If you’re traveling by train, you should know about this WhatsApp number. This one number can solve all your train-related issues. Whether you need to check your PNR status, find the train schedule, or locate your coach, this number has you covered. You can also order food directly to your seat or file a complaint—all through a simple WhatsApp message. The number is mentioned in the video, so check it out and say goodbye to all your train-related problems! [ train, travel, travelling, traveller, traveler, traveling, trainstagram, trains, reelsinstagram, prettymuchfinance ] #train #travel #travelling #traveller #traveler #traveling #trainstagram #trains #reelsinstagram #prettymuchfinance
Need to make changes to your PAN card? Whether it’s correcting the spelling of your name, updating your parents’ names, changing your address, or even your signature—everything can be done from the comfort of your home. Yes, that’s right! It’s easier than it seems. You can make corrections to your PAN card by simply visiting this website: https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html [ pan, card, aadhaar, change, name, address, link, update, free, reels, prettymuchfinance ] #pan #card #aadhaar #change #name #address #link #update #free #reels #prettymuchfinance
The Reserve Bank of India has launched a Research Internship Scheme, offering young individuals the chance to engage with cutting-edge research in central banking. ✅ Placements will be in four departments of RBI: 👉 Department of Economic and Policy Research (DEPR) 👉 Department of Statistics and Information Management (DSIM) 👉 Strategic Research Unit (SRU) 👉 International Department (ID) ✅ Eligibility: 👉Completed 3-year undergraduate degree plus one extra year of postgraduate studies or 4-year integrated courses like B.Tech or B.E. 👉Candidates with quantitative-oriented degrees in Economics, Finance, Statistical sciences, Computer or data analytics and Engineering. 👉Programming skills or the ability to acquire them. 👉Both domestic and foreign students are eligible. ✅ Application Process: 👉 Fill the application form (https://rbidocs.rbi.org.in/rdocs/content/docs/REISCHE18062018.xlsx) 👉 Send your CV, references, and statement of purpose along with the application form to the email ID of the specific department. ✅ Email IDs: 👉 DEPR: [email protected] 👉 DSIM: [email protected] 👉 SRU: [email protected] 👉 ID: [email protected] #job #jobsearch #jobs #jobvacancy #internship #intern #govtjobs #rbi #reelsinstagram #prettymuchfinance [ job, jobsearch, jobs, jobvacancy, internship, intern, govtjobs, rbi, reelsinstagram, prettymuchfinance ]
Earn ₹70,000 per Month from SEBI Recently, SEBI has launched a Young Professional Program for IT and Finance students, offering a monthly pay of ₹70,000 for each participant. Comment Job and the link will be sent directly to your DM [ job, work, employment, unemployment, unemployed, jobs, jobvacancy, jobsearch, workhard, reelsinstagram, prettymuchfinance ] #job #work #employment #unemployment #unemployed #jobs #jobvacancy #jobsearch #workhard #reelsinstagram #prettymuchfinance
Recently, SEBI, in collaboration with NISM, launched a free and voluntary online investor certification examination. This initiative aims to help individuals, especially beginners, gain comprehensive knowledge about stock market investing. ✅Details: 👉The examination consists of a total of 50 questions to be completed within a duration of 60 minutes. 👉The validity of the certificate is 2 years. 👉Study material can be downloaded from the NISM website https://api.nism.ac.in/cmp/. ✅Enrollment Process: 👉Visit the NISM Certification official portal. 👉Fill in the online registration form to register for the SICE. 👉Once your registration is approved, you can enroll for the exam on the NISM Online Certification System. 👉Select ‘Online’ as your city and choose your preferred exam date and time. 👉Submit the completed form. 👉An admit card will be generated, providing your exam details. Note: Once enrolled, candidates must appear for the exam within 6 months from the date of registration. #study #education #educational #studygram #studymotivation #studynotes #learn #finance #course #free #reels #prettymuchfinance [ study, education, educational, studygram, studymotivation, studynotes, learn, finance, course, free, reels, prettymuchfinance ]
