. There isn't one day when I'm not thankful I found the courage and dedication to change my life for the better.

If you are here wanting more from your life, my only advice would be, don't wait! You CAN change your finances and your relationship with money.

One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family.

Today, we went out to breakfast, and I didn't HAVE TO put it on my credit card. For me, that will always be a win.

Keep fighting. Keep pushing forward! Trust me, it's so worth it.

#thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney
Kumiko Love Instagram - An expensive flank steak and over $300 later, I finished meal planning, prepping, and grocery shopping.

I'm making four recipes next week with a plan to have one leftover day.

For the past six months, I have tried desperately to keep my food budget at $600/mo. Today, I've realized I will have to increase it by $100/mo starting next month. 

That means another area of my budget will decrease. You  are constantly making tradeoff decisions with your dollars, even when you don't realize it. You spend less in one area so you can spend more in another.

Have you had to increase your food budget lately? It absolutely sucks! 😡

On the bright side, my meals are planned and ready to go!

#mealplanning #budgetgoals #mealplan #mealprep #groceryshopping #grocerybudget #foodbudget #budgeting101
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅
Kumiko Love Instagram - The Budget by Paycheck Method was created after my failed attempts at budgeting.

For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay.

I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process.

Here are the steps to the BBP Method:

1. Find your why- Why are you on this financial journey?

2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month.

3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc.

4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they're identified, you set a realistic amount on how much you want to spend on each of those categories.

5. Budget calendar- When you think about your budget, it's easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks.

6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance.

7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate?

8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills.

9. Tweak and perfect- Remember, the first budget you create isn't set in stone. Tweak and perfect what might not work for you.

Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way.

Remember, your financial journey isn't only about the numbers. It's also about learning about yourself and why you spend money the way you do.

If you're looking for where to start, be sure to click the link in my bio to access my free budgeting course.

Raise your hand if you use the Budget by Paycheck Method! 🙋‍♀️
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen
Kumiko Love Instagram - TWO MORE DAYS! I can’t believe it!

Starting this upcoming MONDAY, SEPTEMBER 16th at 8AM PST, you will be able to preorder the new Budget by Paycheck Workbook.

Yesterday, I shared more about the design, dimensions, cost, and changeable covers. (Check out my stories to access yesterdays’ post, as well as a link to the YouTube video I did going over the changes)

Today, I want to discuss more about the preorder process as well as share a free little bonus to those who preorder in the first three days.

As mentioned, you will be able to preorder your Budget by Paycheck Workbook starting Monday. That being said, we will not begin shipping orders until October 16th. If we decide to start shipping early, I will be sure to announce that throughout my social channels!

(If you are moving within that timeframe, be sure to email support@thebudgetmom.com so we can ensure your package is going to the correct address)

🎉🎉FREEBIE!🎉🎉

For the first THREE days (through Wednesday, September 18th), all Budget by Paycheck preorders will receive a free pad of Teller Slip Sticky Notes.

Since we decided to remove them from inside of the workbook, we wanted to include this as a freebie to ensure you still have the teller slips if you would like! Be sure to add the teller slips to your cart.

Check out my post tomorrow to share a few more details, including more information about the PDF printable version and PDF debt-free printable version!

Give me a 🎉 in the comments if you’re as excited as I am!

#thebudgetmom #budgetbypaycheck
Kumiko Love Instagram - Today, I closed out my February budget and started my new tracking period for March. 

Here is a breakdown of the steps I completed to close out my budget:

1️⃣ Unstuff my cash envelopes and figure out what I want to do with any cash that is leftover 
2️⃣ Update & total my spending for the month
3️⃣ Fill in the "Actual" column on my budget
4️⃣ Fill out my "Where Did My Money Go?" worksheets

Here is a breakdown of the steps I complete to start my new tracking period:

1️⃣ Print and make my cash envelopes
2️⃣ Go to the bank, get my paycheck, and pull out cash for my cash envelopes.
3️⃣ Prep & start new expense trackers
4️⃣ Stuff cash envelopes
5️⃣ Make online transfers for different savings goals
6️⃣ Stuff savings cash envelopes and update savings goals binder

For some, this seems like a lot. To me, it just looks like peace of mind and security. 

I love closing out my budget, even when I don't want to see my spending for the month in some categories. 🤣

I also love starting a new tracking period because it feels like hitting the refresh button. It's another opportunity to take what I have learned and make better decisions and more progress. 

What do you struggle with the most when it comes to closing out your budget for the month?

