Shreyaa Kapoor Instagram – Did you know? Just ₹1.5L invested smartly can grow to:
SSY (Girl Child): ~₹60 Lakhs
NPS Vatsalya: ~₹69 Lakhs
Index Funds: ~₹84 Lakhs
When it comes to investing in your child’s future, the Sukanya Samridhi Yojana (SSY) stands out as a powerful option exclusively for girl children. By investing ₹1.5 Lakhs over 18 years, parents can potentially grow their corpus to an impressive ~₹60 Lakhs, completely tax-free. ✨
The NPS Vatsalya Scheme offers a more inclusive investment approach, promising returns of ~₹69 Lakhs on a ₹1.5 Lakhs investment over 18 years. However, this scheme comes with a unique constraint – investors can only withdraw 20% of the corpus, with the remaining 80% mandatorily directed into an annuity. 🫠
For those wanting maximum returns and investment freedom, index funds emerge as the ultimate champion. With the same ₹1.5 Lakhs invested over 18 years, these funds can potentially generate ~₹84 Lakhs, and the returns remain compelling even after taxation.☀️
The bottom line? Consistency, time, and smart investment choices are your best friends in wealth creation. 🌱
Personal Proof: My CA dad invested just ₹5,000 annually in PPF when I was born, and it grew to ₹25 LAKHS! (He did not invest 1.5L each year)🙌🏼
Share this with parents to be in your circle! ☀️
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[investing tips, investing for kids, index funds, personal finance, money tips] | Posted on 27/Mar/2025 20:00:08
