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Kumiko Love Top 100 Instagram Photos and Posts

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Most liked photo of Kumiko Love with over 32.2K likes is the following photo

Most liked Instagram photo of Kumiko Love
We have around 101 most liked photos of Kumiko Love with the thumbnails listed below. Click on any of them to view the full image along with its caption, like count, and a button to download the photo.

Kumiko Love Instagram - This is just another reminder that deciding where to put your money matters! ALWAYS research banking fees and interest rates. Here are some banks I do like: 1️⃣ Ally Bank: Currently, I have my emergency savings in their online high-yield savings accounts. You have no over-draft fees, monthly fees, and no minimums. They don't always offer the highest rates, but come close! 2️⃣ Credit Unions: I love credit unions and have both checking and savings with a local credit union! Bigger banks might offer more products, but they aren't worth the member-owned service you get with a credit union. Of course, there might be better options if you travel internationally or need access to a bank nationwide. 3️⃣ I have heard great things about the Discover Cashback Debit checking account but have yet to use it myself. This account has no fees or minimum balance requirements, no-fee check ordering, and fee-free overdraft protection. They also offer over 60,000 free ATMs. What bank do you use and love? #personalfinanceforwomen #bankingawareness #savingmoney #checkingaccount #moneytips #thebudgetmom
Kumiko Love Instagram - Of course, this is not my ENTIRE story. Marrying my best friend, losing my mom, and having a baby are all things that have happened in just the last two years. But these are stepping stones in my journey that have led me to where I am today. One of the quotes that has always stayed with me is: "Every expert was once a beginner." And it wasn't too long ago that I was a beginner with finances and my budget. This financial journey is about starting somewhere and making a step every day to get where you want to be. I am still here, taking those steps in my own life. Thank you for letting me share those steps with you and allowing me to be part of your journey! In the comments, share when you started your financial journey! Mine really started in 2012! #thebudgetmom #tbmfamily #financialjourney #moneyplan #moneymotivation #moneymindset #financialgoals #debtfreegoals #debtfreejourney #personalfinanceforwomen #nojudgementzone #financialfreedom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram - Discovering your WHY is one of the most important steps on your financial and life journey. As The Budget Mom, I believe it's the foundation of everything. Your WHY is the guiding force that shapes your decisions and fuels your passions. Life is full of changes and challenges, and your WHY will evolve with you. After losing my mom, my sense of purpose shifted dramatically. I realized I could never fill her shoes, but I could carry her torch into the future, honoring her memory by living a life that reflects her values and love. It's okay if your WHY changes—it means you're growing. Each life experience, especially loss, highlights how short life is and how important it is to live it fully. Embrace the changes, let them shape your WHY, and use it to guide you toward a more meaningful and fulfilled life.   When the pain of losing my mom becomes unbearable, and the reality of her being gone is heart-crushing, I remember that she lives through me.  To everyone experiencing change and finding that it redefines your WHY, embrace it and let it happen. XOXO, Miko
Kumiko Love Instagram - Today, I want to celebrate a very special person! It's Ryen's birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom's advice to hire based on someone's heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation
Kumiko Love Instagram - One year. It will never seem real. I love you, mom.
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Kumiko Love Instagram - A message from my heart. Remember what's truly important in this life because it is short. I miss you, mom. #thebudgetmom
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Kumiko Love Instagram - 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone. I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn't even know if I had $2 in my checking account. That's an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids. Today, my life is completely different. After Dante's 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. For many, going out to eat on a whim doesn't seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago. There isn't one day that goes by where I don't think about my life over 10 years ago. There isn't one day when I'm not thankful I found the courage and dedication to change my life for the better. If you are here wanting more from your life, my only advice would be, don't wait! You CAN change your finances and your relationship with money. One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family. Today, we went out to breakfast, and I didn't HAVE TO put it on my credit card. For me, that will always be a win. Keep fighting. Keep pushing forward! Trust me, it's so worth it. #thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney
Kumiko Love Instagram - On January 14, 2019, I paid off my last debt and became 100% debt free. I’ll never forget how excited I was in that moment. Now, 6 years later, I want to reshare that video—not just to celebrate 6 years of being debt-free, but to reflect on everything I learned WHILE paying off debt and AFTER becoming debt-free.   DURING my debt payoff journey, I learned that: 💡 Every small payment matters. Even when it feels insignificant, every dollar you put toward your goal moves you forward. Those small wins add up. 💡 Setbacks don’t mean failure. I had moments where progress stalled, unexpected bills popped up, or motivation waned. What mattered most wasn’t how fast I moved but that I didn’t give up. 💡 It’s not just about numbers. The most important work happened in my mind. Learning how to manage money, control emotions, and stay disciplined was the real transformation. But AFTER becoming debt-free, I realized: 💡 Debt doesn’t define you. You are more than your mistakes, your financial past, or your current balance. Your journey is about growth, not guilt. 💡 There’s no finish line in personal finance. Paying off debt was a huge goal, but it didn’t mean I was done. Life kept going, and so did my financial journey—learning to invest, build wealth, and spend mindfully. 💡 Freedom looks different than you think. I thought becoming debt-free would erase all my stress, but true freedom isn’t just financial—it’s how you live, how you feel, and what you prioritize. If you’re in the middle of your debt journey, I want you to know this: 👉 Every small step matters. Every setback is part of the process. And when you become debt-free, it won’t be the end—it’ll be the start of something greater. 5 years later, I’m still learning. Still growing. Still applying the lessons I learned on my journey five years ago.  Thank you to my entire #tbmfamily for being on this journey with me!  If you’re on a debt-free journey, too, drop a 💪in the comments! And if you found this helpful, follow @thebudgetmom for more real-life debt and budgeting tips. 💬✨ #DebtFreeJourney #DebtFreeCommunity #FinancialFreedom #MoneyMatters #KeepGoing #PersonalFinance #MoneyMindset #PayOffDebt
Kumiko Love Instagram - Two years of marriage has taught us that the key to successfully managing money together is simple: communication and doing what works for us. 💬💰 There’s no one-size-fits-all approach when it comes to finances, but talking openly about our goals, being transparent about our spending, and finding a system that fits our relationship has made all the difference. It’s not about perfection. It’s about progress and working as a team every step of the way. 💪 Happy anniversary to my amazing husband—here’s to many more years of love and teamwork! 💖 What’s your biggest lesson in managing money with a partner?   #MarriageAndMoney #Teamwork #FinancialGoals
Kumiko Love Instagram - Comment 100ENVELOPE and I will send you this super cute 100 Envelope Savings Challenge Kit! The 100 envelope savings challenge involves numbering 100 envelopes from 1 to 100.  Each day or when you have extra cash, you randomly pick one envelope and put an amount of money equal to the envelope's number inside (e.g., $1 in envelope 1, $2 in envelope 2). Over time, you'll save a total of $5,050. The 100 envelope savings challenge is not just about saving money; it's about making it fun and engaging. It's like a game where you get to see your savings grow! It encourages consistent saving habits, helps build a substantial emergency fund, and provides a sense of accomplishment as you see your savings grow. Plus, the random daily amounts make it manageable and flexible, accommodating different budgets. I have wanted to start this challenge for a long time, and I am so excited to finally start. Some of my envelopes are already stuffed with cash! Do you have any questions about this savings challenge #savingschallenge #savemoney #savinggoals #savingsgoals #savemoneytips #savingmoney #100envelopesavingschallenge #savingstips #savemoneytime
Kumiko Love Instagram - I started running to combat emotional spending over 12 years ago. Today, I run to reconnect with my body after having a C-section 13 months ago. I run so my children can meet me at the finish line and know they can do anything. I run so I can practice believing in myself and build my confidence. I run so I can grieve my mom. I run so I can feel at peace. Here's to 10 miles today! 💪👏
Kumiko Love Instagram - This year, we decided to go back to doing pre-orders. That means you can order the new Budget By Paycheck® workbook on AUGUST 20TH, but they won't start shipping until SEPTEMBER 20TH. Why do we do pre-orders? The Budget Mom is a small business with only a few employees. Due to the HUGE influx of orders for our BBP launches, our small team needs time to package and prepare orders. We will be offering a brand new SMALL SIZE this year (with binding 8 3/4 inches wide X 9 1/2 inches tall), which will be $44. Our full size (with binding 10 inches wide x 11 inches tall) will be $48. Due to the popularity and high demand for our BBP workbooks, we can't guarantee stock for our launches! #thebudgetmom #budgetbypaycheckworkbook #budgetbypaycheckmethod #budgetbycheck #budgetplanner Do you like the new changes to the BBP® Workbook?
Kumiko Love Instagram - This weekend, our baby boy turned ONE. It's hard to believe we have a toddler when I feel like we just brought him home from the hospital. Around January, I started saving all leftover cash from my variable spending envelopes for his birthday. The amounts were sporadic, but I saved around $400 by the end of June. Chris also bought some of the cutest baseball decorations and keepsakes for our Rookie of the Year-themed party, like a custom wood bat, ball, and jersey. So cute! The decoration costs included things like the highchair garland, backdrop and balloon arch, cake topper, and 12-month photo board. The biggest expense for food was the grocery haul for the BBQ. We went with hotdogs, hamburgers, chips, and potato salad. I baked and decorated the sugar cookies, smash cake, and cupcakes. The largest present we got Dante was an electric ride-on tractor that cost around $200. If we hadn't already saved the money, we would have never spent so much on a birthday. I am so grateful I learned how to use sinking funds and that I could give my baby boy the best FIRST birthday without guilt. What has been your favorite birthday theme? I did a dinosaur theme for James's first birthday and LOVED it! #Budgeting #MoneyExpert #FinancialTips #FirstBirthday #BirthdayBudget #SinkingFunds #BudgetingHacks #MoneyManagement #FamilyFinance #SmartSpending #FrugalLiving #PersonalFinance
