Shreya Jaiswal Instagram – You don’t always drop a fund because it performs badly. Sometimes, even a high-return mutual fund like this one that gave me a 32% XIRR doesn’t make the cut.
This episode isn’t the end of my mutual fund series – but it’s one of the most important. Because it’s where I learned a hard truth: absolute returns aren’t enough. If a fund lags behind its category in upside and Sharpe ratios, you’re losing long-term efficiency – no matter how good the numbers look.
It’s not about how a fund looks in isolation – it’s about how it stacks up against the rest.
Follow the series to learn how to build a smarter, more strategic portfolio – not just one that looks good on paper.
Disclaimer:
I’m a Chartered Accountant as of 17 July 2025 sharing my personal investment journey. This is not financial advice. Mutual fund investments are subject to market risks. Please do your own research or consult a financial advisor before investing
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