Retail inflation is 6 % Medical inflation is 10 % Education Inflation is 12 % So, you need to start planning for your child as early as possible. You can start researching about these 3 Government schemes ( Risk Free ) 1. Sukanya Samriddhi Yojana : Govt pays 8% p.a. currently with EEE Tax benefits & you can Invest 1k to 1.5 L yearly. ( only for girls ) 2. Post Office Term Deposit : Current Interest rate 7.5% with Tax benefits u/s 80C Invest minimum 100 Rs per month. ( For everyone ) 3. National Savings Certificate : Invest minimum Rs 1000 yearly, current interest rates are 7.7% & with Tax benefits u/s 80C ( For everyone) You can connect with your Bank manager or visit post office for these schemes. Start planning for her future through government’s risk free schemes. #nehanagar #personalfinance
Earn up to 7%* p.a. interest on your savings account! With Kotak 811’s Activmoney feature, you can earn FD-like interest on your savings account, but with the flexibility to withdraw your money at any time. No more worrying about breaking your fixed deposit and incurring a penalty. With Activmoney, you can access your money whenever you need it, without any hassle. So what are you waiting for? Open a savings account powered by ActivMoney now! Check the link in bio https://bit.ly/3ZJ0nTe #kotak811 #ActivMoney #finance #investment
Personal Choice 👏😻
5 best things you can do for your child. Read Caption. 1. Open a separate bank account as soon as they are born, keep all their shagun money in the account & then plan to invest in somewhere. Add 10-15 % of your income in this account to invest for their future. 2. Start investing & diversifying: You can invest in Index funds ( risky ) for long term goals ( higher education, marriage), you can invest in govt schemes ( risk free ) like sukanya samridhi yojana / PPF / Post office term deposit etc ( will talk about these next few reels – so hit that like/save button ) 3. As they grow , start giving them some allowance- let them make mistakes, teach them value of money.. Let them budget for themselves & save. Let them decide where to spend their limited money. Take them to grocery shopping as well. Let them plan it. Talk about how you go to work to earn some money for family. 4. When they turn 13 or so, include them in your financial discussions. They will be able to learn how to make money decisions. Give them options: buy an expensive car & cut down on vacations or we should buy a small car & enjoy more vacations ? 5. Insure : You must take health insurance for everyone in the family including your new born, and take life insurance for the earning member in the family. Also don’t forget to add nominees in all your belongings. Will add more details here soon. Hit that follow button & wait for my next reel 😊❤️ #nehanagar #personalfinance #masteryourmoney
Want to invest in Real estate in India? Here’s a big insight. As per emerging reports, india will urbanise at a rate of 50% by 2050, and the benefit of it will be felt by investors who go for tier two cities. Here are a few considerations: ⚡️ Commercial properties or purchase of land in cities like Noida or Greater Noida. ⚡️ Residential, commercial, land or other real estate investments in cities like Bhubaneswar, Coimbatore, Indore, Jaipur, Kochi, Lucknow, Nagpur, Surat, Thiruvananthapuram and Visakhapatnam. ⚡️ Purchase of Land or Lease & rentals in beautiful locations across India for conversion into home-stays, Airbnbs, and for expansion of tourism. In recent times tier two cities such as Chandigarh, Vijayawada, Indore, Coimbatore, Visakhapatnam, and Nagpur have witnessed rapid growth in due to their strong industrial base, improved infrastructure, and large populations. Sources: Money Control and a report by Cushman and Wakefield, a real estate consultant and apex body of real estate developers Confederation of Real Estate Developers’ Associations of India (CREDAI) released on October 6 at the 21st NATCON {investment, real estate, india, real estate in india, emerging cities of india, future of india, commercial property, residential property, Airbnb}
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
August Dump. Hi Pic 1 : Sisters completely opposite of each other Pic 2 : Finance Influencer of the Year 2023 Pic 3 : Maamu duties done by @iamprashant.nagar Goa Pic 4 : Panel Discussion Pic 5 : Swadesh Medal by Minister of state ( Health & wellness) Pic 6 : Rakshabandhan with Fam Pic 7 : Finglory & Me Pic 8 : Speaker at @iitdelhi Pic 9 : Family ❤️ Ok Bye #nehangar #personalfinance #masteryourmoney
When I started working as an intern, I only dreamed of one day building my own team. Today, I was so fortunate to take my team to Goa for our first-ever team outing. Thank you to @stayvista_official for hosting us! It has been a long and difficult journey, from TikTok to Instagram to YouTube, and now nearly 100,000 communities on LinkedIn and Twitter each. I am so grateful to my team for making all of this happen. They are truly the superstars. We are a close-knit team, but I wanted to take our relationship to the next level. So, the Goa outing happened. When we arrived in Goa, our team was awestruck by the golden beaches and the flaming sunset. Later that night, we played different games, like UNO and Tambola. We learned that some members are masters of cheating as well! 😅 The next day, we all rented bikes and explored the different beaches of Goa. In the evening, we enjoyed dinner with all sorts of delicious Goan food. We had a great time talking and laughing together. Our last day in Goa was spent relaxing on the beach. We swam, sunbathed, and all that. It was the perfect way to end our team outing. I am so grateful to have such a talented and dedicated team. They are the reason we have been successful. I would also like to give a shout-out to the wonderful team at StayVista for arranging and hosting us at their Mediterranean Bliss property in Goa. Please check them out if you are looking for a luxurious and memorable stay. I also have a special discount code for you: NEHA10. If you think you can add value to the Neha Nagar brand, come join our team. Email us your work links at [email protected] #nehanagar #teambonding #hosted #goa