Kumiko Love Instagram - Preorders for the Budget by Paycheck® Workbooks start August 18th! 🎉🥳 Shipping begins September 15th. These workbooks were designed to help you organize your finances on your terms. Whether you’re paid weekly, biweekly, or monthly—you’ll be able to budget based on your actual paychecks, not someone else’s timeline. A few quick details: 🩷 Fully undated—start whenever you're ready 🩷 Comes in two sizes:  — Small: $47 (8 ¾" x 9 ½")  — Large: $51 (10" x 11") 🩷 3 pages of stickers coiled into the back 🩷 Pocket folder & monthly tab stickers 🩷 Reinforced, changeable cover 🩷 Weight: 2.2 lbs to 3.4 lbs 🩷 Full 3D flip-through at BudgetByPaycheck.com And no—you don’t have to use cash to use the method. The Cash Envelope Breakdown worksheet can also help you: • Map out variable expenses • Track sinking fund transfers • Prepare for big purchases I created this workbook because I needed something that didn’t just track numbers—but helped me live a life where money felt less chaotic, more intentional, and actually aligned with what mattered to me. I’ll be starting my new workbook in January 2026—when will you start yours? #budgetbypaycheck #thebudgetmom #paycheckbudgeting #cashenvelopemethod #budgetplanner #budgetworkbook #debtfreejourney #personalfinance #budgetingtools #sinkingfunds #budgetingtips #zerobasedbudget #budgetingcommunity #budgetsetup #financialfreedom #savemoney #financialplanning
Kumiko Love Instagram - We talk so much about budgeting, saving, and cutting back—but we rarely talk about how to spend money in a way that actually supports the life we’re living. As a stay-at-home working mom, I’ve learned that spending money intentionally doesn’t make me irresponsible. It makes me self-aware. It means I’m tuning out the guilt, the judgment, and the noise from social media—and choosing what works for my life. Here are just a few things I spend money on without shame—because sanity, joy, and rest deserve space in the budget, too. This is your permission slip to spend on the things that matter to you—even if they aren’t social media-perfect. What’s one thing you spend money on without guilt (and refuse to apologize for)? Drop it below. Let’s normalize real life spending. #IntentionalSpending #BudgetWithoutGuilt #TheBudgetMom #MomLifeMoney #SpendingWithPurpose #StayAtHomeMomLife #RealLifeFinances #budgetbypaycheck #MindfulLiving ##MoneyMindset
Kumiko Love Instagram - An expensive flank steak and over $300 later, I finished meal planning, prepping, and grocery shopping. I'm making four recipes next week with a plan to have one leftover day. For the past six months, I have tried desperately to keep my food budget at $600/mo. Today, I've realized I will have to increase it by $100/mo starting next month. That means another area of my budget will decrease. You are constantly making tradeoff decisions with your dollars, even when you don't realize it. You spend less in one area so you can spend more in another. Have you had to increase your food budget lately? It absolutely sucks! 😡 On the bright side, my meals are planned and ready to go! #mealplanning #budgetgoals #mealplan #mealprep #groceryshopping #grocerybudget #foodbudget #budgeting101
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Kumiko Love Instagram - 🎄 Christmas may feel far away, but it’s only 43 weeks away! If you start saving now, you could have: 💰 $5 per week = $215 💰 $10 per week = $430 💰 $20 per week = $860 💰 $50 per week = $2,150 A little planning now means a stress-free holiday later! 🎁✨ #ChristmasSavings #HolidayBudget #thebudgetmom Have you started saving for Christmas??
Kumiko Love Instagram - I have had the same $500/mo food budget for years, mostly because I was in denial that I would need to spend more in this category. After months of recognizing patterns and coming to the realization that my food budget was just not working with today's prices, I decided to pivot and shift. In an article for CBS News, I read that food prices are 25% higher now than in January 2020. If I used that math, I would increase my food budget to $625. But that doesn't include an older boy who is now a preteen eating WAY MORE, and our decision to eat a little healthier. For the past three months, I have spent around $800-$900/mo on food, including eating out and grocery shopping (Chris pays for much of our eating out). So, I increased our food budget to $900/mo going forward. I still need to make some more permanent tweaks to my budget, but at least April is mapped out and finalized, and that feels really good.  Anyone else have to increase their food budget?! #foodbudget #budgeting #personalfinanceforwomen #budgetbypaycheck #thebudgetmom #grocerybudget
Kumiko Love Instagram - Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! I bought the small binder from Amazon. It's A5 and linked in my Amazon shop. See the link in my bio. Here are the savings goals I'm saving for in cash in April: Husband's Bday - $67 4th of July - $17 James Bday - $58 Back-to-School - $8 Christmas - $182 Valentines - $8 Wedding Anniversary - $13 Sports - $15 What you decide to save depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals
Kumiko Love Instagram - The lesson: Believe in yourself more! It took me five years to overcome my fear of running in my first official race (besides Bloomsday), but I finally did it! I finished my first 10k! I have run longer distances in the past, but it's always been treadmill running. I was scared of the weather, the natural incline, and everything I could not control off the treadmill.  I wish I had believed in myself more and signed up for the half marathon. I felt extremely strong passing the finish line, and I knew I had it in me to do the additional miles. At mile 4, I had my fastest mile ever: 9.29. I have always been a slow runner. Usually, I run a 12-13-minute mile, but yesterday, I finished with a time of 1:10:12. I'm proud of this! The best part was seeing my husband and son waiting for me as I crossed the finish line and running this race for my mom (which I will continue to do for every race in the future).  When I got tired or started to doubt myself, I placed my hand over my heart, right where I placed my mom's photo button. I found strength in knowing she was there with me. Next time, I will believe in myself more and sign up for the half marathon next year. Until then, I want to have fun and practice doing more 10K runs! #yesyoucan #runningmakesmehappy #believeinyourself #first10k #ididthat #foryoumom #irunformymom
Kumiko Love Instagram - If you want to pay off debt, you can't just make the payments. You have to do the hard work to understand your debt story. You have to be ready to face hard truths and correct spending habits and patterns. You have to be willing to learn more about yourself because it's a lifestyle change and CHOICE. Your debt picture won't change long-term until you can do the self-discovery work. #thebudgetmom #debtfreegoals #debtfreecommunity #debtfreedom #debtfreejourney #payingoffdebt
Kumiko Love Instagram - Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! Here are the savings goals I saved for in cash for March: Husband's Bday - $67 4th of July - $17 James Bday - $58 Back-to-School - $8 Christmas - $182 Valentines - $8 Wedding Anniversary - $13 Sports - $15 What you decide to save for depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals #savemoney #savingstips #savemoneychallenge #moneyplan #personalfinanceforwomen
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Kumiko Love Instagram - If you want to be prepared for an upcoming holiday or expense, start now and with what you can—even if it's $10/mo. For example, if you save $25/mo for the rest of 2024, you will have $250 for Christmas. If you save $50/mo, you will have $500! That's better than $0. When you know you have a holiday, event, or expense in the future, start saving as early as possible. Give yourself as much time as you can to prepare. Heck, start saving for Valentine's Day in 2025. I have! I have a holiday goal of $2,000, which includes Christmas and Black Friday shopping. I started saving for this goal in January and I am saving $182/mo to reach my goal by November 2024. Plan, prepare, and save! #moneygoals #sinkingfunds #thebudgetmom #savingmoney #savingtips #savingsgoals
Kumiko Love Instagram - Was I the only one excited about the Facebook & Instagram outages? A social media break is always a good thing. 😊 #thebudgetmom
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Kumiko Love Instagram - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Kumiko Love Instagram - The Budget by Paycheck Method was created after my failed attempts at budgeting. For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay. I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process. Here are the steps to the BBP Method: 1. Find your why- Why are you on this financial journey? 2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month. 3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc. 4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they're identified, you set a realistic amount on how much you want to spend on each of those categories. 5. Budget calendar- When you think about your budget, it's easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks. 6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance. 7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate? 8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills. 9. Tweak and perfect- Remember, the first budget you create isn't set in stone. Tweak and perfect what might not work for you. Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way. Remember, your financial journey isn't only about the numbers. It's also about learning about yourself and why you spend money the way you do. If you're looking for where to start, be sure to click the link in my bio to access my free budgeting course. Raise your hand if you use the Budget by Paycheck Method! 🙋‍♀️
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Kumiko Love Instagram - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love Instagram - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Kumiko Love - 32.2K Likes - This is just another reminder that deciding where to put your money matters! ALWAYS research banking fees and interest rates. Here are some banks I do like: 1️⃣ Ally Bank: Currently, I have my emergency savings in their online high-yield savings accounts. You have no over-draft fees, monthly fees, and no minimums. They don't always offer the highest rates, but come close! 2️⃣ Credit Unions: I love credit unions and have both checking and savings with a local credit union! Bigger banks might offer more products, but they aren't worth the member-owned service you get with a credit union. Of course, there might be better options if you travel internationally or need access to a bank nationwide. 3️⃣ I have heard great things about the Discover Cashback Debit checking account but have yet to use it myself. This account has no fees or minimum balance requirements, no-fee check ordering, and fee-free overdraft protection. They also offer over 60,000 free ATMs. What bank do you use and love? #personalfinanceforwomen #bankingawareness #savingmoney #checkingaccount #moneytips #thebudgetmom

