CA Sakchi Jain Instagram – Good news for loan borrowers!
From October 1, 2025, RBI has removed the 3-year lock-in period on floating-rate loans.
This means banks can now reduce the “spread” earlier, helping you get the benefit of lower EMIs faster whenever policy rates drop.
It’s a big move to make lending more transparent and borrower-friendly.
Follow for more simple finance updates that actually matter. Till then, bye.
[CA Sakchi Jain, Personal finance, Finance for Gen Z, Finance, RBI loan rules, Floating rate loans, EMI reduction, Bank interest rate India, Borrower benefits]
#rbirules #loanupdate #emireduction #floatingrateloan #casakchijain | Posted on 22/Oct/2025 19:16:42