You no longer need to visit the bank for services, you can access all these services directly through WhatsApp. India’s leading banks have issued WhatsApp numbers where you can simply send a “Hi” to select any banking service you need. [ bank, banking, service, hi, statement, message, banks, athome, reelsinstagram, prettymuchfinance ] #bank #banking #service #hi #statement #message #banks #athome #reelsinstagram #prettymuchfinance
In the recent budget announcement, many changes were introduced, one of which was the reduction in the long-term capital gains tax on property. Previously, we had to pay a 20% long-term capital gains tax on property, which has now been reduced to 12.5%. While this sounds good, it isn’t because this budget has taken away the benefit of indexation. Indexation means adjusting the money for inflation. The advantage of this was that our capital gain was calculated on the amount after accounting for inflation, allowing us to save a lot on taxes. Unfortunately, we will no longer be able to benefit from this. [ property, house, home, properties, propertymanagement, homesweethome, houses, tax, save, indexation, reelsvideo, prettymuchfinance ] #property #house #home #properties #propertymanagement #homesweethome #houses #tax #save #indexation #reelsvideo #prettymuchfinance
DDA has announced 3 new housing schemes, with registrations starting from 22nd August 2024 and flat booking starting from 10th September 2024 👉The scheme will close on 31st March 2025 1️⃣ DDA Sasta Ghar Housing Scheme 2024 👉Units: 34,177 flats 👉Price Range: Starting at Rs 11.5 lakh 👉Locations: Ramgarh Colony, Siraspur, Lok Nayak Puram, Rohini, and Narela 👉Eligibility: Low-Income Group (LIG) and Economically Weaker Section (EWS) 👉Sale Process: First come first serve basis 2️⃣ DDA General Housing Scheme 2024 👉Units: 5,531 flats 👉Price Range: Starting at Rs 29 lakh 👉Locations: Jasola, Loknayakpuram, and Narela 👉Categories: High-Income Group (HIG), Medium-Income Group (MIG), and Low-Income Group (LIG) 👉Sale Process: First come first serve basis 3️⃣ DDA Dwarka Housing Scheme 2024 👉Units: 173 flats 👉Price Range: Starting at Rs 1.28 crore 👉Locations: Sector 14, 16B, and 19B in Dwarka 👉Categories: High-Income Group (HIG) and Medium-Income Group (MIG) 👉Sale Process: E-auction [ home, house, homes, houses, buy, sell, dda , property, properties, buyhome, flat, flats, auction, reels, prettymuchfinance ] #home #house #homes #houses #buy #sell #dda #property #properties #buyhome #flat #flats #auction #reels #prettymuchfinance
You might not even be aware of this secret benefit of your debit card. Several major banks like HDFC, ICICI, SBI, and Kotak offer accidental insurance on their debit cards if the cardholder dies in an accident. The only condition is that their account should be active before the death, and they should have made a transaction in the last few days. Note: Each bank offers insurance coverage up to a different amount, and the transaction conditions for claiming it also vary. [ home, clean, card, bank, debitcard, insurance, accident, safe, family, reels, prettymuchfinance ] #home #clean #card #bank #debitcard #insurance #accident #safe #family #reels #prettymuchfinance
Lost your job? Running low on cash? Here’s a lifeline you might not know about: you can actually withdraw your entire PF amount in situations like this! Normally, you’d have to wait until you’re 55 to access your PF savings. But here’s the game-changer: if you’ve been unemployed for 1 month, you can withdraw up to 75% of your PF. And if you’re out of work for more than 2 months, you can withdraw the full amount! [ pf, epf, fund, funds, withdrawals, salary, employee, unemployment, unemployed, job, jobsearch, jobseekers, reelsvideo, prettymuchfinance ] #pf #epf #fund #funds #withdrawals #salary #employee #unemployment #unemployed #job #jobsearch #jobseekers #reelsvideo #prettymuchfinance