32.2K Likes – Kumiko Love Instagram

Caption : This is just another reminder that deciding where to put your money matters! ALWAYS research banking fees and interest rates. Here are some banks I do like: 1️⃣ Ally Bank: Currently, I have my emergency savings in their online high-yield savings accounts. You have no over-draft fees, monthly fees, and no minimums. They don’t always offer the highest rates, but come close! 2️⃣ Credit Unions: I love credit unions and have both checking and savings with a local credit union! Bigger banks might offer more products, but they aren’t worth the member-owned service you get with a credit union. Of course, there might be better options if you travel internationally or need access to a bank nationwide. 3️⃣ I have heard great things about the Discover Cashback Debit checking account but have yet to use it myself. This account has no fees or minimum balance requirements, no-fee check ordering, and fee-free overdraft protection. They also offer over 60,000 free ATMs. What bank do you use and love? #personalfinanceforwomen #bankingawareness #savingmoney #checkingaccount #moneytips #thebudgetmom
Likes : 32160Kumiko Love - 23.6K Likes - Of course, this is not my ENTIRE story. Marrying my best friend, losing my mom, and having a baby are all things that have happened in just the last two years. But these are stepping stones in my journey that have led me to where I am today. One of the quotes that has always stayed with me is: "Every expert was once a beginner." And it wasn't too long ago that I was a beginner with finances and my budget. This financial journey is about starting somewhere and making a step every day to get where you want to be. I am still here, taking those steps in my own life. Thank you for letting me share those steps with you and allowing me to be part of your journey! In the comments, share when you started your financial journey! Mine really started in 2012! #thebudgetmom #tbmfamily #financialjourney #moneyplan #moneymotivation #moneymindset #financialgoals #debtfreegoals #debtfreejourney #personalfinanceforwomen #nojudgementzone #financialfreedom

23.6K Likes – Kumiko Love Instagram

Caption : Of course, this is not my ENTIRE story. Marrying my best friend, losing my mom, and having a baby are all things that have happened in just the last two years. But these are stepping stones in my journey that have led me to where I am today. One of the quotes that has always stayed with me is: “Every expert was once a beginner.” And it wasn’t too long ago that I was a beginner with finances and my budget. This financial journey is about starting somewhere and making a step every day to get where you want to be. I am still here, taking those steps in my own life. Thank you for letting me share those steps with you and allowing me to be part of your journey! In the comments, share when you started your financial journey! Mine really started in 2012! #thebudgetmom #tbmfamily #financialjourney #moneyplan #moneymotivation #moneymindset #financialgoals #debtfreegoals #debtfreejourney #personalfinanceforwomen #nojudgementzone #financialfreedom
Likes : 23552Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 11.2K Likes - This was a hard weekly recap to share, but it's the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.' I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn't gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it's not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That's all you can do. That's enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom

11.2K Likes – Kumiko Love Instagram

Caption : This was a hard weekly recap to share, but it’s the truth. I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough. For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’ I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible. I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare. I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough. Thank you for allowing me to share this journey with you. What are some struggles you had this week? #thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Likes : 11233Kumiko Love - 10.9K Likes - Discovering your WHY is one of the most important steps on your financial and life journey. As The Budget Mom, I believe it's the foundation of everything. Your WHY is the guiding force that shapes your decisions and fuels your passions. Life is full of changes and challenges, and your WHY will evolve with you. After losing my mom, my sense of purpose shifted dramatically. I realized I could never fill her shoes, but I could carry her torch into the future, honoring her memory by living a life that reflects her values and love. It's okay if your WHY changes—it means you're growing. Each life experience, especially loss, highlights how short life is and how important it is to live it fully. Embrace the changes, let them shape your WHY, and use it to guide you toward a more meaningful and fulfilled life.   When the pain of losing my mom becomes unbearable, and the reality of her being gone is heart-crushing, I remember that she lives through me.  To everyone experiencing change and finding that it redefines your WHY, embrace it and let it happen. XOXO, Miko

10.9K Likes – Kumiko Love Instagram

Caption : Discovering your WHY is one of the most important steps on your financial and life journey. As The Budget Mom, I believe it’s the foundation of everything. Your WHY is the guiding force that shapes your decisions and fuels your passions. Life is full of changes and challenges, and your WHY will evolve with you. After losing my mom, my sense of purpose shifted dramatically. I realized I could never fill her shoes, but I could carry her torch into the future, honoring her memory by living a life that reflects her values and love. It’s okay if your WHY changes—it means you’re growing. Each life experience, especially loss, highlights how short life is and how important it is to live it fully. Embrace the changes, let them shape your WHY, and use it to guide you toward a more meaningful and fulfilled life.   When the pain of losing my mom becomes unbearable, and the reality of her being gone is heart-crushing, I remember that she lives through me.  To everyone experiencing change and finding that it redefines your WHY, embrace it and let it happen. XOXO, Miko
Likes : 10861Kumiko Love - 8.4K Likes - Today, I want to celebrate a very special person! It's Ryen's birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom's advice to hire based on someone's heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation

8.4K Likes – Kumiko Love Instagram

Caption : Today, I want to celebrate a very special person! It’s Ryen’s birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom’s advice to hire based on someone’s heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation
Likes : 8399Kumiko Love - 7.9K Likes - One year. It will never seem real. I love you, mom.

