Himani Chowdhary Instagram – 🚨 3 LIFE CHANGING Finance Tips for women
Share this post with atleast 2 women in your list (best gift you can give them)
If we were truly equal, we wouldn’t need a day to remind the world of our worth
Here’s the sauce that will help you become the best version of yourself👇
Do this and see your life boost up from Day 1
1️⃣ Automate Your Salary Split – Pay Yourself First
The moment your salary hits your account, set up an automatic split into:
– 40-50% Living Expenses (main account)
– 20-30% Investments (stocks, SIPs, REITs—whatever suits you)
– 10-20% F* Off Fund** (separate high-interest savings for emergencies & exit plans)
– 10% Guilt-Free Spending (yes, you deserve to enjoy your money)
This ensures you invest before you spend, rather than saving what’s left (which is usually nothing)
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2️⃣ Buy Property Before You Buy Gold (And In Your Own Name)
Indian women are traditionally gifted gold for “security,” but gold sits, property pays
– Instead of splurging on jewelry, start a property fund early. Even a small flat in your name builds equity and power
– If you’re married, ensure your name is on the ownership papers. A joint home loan also gives tax benefits
– Even if you do buy gold, opt for Gold ETFs over physical gold where 1 unit = equal amt. of real gold
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3️⃣ Use a Business Structure to Save Taxes (Even If You’re Salaried)
– Women entrepreneurs already get lower interest rates on business loans—use it
– Even if you have a job, register a small business or consultancy (side hustle, freelance, content creation—anything)
This lets you deduct expenses like rent, phone bills, travel, laptops, and internet costs as business expenses, reducing taxable income legally
Happy Women’s Day to all the beautiful women around me, women creators, housewives, working women, dadis, nanis, behen, dost, househelps and business women 🔱
Share and Save for Future | Posted on 08/Mar/2025 17:03:03