Recently Ladla Bhai Yojana, a groundbreaking scheme was introduced by the Maharashtra’s Chief Minister. It aimed at providing stipends to the youth and promoting skill development. ✅Benefits: 👉On-the-job training, making it easier to secure employment later. 👉Stipend of ₹6,000 per month for 12th pass students, ₹8,000 per month for diploma holders, and ₹10,000 per month for graduates. ✅Eligibility Criteria: 👉Age: 18 to 35 years 👉Educated, unemployed male youth 👉Must be a resident of Maharashtra #child #children #students #job #jobvacancy #jobs #jobsearch #scheme #employment #unemployment #unemployed [ child, children, students, job, jobvacancy, jobs, jobsearch, scheme, employment, unemployment, unemployed ]
Got power supply issues? Don’t worry! Just call this government helpline, and they’ll sort it out quickly. When you call, they’ll forward your complaint to the right team to fix it. If it’s not resolved quickly, they’ll escalate it to higher authorities to speed things up. #light #electricity #electricitybill #bill #lightshow #number #scheme #service #meter #reels #prettymuchfinance [ light, electricity, electricitybill, bill, lightshow, number, scheme, service, meter, reels, prettymuchfinance ]
Never buy a property without checking this one crucial document! Often, builders promise that the project will be delivered on time—but they don’t always keep those promises. Many people discover after purchasing a property that it lacked all the necessary approvals, leading to serious issues later on. To avoid such problems, it’s essential to ask the builder for their APF (Approved Project Finance) number. This number can help you verify whether the builder is legitimate and has a history of delivering projects on time. Plus, having the APF number can make it much easier for you to secure a home loan. So, the next time you’re considering buying a property, don’t forget to ask your builder for the APF number! [ property, buy, home, homesweethome, properties, house, sell, sellyourhome, buyhome, buyproperty, reelsinstagram, prettymuchfinance #property #buy #home #homesweethome #properties #house #sell #sellyourhome #buyhome #buyproperty #reelsinstagram #prettymuchfinance
Let’s stand together for Women’s safety 🧍♀️🧍♂️🇮🇳 #womensafety
The government has recently launched the “Har Ghar Har Grihini Yojana”, through which around 5 million BPL families will be able to receive LPG cylinders for just ₹500. Beneficiaries need to pay only ₹500 for the gas cylinder, and the remaining cost will be refunded directly to their bank account via DBT (Direct Benefit Transfer). ✅Eligibility Criteria: 👉To benefit from this scheme, you must be a resident of Haryana. 👉The scheme is available only to families with an annual income of less than ₹1.8 lakh. ✅Application Process: 👉Visit the official Har Ghar Har Grihini Portal using the link mentioned in the video. 👉Enter your family identity card number on the portal. 👉Click on the “Send OTP” button. 👉You will receive an OTP on the mobile number linked to your family identity card. Enter this OTP to verify. 👉Fill in the required information and upload all necessary documents. 👉Finally, click the “Submit” button to complete your application. By following these steps, your application for the Har Ghar Har Grihini Scheme will be successfully submitted. [ gas, cylinder, gasgas, cylinders, scheme, get, 500, save, reels, prettymuchfinance ] #gas #cylinder #gasgas #cylinders #scheme #get #save #500 #reels #prettymuchfinance