7.9K Likes – Kumiko Love Instagram

Caption : One year. It will never seem real. I love you, mom.
Likes : 7936Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 6.1K Likes - When I set out to learn a new skill, I don't just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It's true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don't stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It's fantastic to have a lot of hobbies and passions, but it's also essential to define "balance" in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams

6.1K Likes – Kumiko Love Instagram

Caption : When I set out to learn a new skill, I don’t just do things to cross it off my list. I set out to understand it and MASTER it. This is something that really hit me this week. It’s true. When I want to learn something, I become obsessed, and then I set out not only to do it but to absolutely master it. It was like this with budgeting, baking, gardening, soap making, raising chickens, and now sourdough. I don’t stop trying, learning, and growing. This can be a good thing and a curse. Sometimes, I am too hard on myself, and my obsession becomes so great that I put things that should be a priority on the back burner. It means that sometimes I overwork myself, then burn out and stop doing anything. It’s fantastic to have a lot of hobbies and passions, but it’s also essential to define “balance” in your life. I am still working on that! I hope you have an amazing weekend! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams
Likes : 6139Kumiko Love - 5.8K Likes - A message from my heart. Remember what's truly important in this life because it is short. I miss you, mom. #thebudgetmom

5.8K Likes – Kumiko Love Instagram

Caption : A message from my heart. Remember what’s truly important in this life because it is short. I miss you, mom. #thebudgetmom
Likes : 5791Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.2K Likes - Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It's also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don't think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It's not just physically life-changing; it's also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn't make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can't be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss

5.2K Likes – Kumiko Love Instagram

Caption : Wow, there are many lessons this week, but more importantly, many truths. Being a stay-at-home mom is different from what I thought it would be. It’s also more challenging than I could have ever imagined. It has tested my patience and my ability to handle my emotions. Sometimes, I don’t think I could mentally handle having another baby. The thought scares me, if I am being honest, and saying that out loud makes me feel bad. I am going to take more time to heal because a C-section delivery and having a baby are no joke! It’s not just physically life-changing; it’s also mentally challenging. Being a mom is the best job in the world, and staying at home with my children is the biggest blessing I could ask for, but that doesn’t make it any easier.  Raise your hand if you identify with this. 🙋‍♀️🙋‍♀️ I can’t be the only one! #thebudgetmom #dontgiveuponyourself #sourdoughjourney #tbmfamily #momboss #smallbussinessowner #moneygoals #moneymotivation #weeklyrecap #mealplanning #worklifebalance #passionandpurpose #homesteaddreams #stayathomemom #momstruggles #momboss
Likes : 5164Kumiko Love - 5.1K Likes - 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone. I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn't even know if I had $2 in my checking account. That's an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids. Today, my life is completely different. After Dante's 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. For many, going out to eat on a whim doesn't seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago. There isn't one day that goes by where I don't think about my life over 10 years ago. There isn't one day when I'm not thankful I found the courage and dedication to change my life for the better. If you are here wanting more from your life, my only advice would be, don't wait! You CAN change your finances and your relationship with money. One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family. Today, we went out to breakfast, and I didn't HAVE TO put it on my credit card. For me, that will always be a win. Keep fighting. Keep pushing forward! Trust me, it's so worth it. #thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney

5.1K Likes – Kumiko Love Instagram

Caption : 10 years ago, I went through a McDonalds drive-through and financed a $1.09 ice cream cone. I used my credit card to buy an ice cream cone for my son because I was afraid that my debit card would decline. I didn’t even know if I had $2 in my checking account. That’s an experience that changed my life. That was the day I decided I was going to fight for something different. A better life with my kids. Today, my life is completely different. After Dante’s 9-month checkup and finding out he did not need shots at this appointment, we decided to go out for breakfast. For many, going out to eat on a whim doesn’t seem like that big of a deal. For me, it means the world because I remember what my life was like not too long ago. There isn’t one day that goes by where I don’t think about my life over 10 years ago. There isn’t one day when I’m not thankful I found the courage and dedication to change my life for the better. If you are here wanting more from your life, my only advice would be, don’t wait! You CAN change your finances and your relationship with money. One of the biggest blessings of starting my debt-free and financial journey is no longer worrying about my finances or wondering if I even have the money to go out with my family. Today, we went out to breakfast, and I didn’t HAVE TO put it on my credit card. For me, that will always be a win. Keep fighting. Keep pushing forward! Trust me, it’s so worth it. #thebudgetmom #budgetbypaycheck #personalfinance #debtfreegoals #debtfreecommunity #debtfreejourney
Likes : 5056Kumiko Love - 5K Likes - On January 14, 2019, I paid off my last debt and became 100% debt free. I’ll never forget how excited I was in that moment. Now, 6 years later, I want to reshare that video—not just to celebrate 6 years of being debt-free, but to reflect on everything I learned WHILE paying off debt and AFTER becoming debt-free.   DURING my debt payoff journey, I learned that: 💡 Every small payment matters. Even when it feels insignificant, every dollar you put toward your goal moves you forward. Those small wins add up. 💡 Setbacks don’t mean failure. I had moments where progress stalled, unexpected bills popped up, or motivation waned. What mattered most wasn’t how fast I moved but that I didn’t give up. 💡 It’s not just about numbers. The most important work happened in my mind. Learning how to manage money, control emotions, and stay disciplined was the real transformation. But AFTER becoming debt-free, I realized: 💡 Debt doesn’t define you. You are more than your mistakes, your financial past, or your current balance. Your journey is about growth, not guilt. 💡 There’s no finish line in personal finance. Paying off debt was a huge goal, but it didn’t mean I was done. Life kept going, and so did my financial journey—learning to invest, build wealth, and spend mindfully. 💡 Freedom looks different than you think. I thought becoming debt-free would erase all my stress, but true freedom isn’t just financial—it’s how you live, how you feel, and what you prioritize. If you’re in the middle of your debt journey, I want you to know this: 👉 Every small step matters. Every setback is part of the process. And when you become debt-free, it won’t be the end—it’ll be the start of something greater. 5 years later, I’m still learning. Still growing. Still applying the lessons I learned on my journey five years ago.  Thank you to my entire #tbmfamily for being on this journey with me!  If you’re on a debt-free journey, too, drop a 💪in the comments! And if you found this helpful, follow @thebudgetmom for more real-life debt and budgeting tips. 💬✨ #DebtFreeJourney #DebtFreeCommunity #FinancialFreedom #MoneyMatters #KeepGoing #PersonalFinance #MoneyMindset #PayOffDebt

