Neha Nagar Instagram – FD-like safety chahiye but timeframe bhi matter karta hai?
Smart investors paisa duration ke hisaab se park karte hain 👇
1️⃣ Liquid Fund
Idle money for few days–weeks
Return: ~5–7%
Best for: Parking cash > savings account
2️⃣ Short-Term Debt Fund
Horizon: 1–3 months
Return: ~6–8%
Best for: Short parking emergency buffer
3️⃣ Medium-Term Debt Fund
Horizon: 3–12 months
Return: ~7–8%
Best for: Planned expenses within a year
4️⃣ Corporate Bond Fund
Horizon: 1–3 years
Return: ~8–10%
Best for: Stable, FD-plus income
5️⃣ Equity Mutual Fund
Horizon: 3 years
Return: ~12–15% (long term)
Best for: Wealth creation goals
📌 Rule: Time badhega → Risk kam feel hoga → Returns improve honge
🎥 Reel save karlo before investing! | Posted on 20/Feb/2026 17:50:51