If you also travel in sleeper or AC coaches with a waiting ticket, you will now have to pay a hefty fine. According to the Indian Railways rule, you can now only travel in the general class with a waiting ticket. These rules were already in place, but now the railways have made them stricter and have started imposing fines. [ train, travel, traveling, travelling, traveler, traveller, trainstagram, ticket, sleeper, ac, coach, reels, prettymuchfinance ] #train #travel #traveling #travelling #traveler #traveller #trainstagram #ticket #sleeper #ac #coach #reels #prettymuchfinance
Do you know that you can use your UPI not just in India but also abroad just by setting up UPI International payments in your UPI app, you can make payments using your account from an Indian-registered bank to merchants overseas. Currently, UPI International payments are available in the UAE, Singapore, Bhutan, Sri Lanka, Nepal, Mauritius, and France. [ upi, payment, pay, abroad, foreign, travel, india, travelgram, traveller, traveler, travelling, traveling, reels, prettymuchfinance ] #upi #payment #pay #abroad #foreign #travel #india #travelgram #traveller #traveler #travelling #traveling #reels #prettymuchfinance
No more stressing about money for shopping because Greatest Of All Time sale is here! Introducing the Flipkart GOAT Sale! Get the best brands at crazy discounts. And guess what? No extra membership needed. These deals are for everyone! Mark your calendars from July 20th to July 25th. It’s time for the GOAT sale, jisme aap GOAT bnoge, bakra nahi! #FlipkartGoatSale #G.O.A.T #Goat #GreatestOfAllTime #sale #salesalesale #forsale #sales [ sale, salesalesale, forsale, sales ]
DigiYatra is an initiative by the Ministry of Civil Aviation to enhance the air travel experience for passengers within India. Currently, DigiYatra is available at 13 airports: Delhi, Bengaluru, Varanasi, Hyderabad, Kolkata, Vijayawada, Pune, Mumbai, Cochin, Ahmedabad, Lucknow, Jaipur, and Guwahati. Soon, 14 new airports will be added to this list, including Bagdogra, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Dabolim, Indore, Mangalore, Patna, Raipur, Ranchi, Srinagar, Trivandrum, and Vishakhapatnam. ✅How to register on DigiYatra app 👉Download DigiYatra app from Google Play Store or App Store. 👉Open the app and tap the option ‘Get Started’ to start with the registration process. 👉Enter your mobile number in the required field and tap ‘Register’. 👉You will receive a One-Time Password OTP on the registered mobile number; submit the same. 👉Tap the ‘Wallet’ option, which is appearing at the bottom of the screen. Navigate to the bottom of the screen and select the “Wallet” option. 👉Now click on the ‘Identity Credentials’ and upload Aadhaar-verified documents. 👉Now capture a selfie as prompted and further review the terms and conditions to complete the registration process. #travel #travelling #travelblogger #travelgram #traveling #traveller #traveler #airline #airport #aircraft #flight #digiyatra [ travel, travelling, travelblogger, travelgram, traveling, traveller, traveler, airline, airport, aircraft, flight, digiyatra ]
Did you also get a lottery or scratch card claiming to be from a big company like Amazon, Flipkart, or Meesho? Watch the video to know the reality! [ lottery, lotterywinner, lotterytickets, scratchcard, scratch, card, winner, scam, scams, alert, beware, reelsvideo, prettymuchfinance ] #lottery #lotterywinner #lotterytickets #scratchcard #scratch #card #winner #scam #scams #alert #beware #reelsvideo #prettymuchfinance
✅ Key Highlights of Budget 2024: 1️⃣ New Tax Regime: Govt. announces new tax regime. Salaried individuals under the new tax regime can now save ₹17,500 in income tax due to the recent changes. 2️⃣ Increased Standard Deduction: The standard deduction has been raised from ₹50,000 to ₹75,000, providing more relief to taxpayers. 3️⃣ Deduction For Family Pensioners: Family pensioners will now benefit from an increased standard deduction, up from ₹15,000 to ₹25,000. 4️⃣ Long-Term Capital Gains Tax: Long-term capital gains will now be taxed at 12.5% instead of 10%, with increase in exemption limit from ₹1 lakh to ₹1.25 lakh per year. 5️⃣ Short-Term Capital Gains Tax: Short-term capital gains will see a tax rate increase from 15% to 20%. 