5K Likes – Kumiko Love Instagram

Caption : On January 14, 2019, I paid off my last debt and became 100% debt free. I’ll never forget how excited I was in that moment. Now, 6 years later, I want to reshare that video—not just to celebrate 6 years of being debt-free, but to reflect on everything I learned WHILE paying off debt and AFTER becoming debt-free.   DURING my debt payoff journey, I learned that: 💡 Every small payment matters. Even when it feels insignificant, every dollar you put toward your goal moves you forward. Those small wins add up. 💡 Setbacks don’t mean failure. I had moments where progress stalled, unexpected bills popped up, or motivation waned. What mattered most wasn’t how fast I moved but that I didn’t give up. 💡 It’s not just about numbers. The most important work happened in my mind. Learning how to manage money, control emotions, and stay disciplined was the real transformation. But AFTER becoming debt-free, I realized: 💡 Debt doesn’t define you. You are more than your mistakes, your financial past, or your current balance. Your journey is about growth, not guilt. 💡 There’s no finish line in personal finance. Paying off debt was a huge goal, but it didn’t mean I was done. Life kept going, and so did my financial journey—learning to invest, build wealth, and spend mindfully. 💡 Freedom looks different than you think. I thought becoming debt-free would erase all my stress, but true freedom isn’t just financial—it’s how you live, how you feel, and what you prioritize. If you’re in the middle of your debt journey, I want you to know this: 👉 Every small step matters. Every setback is part of the process. And when you become debt-free, it won’t be the end—it’ll be the start of something greater. 5 years later, I’m still learning. Still growing. Still applying the lessons I learned on my journey five years ago.  Thank you to my entire #tbmfamily for being on this journey with me!  If you’re on a debt-free journey, too, drop a 💪in the comments! And if you found this helpful, follow @thebudgetmom for more real-life debt and budgeting tips. 💬✨ #DebtFreeJourney #DebtFreeCommunity #FinancialFreedom #MoneyMatters #KeepGoing #PersonalFinance #MoneyMindset #PayOffDebt
Likes : 5025Kumiko Love - 4.8K Likes - Two years of marriage has taught us that the key to successfully managing money together is simple: communication and doing what works for us. 💬💰 There’s no one-size-fits-all approach when it comes to finances, but talking openly about our goals, being transparent about our spending, and finding a system that fits our relationship has made all the difference. It’s not about perfection. It’s about progress and working as a team every step of the way. 💪 Happy anniversary to my amazing husband—here’s to many more years of love and teamwork! 💖 What’s your biggest lesson in managing money with a partner?   #MarriageAndMoney #Teamwork #FinancialGoals

4.8K Likes – Kumiko Love Instagram

Caption : Two years of marriage has taught us that the key to successfully managing money together is simple: communication and doing what works for us. 💬💰 There’s no one-size-fits-all approach when it comes to finances, but talking openly about our goals, being transparent about our spending, and finding a system that fits our relationship has made all the difference. It’s not about perfection. It’s about progress and working as a team every step of the way. 💪 Happy anniversary to my amazing husband—here’s to many more years of love and teamwork! 💖 What’s your biggest lesson in managing money with a partner?   #MarriageAndMoney #Teamwork #FinancialGoals
Likes : 4822Kumiko Love - 4.7K Likes - Comment 100ENVELOPE and I will send you this super cute 100 Envelope Savings Challenge Kit! The 100 envelope savings challenge involves numbering 100 envelopes from 1 to 100.  Each day or when you have extra cash, you randomly pick one envelope and put an amount of money equal to the envelope's number inside (e.g., $1 in envelope 1, $2 in envelope 2). Over time, you'll save a total of $5,050. The 100 envelope savings challenge is not just about saving money; it's about making it fun and engaging. It's like a game where you get to see your savings grow! It encourages consistent saving habits, helps build a substantial emergency fund, and provides a sense of accomplishment as you see your savings grow. Plus, the random daily amounts make it manageable and flexible, accommodating different budgets. I have wanted to start this challenge for a long time, and I am so excited to finally start. Some of my envelopes are already stuffed with cash! Do you have any questions about this savings challenge #savingschallenge #savemoney #savinggoals #savingsgoals #savemoneytips #savingmoney #100envelopesavingschallenge #savingstips #savemoneytime

4.7K Likes – Kumiko Love Instagram

Caption : Comment 100ENVELOPE and I will send you this super cute 100 Envelope Savings Challenge Kit! The 100 envelope savings challenge involves numbering 100 envelopes from 1 to 100.  Each day or when you have extra cash, you randomly pick one envelope and put an amount of money equal to the envelope’s number inside (e.g., $1 in envelope 1, $2 in envelope 2). Over time, you’ll save a total of $5,050. The 100 envelope savings challenge is not just about saving money; it’s about making it fun and engaging. It’s like a game where you get to see your savings grow! It encourages consistent saving habits, helps build a substantial emergency fund, and provides a sense of accomplishment as you see your savings grow. Plus, the random daily amounts make it manageable and flexible, accommodating different budgets. I have wanted to start this challenge for a long time, and I am so excited to finally start. Some of my envelopes are already stuffed with cash! Do you have any questions about this savings challenge #savingschallenge #savemoney #savinggoals #savingsgoals #savemoneytips #savingmoney #100envelopesavingschallenge #savingstips #savemoneytime
Likes : 4710Kumiko Love - 4.3K Likes - I started running to combat emotional spending over 12 years ago. Today, I run to reconnect with my body after having a C-section 13 months ago. I run so my children can meet me at the finish line and know they can do anything. I run so I can practice believing in myself and build my confidence. I run so I can grieve my mom. I run so I can feel at peace. Here's to 10 miles today! 💪👏

4.3K Likes – Kumiko Love Instagram

Caption : I started running to combat emotional spending over 12 years ago. Today, I run to reconnect with my body after having a C-section 13 months ago. I run so my children can meet me at the finish line and know they can do anything. I run so I can practice believing in myself and build my confidence. I run so I can grieve my mom. I run so I can feel at peace. Here’s to 10 miles today! 💪👏
Likes : 4256Kumiko Love - 4.2K Likes - This year, we decided to go back to doing pre-orders. That means you can order the new Budget By Paycheck® workbook on AUGUST 20TH, but they won't start shipping until SEPTEMBER 20TH. Why do we do pre-orders? The Budget Mom is a small business with only a few employees. Due to the HUGE influx of orders for our BBP launches, our small team needs time to package and prepare orders. We will be offering a brand new SMALL SIZE this year (with binding 8 3/4 inches wide X 9 1/2 inches tall), which will be $44. Our full size (with binding 10 inches wide x 11 inches tall) will be $48. Due to the popularity and high demand for our BBP workbooks, we can't guarantee stock for our launches! #thebudgetmom #budgetbypaycheckworkbook #budgetbypaycheckmethod #budgetbycheck #budgetplanner Do you like the new changes to the BBP® Workbook?

4.2K Likes – Kumiko Love Instagram

Caption : This year, we decided to go back to doing pre-orders. That means you can order the new Budget By Paycheck® workbook on AUGUST 20TH, but they won’t start shipping until SEPTEMBER 20TH. Why do we do pre-orders? The Budget Mom is a small business with only a few employees. Due to the HUGE influx of orders for our BBP launches, our small team needs time to package and prepare orders. We will be offering a brand new SMALL SIZE this year (with binding 8 3/4 inches wide X 9 1/2 inches tall), which will be $44. Our full size (with binding 10 inches wide x 11 inches tall) will be $48. Due to the popularity and high demand for our BBP workbooks, we can’t guarantee stock for our launches! #thebudgetmom #budgetbypaycheckworkbook #budgetbypaycheckmethod #budgetbycheck #budgetplanner Do you like the new changes to the BBP® Workbook?
Likes : 4242Kumiko Love - 4.1K Likes - This weekend, our baby boy turned ONE. It's hard to believe we have a toddler when I feel like we just brought him home from the hospital. Around January, I started saving all leftover cash from my variable spending envelopes for his birthday. The amounts were sporadic, but I saved around $400 by the end of June. Chris also bought some of the cutest baseball decorations and keepsakes for our Rookie of the Year-themed party, like a custom wood bat, ball, and jersey. So cute! The decoration costs included things like the highchair garland, backdrop and balloon arch, cake topper, and 12-month photo board. The biggest expense for food was the grocery haul for the BBQ. We went with hotdogs, hamburgers, chips, and potato salad. I baked and decorated the sugar cookies, smash cake, and cupcakes. The largest present we got Dante was an electric ride-on tractor that cost around $200. If we hadn't already saved the money, we would have never spent so much on a birthday. I am so grateful I learned how to use sinking funds and that I could give my baby boy the best FIRST birthday without guilt. What has been your favorite birthday theme? I did a dinosaur theme for James's first birthday and LOVED it! #Budgeting #MoneyExpert #FinancialTips #FirstBirthday #BirthdayBudget #SinkingFunds #BudgetingHacks #MoneyManagement #FamilyFinance #SmartSpending #FrugalLiving #PersonalFinance