#thebudgetmom #budgettips #budgetgoals #spendinghabits #trackyourspending #expensetracker #monthlyexpenses #cashenvelopes #cashenvelopesystem #cashenvelopestuffing #cashenvelopewallet #cashenvelopemethod #budgetingforbeginners #budgeting101
Kumiko Love Instagram - The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited.

There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting.

This method works with any income and any pay schedule. You just create a budget each time you are paid.

Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went.

These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget.

In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”.

Do you use the Budget by Paycheck Method?

#thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey
Kumiko Love Instagram - The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited.

There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting.

This method works with any income and any pay schedule. You just create a budget each time you are paid.

Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went.

These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget.

In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”.

Do you use the Budget by Paycheck Method?

#thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.'

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233
Kumiko Love - 8.4K Likes - Today, I want to celebrate a very special person!

It's Ryen's birthday, and I wanted to take the time to acknowledge her impact on my life.

I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom.

Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom's advice to hire based on someone's heart and values, and it was the best decision I have ever made for my business.

Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls.

This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company.

Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago.

Happy birthday, my sweet friend. I see you. I appreciate you. I love you.

#thebudgetmom #tbmfamily #employeeappreciation

8.4K Likes – Kumiko Love Instagram

Caption : Today, I want to celebrate a very special person! It’s Ryen’s birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom’s advice to hire based on someone’s heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation
Likes : 8399
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it.

This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it.

It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing.

This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything.

It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that!

I hope you have an amazing weekend!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths.

Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions.

Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging.

Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier. 

Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️
I can't be the only one!

#thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164
Kumiko Love - 5.1K Likes - 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone.

I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn't even know if I had $2 in my checking account.

That's an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids.

Today, my life is completely different. 

After Dante's 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. 

For many, going out to eat on a whim doesn't seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago.

There isn't one day that goes by where I don't think about my life over 10 years ago. There isn't one day when I'm not thankful I found the courage and dedication to change my life for the better.

If you are here wanting more from your life, my only advice would be, don't wait! You CAN change your finances and your relationship with money.

One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family.

Today, we went out to breakfast, and I didn't HAVE TO put it on my credit card. For me, that will always be a win.

Keep fighting. Keep pushing forward! Trust me, it's so worth it.

#thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney

5.1K Likes – Kumiko Love Instagram

Caption : 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone. I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn’t even know if I had $2 in my checking account. That’s an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids. Today, my life is completely different. After Dante’s 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. For many, going out to eat on a whim doesn’t seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago. There isn’t one day that goes by where I don’t think about my life over 10 years ago. There isn’t one day when I’m not thankful I found the courage and dedication to change my life for the better. If you are here wanting more from your life, my only advice would be, don’t wait! You CAN change your finances and your relationship with money. One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family. Today, we went out to breakfast, and I didn’t HAVE TO put it on my credit card. For me, that will always be a win. Keep fighting. Keep pushing forward! Trust me, it’s so worth it. #thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney
Likes : 5056
Kumiko Love - 3.5K Likes - An expensive flank steak and over $300 later, I finished meal planning, prepping, and grocery shopping.

I'm making four recipes next week with a plan to have one leftover day.

For the past six months, I have tried desperately to keep my food budget at $600/mo. Today, I've realized I will have to increase it by $100/mo starting next month. 

That means another area of my budget will decrease. You  are constantly making tradeoff decisions with your dollars, even when you don't realize it. You spend less in one area so you can spend more in another.

Have you had to increase your food budget lately? It absolutely sucks! 😡

On the bright side, my meals are planned and ready to go!

#mealplanning #budgetgoals #mealplan #mealprep #groceryshopping #grocerybudget #foodbudget #budgeting101

3.5K Likes – Kumiko Love Instagram

Caption : An expensive flank steak and over $300 later, I finished meal planning, prepping, and grocery shopping. I’m making four recipes next week with a plan to have one leftover day. For the past six months, I have tried desperately to keep my food budget at $600/mo. Today, I’ve realized I will have to increase it by $100/mo starting next month. That means another area of my budget will decrease. You are constantly making tradeoff decisions with your dollars, even when you don’t realize it. You spend less in one area so you can spend more in another. Have you had to increase your food budget lately? It absolutely sucks! 😡 On the bright side, my meals are planned and ready to go! #mealplanning #budgetgoals #mealplan #mealprep #groceryshopping #grocerybudget #foodbudget #budgeting101
Likes : 3521
Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551
Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551
Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551
Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551
Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551
Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️

CONGRATS TO:
@_infamousqueen_
@sierraordona
@mistynasorensen
@msjaye
@designed_by_astrid

It’s time for a GIVEAWAY!! 🎉

This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260)

This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions.