6️⃣ Increased STT Rates: The Securities Transaction Tax (STT) on futures will rise to 0.02% from 0.0125%, and on options, it will increase to 0.10% from 0.0625%. 7️⃣ New Internship Scheme: The government is launching an internship scheme for one crore youth, offering positions in the top 500 companies of India. Interns will receive a monthly stipend of ₹5,000 and a one-time assistance of ₹6,000. 8️⃣ Incentive for EPFO Registrants: First-time job seekers registering with EPFO and earning below ₹1 lakh per month will receive ₹15,000 from the government. 9️⃣ Education Loans: The government has announced education loans up to ₹10 lakh for students pursuing higher education in domestic institutions. 1️⃣0️⃣ Increased Mudra Loan Limit: The loan limit for existing Mudra borrowers has been doubled from ₹10 lakh to ₹20 lakh. #budget #finance #announcement #changes #new #salary #investment #tax #taxseason #taxes #prettymuchfinance [ budget, finance, announcement, changes, new, salary, investment, tax, taxseason, taxes, prettymuchfinance ]
The stock market can be risky and volatile. That’s why it’s smart to put your money in different places. 13Karat is a safe and easy way to make your money grow. It’s a P2P lending platform, which means you lend money to other people through 13Karat. In return, you can earn up to 13% on your money, which is much better than putting it in a bank. It’s like having your money work hard for you! With 13Karat, your money is safe because it’s RBI regulated. You only need to start with ₹500, and there is no joining fees required. Thousands of people are already making money with 13Karat. Download the app now and get upto 13% returns along with extra 2% cashback if you join before August 15th. So click the Link in my bio and start investing. #13KaratApp #P2Plending #ShortTermReturns #InvestmentTips #PersonalFinance
Scammers have found a new way to cheat people! Watch the video to know 🚨 #income #tax #refund #scam #scamalert #alert #beware #scams #return #scammed #reelsinstagram #prettymuchfinance [ income, tax, refund, scam, scamalert, alert, beware, scams, return, scammed, reelsinstagram, prettymuchfinance ]
In the Budget 2024, the government lowered the long-term capital gains tax on property from 20% to 12.5%, but also removed the benefit of inflation adjustment. But the new changes in Finance Bill gives people two options to choose from: 👉》20% long term tax with Inflation adjustment 👉》12.5% long term tax without Inflation adjustment In case you have bought your property after 23rd July 2024, you have pay your tax only with the 2nd option. Here are two cases to see which one is better for you: ✅Case 1- Property bought in 2002 👉Let’s say you bought a property in January 2002 for ₹10 lakh and sold it in August 2024 for ₹50 lakh. 👉Due to inflation, the value of that ₹10 lakh property has now become approximately ₹36.3lakh. 👉Profit with Indexation : ₹50 lakh – ₹36.3 lakh = ₹13.7lakh 👉Profit without indexation : ₹50 lakh – ₹10 lakh = ₹40 lakh 👉Old Scheme: 20% tax on ₹13.7 lakh = ₹2.74 lakh 👉New Scheme: 12.5% tax on ₹40 lakh = ₹5 lakh 🏆Here, the Old Scheme is better for you. ✅Case 2- Property bought in 2014 👉Let’s say you bought a property in January 2014 for ₹10 lakh and sold it in August 2024 for ₹50 lakh. 👉Due to inflation, the value of that ₹10 lakh property has now become approximately ₹16.5 lakh. 👉Profit with Indexation : ₹50 lakh – ₹16.5 lakh = ₹33.5 lakh 👉Profit without Indexation : ₹50 lakh – ₹10 lakh = ₹40 👉Old Scheme: 20% tax on ₹33.5 lakh = ₹6.7lakh 👉New Scheme: 12.5% tax on ₹40 lakh = ₹5 lakh 🏆Here, the New Scheme is better for you. So the thing is simple, calculate your best possible tax savings under both schemes and choose the one that benefits you. [ property, propertyinvestment, propertyforsale, properties, sale, sell, buy, invest, tax, save, reels, prettymuchfinance ] #property #propertyinvestment #propertyforsale #properties #sale #sell #buy #invest #tax #save #reels #prettymuchfinance