4.1K Likes – Kumiko Love Instagram

Caption : This weekend, our baby boy turned ONE. It’s hard to believe we have a toddler when I feel like we just brought him home from the hospital. Around January, I started saving all leftover cash from my variable spending envelopes for his birthday. The amounts were sporadic, but I saved around $400 by the end of June. Chris also bought some of the cutest baseball decorations and keepsakes for our Rookie of the Year-themed party, like a custom wood bat, ball, and jersey. So cute! The decoration costs included things like the highchair garland, backdrop and balloon arch, cake topper, and 12-month photo board. The biggest expense for food was the grocery haul for the BBQ. We went with hotdogs, hamburgers, chips, and potato salad. I baked and decorated the sugar cookies, smash cake, and cupcakes. The largest present we got Dante was an electric ride-on tractor that cost around $200. If we hadn’t already saved the money, we would have never spent so much on a birthday. I am so grateful I learned how to use sinking funds and that I could give my baby boy the best FIRST birthday without guilt. What has been your favorite birthday theme? I did a dinosaur theme for James’s first birthday and LOVED it! #Budgeting #MoneyExpert #FinancialTips #FirstBirthday #BirthdayBudget #SinkingFunds #BudgetingHacks #MoneyManagement #FamilyFinance #SmartSpending #FrugalLiving #PersonalFinance
Likes : 4122Kumiko Love - 3.9K Likes - Preorders for the Budget by Paycheck® Workbooks start August 18th! 🎉🥳 Shipping begins September 15th. These workbooks were designed to help you organize your finances on your terms. Whether you’re paid weekly, biweekly, or monthly—you’ll be able to budget based on your actual paychecks, not someone else’s timeline. A few quick details: 🩷 Fully undated—start whenever you're ready 🩷 Comes in two sizes:  — Small: $47 (8 ¾" x 9 ½")  — Large: $51 (10" x 11") 🩷 3 pages of stickers coiled into the back 🩷 Pocket folder & monthly tab stickers 🩷 Reinforced, changeable cover 🩷 Weight: 2.2 lbs to 3.4 lbs 🩷 Full 3D flip-through at BudgetByPaycheck.com And no—you don’t have to use cash to use the method. The Cash Envelope Breakdown worksheet can also help you: • Map out variable expenses • Track sinking fund transfers • Prepare for big purchases I created this workbook because I needed something that didn’t just track numbers—but helped me live a life where money felt less chaotic, more intentional, and actually aligned with what mattered to me. I’ll be starting my new workbook in January 2026—when will you start yours? #budgetbypaycheck #thebudgetmom #paycheckbudgeting #cashenvelopemethod #budgetplanner #budgetworkbook #debtfreejourney #personalfinance #budgetingtools #sinkingfunds #budgetingtips #zerobasedbudget #budgetingcommunity #budgetsetup #financialfreedom #savemoney #financialplanning

3.9K Likes – Kumiko Love Instagram

Caption : Preorders for the Budget by Paycheck® Workbooks start August 18th! 🎉🥳 Shipping begins September 15th. These workbooks were designed to help you organize your finances on your terms. Whether you’re paid weekly, biweekly, or monthly—you’ll be able to budget based on your actual paychecks, not someone else’s timeline. A few quick details: 🩷 Fully undated—start whenever you’re ready 🩷 Comes in two sizes:  — Small: $47 (8 ¾” x 9 ½”)  — Large: $51 (10″ x 11″) 🩷 3 pages of stickers coiled into the back 🩷 Pocket folder & monthly tab stickers 🩷 Reinforced, changeable cover 🩷 Weight: 2.2 lbs to 3.4 lbs 🩷 Full 3D flip-through at BudgetByPaycheck.com And no—you don’t have to use cash to use the method. The Cash Envelope Breakdown worksheet can also help you: • Map out variable expenses • Track sinking fund transfers • Prepare for big purchases I created this workbook because I needed something that didn’t just track numbers—but helped me live a life where money felt less chaotic, more intentional, and actually aligned with what mattered to me. I’ll be starting my new workbook in January 2026—when will you start yours? #budgetbypaycheck #thebudgetmom #paycheckbudgeting #cashenvelopemethod #budgetplanner #budgetworkbook #debtfreejourney #personalfinance #budgetingtools #sinkingfunds #budgetingtips #zerobasedbudget #budgetingcommunity #budgetsetup #financialfreedom #savemoney #financialplanning
Likes : 3909Kumiko Love - 3.8K Likes - We talk so much about budgeting, saving, and cutting back—but we rarely talk about how to spend money in a way that actually supports the life we’re living. As a stay-at-home working mom, I’ve learned that spending money intentionally doesn’t make me irresponsible. It makes me self-aware. It means I’m tuning out the guilt, the judgment, and the noise from social media—and choosing what works for my life. Here are just a few things I spend money on without shame—because sanity, joy, and rest deserve space in the budget, too. This is your permission slip to spend on the things that matter to you—even if they aren’t social media-perfect. What’s one thing you spend money on without guilt (and refuse to apologize for)? Drop it below. Let’s normalize real life spending. #IntentionalSpending #BudgetWithoutGuilt #TheBudgetMom #MomLifeMoney #SpendingWithPurpose #StayAtHomeMomLife #RealLifeFinances #budgetbypaycheck #MindfulLiving ##MoneyMindset

3.8K Likes – Kumiko Love Instagram

Caption : We talk so much about budgeting, saving, and cutting back—but we rarely talk about how to spend money in a way that actually supports the life we’re living. As a stay-at-home working mom, I’ve learned that spending money intentionally doesn’t make me irresponsible. It makes me self-aware. It means I’m tuning out the guilt, the judgment, and the noise from social media—and choosing what works for my life. Here are just a few things I spend money on without shame—because sanity, joy, and rest deserve space in the budget, too. This is your permission slip to spend on the things that matter to you—even if they aren’t social media-perfect. What’s one thing you spend money on without guilt (and refuse to apologize for)? Drop it below. Let’s normalize real life spending. #IntentionalSpending #BudgetWithoutGuilt #TheBudgetMom #MomLifeMoney #SpendingWithPurpose #StayAtHomeMomLife #RealLifeFinances #budgetbypaycheck #MindfulLiving ##MoneyMindset
Likes : 3763Kumiko Love - 3.5K Likes - An expensive flank steak and over $300 later, I finished meal planning, prepping, and grocery shopping. I'm making four recipes next week with a plan to have one leftover day. For the past six months, I have tried desperately to keep my food budget at $600/mo. Today, I've realized I will have to increase it by $100/mo starting next month. That means another area of my budget will decrease. You are constantly making tradeoff decisions with your dollars, even when you don't realize it. You spend less in one area so you can spend more in another. Have you had to increase your food budget lately? It absolutely sucks! 😡 On the bright side, my meals are planned and ready to go! #mealplanning #budgetgoals #mealplan #mealprep #groceryshopping #grocerybudget #foodbudget #budgeting101

3.5K Likes – Kumiko Love Instagram

Caption : An expensive flank steak and over $300 later, I finished meal planning, prepping, and grocery shopping. I’m making four recipes next week with a plan to have one leftover day. For the past six months, I have tried desperately to keep my food budget at $600/mo. Today, I’ve realized I will have to increase it by $100/mo starting next month. That means another area of my budget will decrease. You are constantly making tradeoff decisions with your dollars, even when you don’t realize it. You spend less in one area so you can spend more in another. Have you had to increase your food budget lately? It absolutely sucks! 😡 On the bright side, my meals are planned and ready to go! #mealplanning #budgetgoals #mealplan #mealprep #groceryshopping #grocerybudget #foodbudget #budgeting101
Likes : 3521Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom

3.5K Likes – Kumiko Love Instagram

Caption : When I saw that my property taxes increased over 150% in the last 6 years, I wanted to throw up and I felt really angry. When I bought my home with cash, I remember feeling this huge sense of relief. I had spent years saving for it, working toward that goal, and it felt like I finally owned my home. But looking back at my property taxes over the past six years honestly surprised me. Property taxes are something most homeowners do not fully think about when they buy a house. Most of the focus is on the purchase price or the mortgage payment. But property taxes are one of the biggest ongoing costs of homeownership and they can change significantly over time depending on home values, reassessments, improvements to the property, and local levies. This experience forced me to really understand how property taxes work and what they actually fund in our communities. It is one of those parts of homeownership that many people do not fully think about until they are living it. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more! #PropertyTaxes #HomeownershipCosts #FinancialEducation #MoneyTalk #TheBudgetMom
Likes : 3511Kumiko Love - 3.5K Likes - 🎄 Christmas may feel far away, but it’s only 43 weeks away! If you start saving now, you could have: 💰 $5 per week = $215 💰 $10 per week = $430 💰 $20 per week = $860 💰 $50 per week = $2,150 A little planning now means a stress-free holiday later! 🎁✨ #ChristmasSavings #HolidayBudget #thebudgetmom Have you started saving for Christmas??