Be sure to swipe through the slides above to read more about what is included in the course.

HOW TO ENTER:
1. Follow @thebudgetmom on Instagram
2. Like this post
3. Tag a friend in the comments (tag up to three for 3 entries)
4. Bonus Entry: Share this post

NOTE:

To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom.

Terms & Conditions:

Winners must be 18  years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260)

Giveaway is in no way sponsored or endorsed by Instagram.

*I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551
Kumiko Love - 2.5K Likes - The Budget by Paycheck Method was created after my failed attempts at budgeting.

For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay.

I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process.

Here are the steps to the BBP Method:

1. Find your why- Why are you on this financial journey?

2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month.

3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc.

4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they're identified, you set a realistic amount on how much you want to spend on each of those categories.

5. Budget calendar- When you think about your budget, it's easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks.

6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance.

7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate?

8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills.

9. Tweak and perfect- Remember, the first budget you create isn't set in stone. Tweak and perfect what might not work for you.

Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way.

Remember, your financial journey isn't only about the numbers. It's also about learning about yourself and why you spend money the way you do.

If you're looking for where to start, be sure to click the link in my bio to access my free budgeting course.

Raise your hand if you use the Budget by Paycheck Method! 🙋‍♀️

2.5K Likes – Kumiko Love Instagram

Caption : The Budget by Paycheck Method was created after my failed attempts at budgeting. For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay. I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process. Here are the steps to the BBP Method: 1. Find your why- Why are you on this financial journey? 2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month. 3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc. 4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they’re identified, you set a realistic amount on how much you want to spend on each of those categories. 5. Budget calendar- When you think about your budget, it’s easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks. 6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance. 7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate? 8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills. 9. Tweak and perfect- Remember, the first budget you create isn’t set in stone. Tweak and perfect what might not work for you. Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way. Remember, your financial journey isn’t only about the numbers. It’s also about learning about yourself and why you spend money the way you do. If you’re looking for where to start, be sure to click the link in my bio to access my free budgeting course. Raise your hand if you use the Budget by Paycheck Method! 🙋‍♀️
Likes : 2501
Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482
Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482
Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482
Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482
Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482
Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you!

Reflecting on my 9  year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside.

The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. 

This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships.

My circle may be smaller, but I KNOW everyone in that circle is in my corner. 

Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬 

#TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney
#personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482
Kumiko Love - 1.8K Likes - TWO MORE DAYS! I can’t believe it!

Starting this upcoming MONDAY, SEPTEMBER 16th at 8AM PST, you will be able to preorder the new Budget by Paycheck Workbook.

Yesterday, I shared more about the design, dimensions, cost, and changeable covers. (Check out my stories to access yesterdays’ post, as well as a link to the YouTube video I did going over the changes)

Today, I want to discuss more about the preorder process as well as share a free little bonus to those who preorder in the first three days.

As mentioned, you will be able to preorder your Budget by Paycheck Workbook starting Monday. That being said, we will not begin shipping orders until October 16th. If we decide to start shipping early, I will be sure to announce that throughout my social channels!

(If you are moving within that timeframe, be sure to email support@thebudgetmom.com so we can ensure your package is going to the correct address)

🎉🎉FREEBIE!🎉🎉

For the first THREE days (through Wednesday, September 18th), all Budget by Paycheck preorders will receive a free pad of Teller Slip Sticky Notes.

Since we decided to remove them from inside of the workbook, we wanted to include this as a freebie to ensure you still have the teller slips if you would like! Be sure to add the teller slips to your cart.

Check out my post tomorrow to share a few more details, including more information about the PDF printable version and PDF debt-free printable version!

Give me a 🎉 in the comments if you’re as excited as I am!

