CA Sakchi Jain Instagram – Don’t take a home loan
Without watching this!
Consider adding your wife as a co-applicant.
It can actually help you save more and get your loan approved faster.
Here’s how:
✅ You can claim tax benefits separately both husband and wife can avail deductions on interest and principal repayment.
✅ Your combined income increases your loan eligibility, so you can borrow a higher amount.
✅ If the property is in her name too, you may also get lower stamp duty in some states.
A smart move that turns home buying into a joint financial advantage.
Follow for more simple finance tips that actually help you save and plan better. Till then, bye.
[CA Sakchi Jain, Personal finance, Finance for Gen Z, Finance, Home loan benefits, Co applicant loan, Tax saving tips, Real estate finance India]
#homeloan #taxbenefits #couplefinance #propertytips #casakchijain | Posted on 28/Oct/2025 20:44:03