3.5K Likes – Kumiko Love Instagram

Caption : 🎄 Christmas may feel far away, but it’s only 43 weeks away! If you start saving now, you could have: 💰 $5 per week = $215 💰 $10 per week = $430 💰 $20 per week = $860 💰 $50 per week = $2,150 A little planning now means a stress-free holiday later! 🎁✨ #ChristmasSavings #HolidayBudget #thebudgetmom Have you started saving for Christmas??
Likes : 3458Kumiko Love - 3.4K Likes - I have had the same $500/mo food budget for years, mostly because I was in denial that I would need to spend more in this category. After months of recognizing patterns and coming to the realization that my food budget was just not working with today's prices, I decided to pivot and shift. In an article for CBS News, I read that food prices are 25% higher now than in January 2020. If I used that math, I would increase my food budget to $625. But that doesn't include an older boy who is now a preteen eating WAY MORE, and our decision to eat a little healthier. For the past three months, I have spent around $800-$900/mo on food, including eating out and grocery shopping (Chris pays for much of our eating out). So, I increased our food budget to $900/mo going forward. I still need to make some more permanent tweaks to my budget, but at least April is mapped out and finalized, and that feels really good.  Anyone else have to increase their food budget?! #foodbudget #budgeting #personalfinanceforwomen #budgetbypaycheck #thebudgetmom #grocerybudget

3.4K Likes – Kumiko Love Instagram

Caption : I have had the same $500/mo food budget for years, mostly because I was in denial that I would need to spend more in this category. After months of recognizing patterns and coming to the realization that my food budget was just not working with today’s prices, I decided to pivot and shift. In an article for CBS News, I read that food prices are 25% higher now than in January 2020. If I used that math, I would increase my food budget to $625. But that doesn’t include an older boy who is now a preteen eating WAY MORE, and our decision to eat a little healthier. For the past three months, I have spent around $800-$900/mo on food, including eating out and grocery shopping (Chris pays for much of our eating out). So, I increased our food budget to $900/mo going forward. I still need to make some more permanent tweaks to my budget, but at least April is mapped out and finalized, and that feels really good.  Anyone else have to increase their food budget?! #foodbudget #budgeting #personalfinanceforwomen #budgetbypaycheck #thebudgetmom #grocerybudget
Likes : 3385Kumiko Love - 3.2K Likes - Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! I bought the small binder from Amazon. It's A5 and linked in my Amazon shop. See the link in my bio. Here are the savings goals I'm saving for in cash in April: Husband's Bday - $67 4th of July - $17 James Bday - $58 Back-to-School - $8 Christmas - $182 Valentines - $8 Wedding Anniversary - $13 Sports - $15 What you decide to save depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals

3.2K Likes – Kumiko Love Instagram

Caption : Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! I bought the small binder from Amazon. It’s A5 and linked in my Amazon shop. See the link in my bio. Here are the savings goals I’m saving for in cash in April: Husband’s Bday – $67 4th of July – $17 James Bday – $58 Back-to-School – $8 Christmas – $182 Valentines – $8 Wedding Anniversary – $13 Sports – $15 What you decide to save depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals
Likes : 3215Kumiko Love - 3.1K Likes - The lesson: Believe in yourself more! It took me five years to overcome my fear of running in my first official race (besides Bloomsday), but I finally did it! I finished my first 10k! I have run longer distances in the past, but it's always been treadmill running. I was scared of the weather, the natural incline, and everything I could not control off the treadmill.  I wish I had believed in myself more and signed up for the half marathon. I felt extremely strong passing the finish line, and I knew I had it in me to do the additional miles. At mile 4, I had my fastest mile ever: 9.29. I have always been a slow runner. Usually, I run a 12-13-minute mile, but yesterday, I finished with a time of 1:10:12. I'm proud of this! The best part was seeing my husband and son waiting for me as I crossed the finish line and running this race for my mom (which I will continue to do for every race in the future).  When I got tired or started to doubt myself, I placed my hand over my heart, right where I placed my mom's photo button. I found strength in knowing she was there with me. Next time, I will believe in myself more and sign up for the half marathon next year. Until then, I want to have fun and practice doing more 10K runs! #yesyoucan #runningmakesmehappy #believeinyourself #first10k #ididthat #foryoumom #irunformymom

3.1K Likes – Kumiko Love Instagram

Caption : The lesson: Believe in yourself more! It took me five years to overcome my fear of running in my first official race (besides Bloomsday), but I finally did it! I finished my first 10k! I have run longer distances in the past, but it’s always been treadmill running. I was scared of the weather, the natural incline, and everything I could not control off the treadmill.  I wish I had believed in myself more and signed up for the half marathon. I felt extremely strong passing the finish line, and I knew I had it in me to do the additional miles. At mile 4, I had my fastest mile ever: 9.29. I have always been a slow runner. Usually, I run a 12-13-minute mile, but yesterday, I finished with a time of 1:10:12. I’m proud of this! The best part was seeing my husband and son waiting for me as I crossed the finish line and running this race for my mom (which I will continue to do for every race in the future).  When I got tired or started to doubt myself, I placed my hand over my heart, right where I placed my mom’s photo button. I found strength in knowing she was there with me. Next time, I will believe in myself more and sign up for the half marathon next year. Until then, I want to have fun and practice doing more 10K runs! #yesyoucan #runningmakesmehappy #believeinyourself #first10k #ididthat #foryoumom #irunformymom
Likes : 3112Kumiko Love - 3.1K Likes - If you want to pay off debt, you can't just make the payments. You have to do the hard work to understand your debt story. You have to be ready to face hard truths and correct spending habits and patterns. You have to be willing to learn more about yourself because it's a lifestyle change and CHOICE. Your debt picture won't change long-term until you can do the self-discovery work. #thebudgetmom #debtfreegoals #debtfreecommunity #debtfreedom #debtfreejourney #payingoffdebt

3.1K Likes – Kumiko Love Instagram

Caption : If you want to pay off debt, you can’t just make the payments. You have to do the hard work to understand your debt story. You have to be ready to face hard truths and correct spending habits and patterns. You have to be willing to learn more about yourself because it’s a lifestyle change and CHOICE. Your debt picture won’t change long-term until you can do the self-discovery work. #thebudgetmom #debtfreegoals #debtfreecommunity #debtfreedom #debtfreejourney #payingoffdebt
Likes : 3103Kumiko Love - 3K Likes - Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! Here are the savings goals I saved for in cash for March: Husband's Bday - $67 4th of July - $17 James Bday - $58 Back-to-School - $8 Christmas - $182 Valentines - $8 Wedding Anniversary - $13 Sports - $15 What you decide to save for depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals #savemoney #savingstips #savemoneychallenge #moneyplan #personalfinanceforwomen

3K Likes – Kumiko Love Instagram

Caption : Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! Here are the savings goals I saved for in cash for March: Husband’s Bday – $67 4th of July – $17 James Bday – $58 Back-to-School – $8 Christmas – $182 Valentines – $8 Wedding Anniversary – $13 Sports – $15 What you decide to save for depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals #savemoney #savingstips #savemoneychallenge #moneyplan #personalfinanceforwomen
Likes : 3027Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.8K Likes - @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️