#thebudgetmom #budgetbypaycheck

1.8K Likes – Kumiko Love Instagram

Caption : TWO MORE DAYS! I can’t believe it! Starting this upcoming MONDAY, SEPTEMBER 16th at 8AM PST, you will be able to preorder the new Budget by Paycheck Workbook. Yesterday, I shared more about the design, dimensions, cost, and changeable covers. (Check out my stories to access yesterdays’ post, as well as a link to the YouTube video I did going over the changes) Today, I want to discuss more about the preorder process as well as share a free little bonus to those who preorder in the first three days. As mentioned, you will be able to preorder your Budget by Paycheck Workbook starting Monday. That being said, we will not begin shipping orders until October 16th. If we decide to start shipping early, I will be sure to announce that throughout my social channels! (If you are moving within that timeframe, be sure to email [email protected] so we can ensure your package is going to the correct address) 🎉🎉FREEBIE!🎉🎉 For the first THREE days (through Wednesday, September 18th), all Budget by Paycheck preorders will receive a free pad of Teller Slip Sticky Notes. Since we decided to remove them from inside of the workbook, we wanted to include this as a freebie to ensure you still have the teller slips if you would like! Be sure to add the teller slips to your cart. Check out my post tomorrow to share a few more details, including more information about the PDF printable version and PDF debt-free printable version! Give me a 🎉 in the comments if you’re as excited as I am! #thebudgetmom #budgetbypaycheck
Likes : 1767
Kumiko Love - 1.7K Likes - Today, I closed out my February budget and started my new tracking period for March. 

Here is a breakdown of the steps I completed to close out my budget:

1️⃣ Unstuff my cash envelopes and figure out what I want to do with any cash that is leftover 
2️⃣ Update & total my spending for the month
3️⃣ Fill in the "Actual" column on my budget
4️⃣ Fill out my "Where Did My Money Go?" worksheets

Here is a breakdown of the steps I complete to start my new tracking period:

1️⃣ Print and make my cash envelopes
2️⃣ Go to the bank, get my paycheck, and pull out cash for my cash envelopes.
3️⃣ Prep & start new expense trackers
4️⃣ Stuff cash envelopes
5️⃣ Make online transfers for different savings goals
6️⃣ Stuff savings cash envelopes and update savings goals binder

For some, this seems like a lot. To me, it just looks like peace of mind and security. 

I love closing out my budget, even when I don't want to see my spending for the month in some categories. 🤣

I also love starting a new tracking period because it feels like hitting the refresh button. It's another opportunity to take what I have learned and make better decisions and more progress. 

What do you struggle with the most when it comes to closing out your budget for the month?

#thebudgetmom #budgettips #budgetgoals #spendinghabits #trackyourspending #expensetracker #monthlyexpenses #cashenvelopes #cashenvelopesystem #cashenvelopestuffing #cashenvelopewallet #cashenvelopemethod #budgetingforbeginners #budgeting101

1.7K Likes – Kumiko Love Instagram

Caption : Today, I closed out my February budget and started my new tracking period for March. Here is a breakdown of the steps I completed to close out my budget: 1️⃣ Unstuff my cash envelopes and figure out what I want to do with any cash that is leftover 2️⃣ Update & total my spending for the month 3️⃣ Fill in the “Actual” column on my budget 4️⃣ Fill out my “Where Did My Money Go?” worksheets Here is a breakdown of the steps I complete to start my new tracking period: 1️⃣ Print and make my cash envelopes 2️⃣ Go to the bank, get my paycheck, and pull out cash for my cash envelopes. 3️⃣ Prep & start new expense trackers 4️⃣ Stuff cash envelopes 5️⃣ Make online transfers for different savings goals 6️⃣ Stuff savings cash envelopes and update savings goals binder For some, this seems like a lot. To me, it just looks like peace of mind and security. I love closing out my budget, even when I don’t want to see my spending for the month in some categories. 🤣 I also love starting a new tracking period because it feels like hitting the refresh button. It’s another opportunity to take what I have learned and make better decisions and more progress. What do you struggle with the most when it comes to closing out your budget for the month? #thebudgetmom #budgettips #budgetgoals #spendinghabits #trackyourspending #expensetracker #monthlyexpenses #cashenvelopes #cashenvelopesystem #cashenvelopestuffing #cashenvelopewallet #cashenvelopemethod #budgetingforbeginners #budgeting101
Likes : 1658
Kumiko Love - 1.5K Likes - The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited.

There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting.

This method works with any income and any pay schedule. You just create a budget each time you are paid.

Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went.

These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget.

In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”.

Do you use the Budget by Paycheck Method?

#thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey

1.5K Likes – Kumiko Love Instagram

Caption : The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited. There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting. This method works with any income and any pay schedule. You just create a budget each time you are paid. Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went. These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget. In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”. Do you use the Budget by Paycheck Method? #thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey
Likes : 1477
Kumiko Love - 1.5K Likes - The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited.

There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting.

This method works with any income and any pay schedule. You just create a budget each time you are paid.

Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went.

These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget.

In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”.

Do you use the Budget by Paycheck Method?

#thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey

1.5K Likes – Kumiko Love Instagram

Caption : The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited. There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting. This method works with any income and any pay schedule. You just create a budget each time you are paid. Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went. These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget. In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”. Do you use the Budget by Paycheck Method? #thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey
Likes : 1477