2.8K Likes – Kumiko Love Instagram

Caption : @thebudgetmom It’s not about the eggs. It’s about how you see money. Most people look at $15 and think, “That’s not much.” Then they spend it on an impulse buy they’ll forget tomorrow. Wealth builders think differently. They look at that same $15 and see what it could become — an opportunity to grow, invest, and build something lasting. Because wealth isn’t built by doing extraordinary things once — it’s built by doing small, ordinary things consistently. So the next time you catch yourself saying, “It’s just $15,” ask yourself: What could it be instead? If you liked this post, please comment or share so @thebudgetmom keeps showing up in your feed.❤️
Likes : 2764Kumiko Love - 2.7K Likes - If you want to be prepared for an upcoming holiday or expense, start now and with what you can—even if it's $10/mo. For example, if you save $25/mo for the rest of 2024, you will have $250 for Christmas. If you save $50/mo, you will have $500! That's better than $0. When you know you have a holiday, event, or expense in the future, start saving as early as possible. Give yourself as much time as you can to prepare. Heck, start saving for Valentine's Day in 2025. I have! I have a holiday goal of $2,000, which includes Christmas and Black Friday shopping. I started saving for this goal in January and I am saving $182/mo to reach my goal by November 2024. Plan, prepare, and save! #moneygoals #sinkingfunds #thebudgetmom #savingmoney #savingtips #savingsgoals

2.7K Likes – Kumiko Love Instagram

Caption : If you want to be prepared for an upcoming holiday or expense, start now and with what you can—even if it’s $10/mo. For example, if you save $25/mo for the rest of 2024, you will have $250 for Christmas. If you save $50/mo, you will have $500! That’s better than $0. When you know you have a holiday, event, or expense in the future, start saving as early as possible. Give yourself as much time as you can to prepare. Heck, start saving for Valentine’s Day in 2025. I have! I have a holiday goal of $2,000, which includes Christmas and Black Friday shopping. I started saving for this goal in January and I am saving $182/mo to reach my goal by November 2024. Plan, prepare, and save! #moneygoals #sinkingfunds #thebudgetmom #savingmoney #savingtips #savingsgoals
Likes : 2714Kumiko Love - 2.6K Likes - Was I the only one excited about the Facebook & Instagram outages? A social media break is always a good thing. 😊 #thebudgetmom

2.6K Likes – Kumiko Love Instagram

Caption : Was I the only one excited about the Facebook & Instagram outages? A social media break is always a good thing. 😊 #thebudgetmom
Likes : 2583Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551Kumiko Love - 2.6K Likes - ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅

2.6K Likes – Kumiko Love Instagram

Caption : ‼️GIVEAWAY CLOSED‼️ CONGRATS TO: @_infamousqueen_ @sierraordona @mistynasorensen @msjaye @designed_by_astrid It’s time for a GIVEAWAY!! 🎉 This is a giveaway that I’ve never done before. For this giveaway, I am giving FIVE lucky people an enrollment into the Building Blocks of Budgeting Course (value = $260) This course is jam-packed with over 60 videos and 100 printables, discussing everything from money mindset, retirement, investing, and even finances with a partner. Not only that, but it has the extremely popular Budget by Paycheck Workbook in Excel and Google Sheets versions. Be sure to swipe through the slides above to read more about what is included in the course. HOW TO ENTER: 1. Follow @thebudgetmom on Instagram 2. Like this post 3. Tag a friend in the comments (tag up to three for 3 entries) 4. Bonus Entry: Share this post NOTE: To protect your privacy and safety, please remember that @TheBudgetMom is our ONLY social media handle on all social media platforms. Any modification to that handle is NOT affiliated with The Budget Mom. Terms & Conditions: Winners must be 18 years of age. No purchase necessary to win or enter the giveaway. Giveaway starts 4/12/24 at 12PM PST and ends on 4/15/24 at 11:59PM PST. Only entries within that timeframe are eligible for the giveaway. Five (5) winners will be chosen at random and announced on 4/16/24. All winners will be notified via Instagram DM and has 48 hours to respond until a new winner is selected. Prize consists of free enrollment into the Building Blocks of Budgeting Course (value = $260) Giveaway is in no way sponsored or endorsed by Instagram. *I apologize for the typo 😅
Likes : 2551Kumiko Love - 2.5K Likes - The Budget by Paycheck Method was created after my failed attempts at budgeting. For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay. I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process. Here are the steps to the BBP Method: 1. Find your why- Why are you on this financial journey? 2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month. 3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc. 4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they're identified, you set a realistic amount on how much you want to spend on each of those categories. 5. Budget calendar- When you think about your budget, it's easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks. 6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance. 7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate? 8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills. 9. Tweak and perfect- Remember, the first budget you create isn't set in stone. Tweak and perfect what might not work for you. Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way. Remember, your financial journey isn't only about the numbers. It's also about learning about yourself and why you spend money the way you do. If you're looking for where to start, be sure to click the link in my bio to access my free budgeting course. Raise your hand if you use the Budget by Paycheck Method! 🙋‍♀️

2.5K Likes – Kumiko Love Instagram

Caption : The Budget by Paycheck Method was created after my failed attempts at budgeting. For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay. I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process. Here are the steps to the BBP Method: 1. Find your why- Why are you on this financial journey? 2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month. 3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc. 4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they’re identified, you set a realistic amount on how much you want to spend on each of those categories. 5. Budget calendar- When you think about your budget, it’s easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks. 6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance. 7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate? 8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills. 9. Tweak and perfect- Remember, the first budget you create isn’t set in stone. Tweak and perfect what might not work for you. Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way. Remember, your financial journey isn’t only about the numbers. It’s also about learning about yourself and why you spend money the way you do. If you’re looking for where to start, be sure to click the link in my bio to access my free budgeting course. Raise your hand if you use the Budget by Paycheck Method! 🙋‍♀️
Likes : 2501Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482Kumiko Love - 2.5K Likes - Comment TBMFAMILY and I'll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I've realized that success isn't just about numbers. It's about the people we choose to walk alongside. The saying, "Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path," is profoundly true. This lesson extends beyond your financial journey; it's about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here's to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen

2.5K Likes – Kumiko Love Instagram

Caption : Comment TBMFAMILY and I’ll send you a link to our incredible private Facebook group, packed with over 100K like-minded individuals ready to uplift and support you! Reflecting on my 9 year self-discovery journey, I’ve realized that success isn’t just about numbers. It’s about the people we choose to walk alongside. The saying, “Surround yourself with those who inspire, challenge, and support you. The energy you absorb from others shapes your own path,” is profoundly true. This lesson extends beyond your financial journey; it’s about surrounding ourselves with those who truly understand and support us. In finance and life, our success is deeply intertwined with the quality of our relationships. My circle may be smaller, but I KNOW everyone in that circle is in my corner. Here’s to a community built on support, trust, and non-judgment—where genuine connections, empathy, kindness, and grace foster success. 💼💬  #TrustOverGossip #SuccessJourney #FinanceCommunity #thebudgetmom #tbmfamily #financialsupport #moneymotivation #financialjourney #personalfinanceforwomen
Likes : 2482Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
Likes : 2451Kumiko Love - 2.5K Likes - Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful

2.5K Likes – Kumiko Love Instagram

Caption : Starting something is exciting. But building something that actually lasts is very different. What most people don’t see is how many uncomfortable decisions, doubts, and adjustments happen behind the scenes while something is growing. You are figuring things out in real time. You are learning what works, what doesn’t, and sometimes learning the hard way. There were many moments while building my businesses where things didn’t go the way I expected. Sometimes growth was slow. Sometimes I questioned whether what I was doing even mattered. But every time I stayed long enough to learn something from the experience. Looking back, those lessons shaped the way I build things today. I will be answering your business questions in an upcoming post, so make sure to save, like, or share this post so I continue to show up in your feed and you don’t miss it. #thebudgetmom #smallbusinessjourney #womeninbusiness #entrepreneurmindset #buildsomethingmeaningful
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