When I started working as an intern, I only dreamed of one day building my own team. Today, I was so fortunate to take my team to Goa for our first-ever team outing. Thank you to @stayvista_official for hosting us! It has been a long and difficult journey, from TikTok to Instagram to YouTube, and now nearly 100,000 communities on LinkedIn and Twitter each. I am so grateful to my team for making all of this happen. They are truly the superstars. We are a close-knit team, but I wanted to take our relationship to the next level. So, the Goa outing happened. When we arrived in Goa, our team was awestruck by the golden beaches and the flaming sunset. Later that night, we played different games, like UNO and Tambola. We learned that some members are masters of cheating as well! 😅 The next day, we all rented bikes and explored the different beaches of Goa. In the evening, we enjoyed dinner with all sorts of delicious Goan food. We had a great time talking and laughing together. Our last day in Goa was spent relaxing on the beach. We swam, sunbathed, and all that. It was the perfect way to end our team outing. I am so grateful to have such a talented and dedicated team. They are the reason we have been successful. I would also like to give a shout-out to the wonderful team at StayVista for arranging and hosting us at their Mediterranean Bliss property in Goa. Please check them out if you are looking for a luxurious and memorable stay. I also have a special discount code for you: NEHA10. If you think you can add value to the Neha Nagar brand, come join our team. Email us your work links at [email protected] #nehanagar #teambonding #hosted #goa
When I started working as an intern, I only dreamed of one day building my own team. Today, I was so fortunate to take my team to Goa for our first-ever team outing. Thank you to @stayvista_official for hosting us! It has been a long and difficult journey, from TikTok to Instagram to YouTube, and now nearly 100,000 communities on LinkedIn and Twitter each. I am so grateful to my team for making all of this happen. They are truly the superstars. We are a close-knit team, but I wanted to take our relationship to the next level. So, the Goa outing happened. When we arrived in Goa, our team was awestruck by the golden beaches and the flaming sunset. Later that night, we played different games, like UNO and Tambola. We learned that some members are masters of cheating as well! 😅 The next day, we all rented bikes and explored the different beaches of Goa. In the evening, we enjoyed dinner with all sorts of delicious Goan food. We had a great time talking and laughing together. Our last day in Goa was spent relaxing on the beach. We swam, sunbathed, and all that. It was the perfect way to end our team outing. I am so grateful to have such a talented and dedicated team. They are the reason we have been successful. I would also like to give a shout-out to the wonderful team at StayVista for arranging and hosting us at their Mediterranean Bliss property in Goa. Please check them out if you are looking for a luxurious and memorable stay. I also have a special discount code for you: NEHA10. If you think you can add value to the Neha Nagar brand, come join our team. Email us your work links at [email protected] #nehanagar #teambonding #hosted #goa
When I started working as an intern, I only dreamed of one day building my own team. Today, I was so fortunate to take my team to Goa for our first-ever team outing. Thank you to @stayvista_official for hosting us! It has been a long and difficult journey, from TikTok to Instagram to YouTube, and now nearly 100,000 communities on LinkedIn and Twitter each. I am so grateful to my team for making all of this happen. They are truly the superstars. We are a close-knit team, but I wanted to take our relationship to the next level. So, the Goa outing happened. When we arrived in Goa, our team was awestruck by the golden beaches and the flaming sunset. Later that night, we played different games, like UNO and Tambola. We learned that some members are masters of cheating as well! 😅 The next day, we all rented bikes and explored the different beaches of Goa. In the evening, we enjoyed dinner with all sorts of delicious Goan food. We had a great time talking and laughing together. Our last day in Goa was spent relaxing on the beach. We swam, sunbathed, and all that. It was the perfect way to end our team outing. I am so grateful to have such a talented and dedicated team. They are the reason we have been successful. I would also like to give a shout-out to the wonderful team at StayVista for arranging and hosting us at their Mediterranean Bliss property in Goa. Please check them out if you are looking for a luxurious and memorable stay. I also have a special discount code for you: NEHA10. If you think you can add value to the Neha Nagar brand, come join our team. Email us your work links at [email protected] #nehanagar #teambonding #hosted #goa
Are you tired of having to save up for months to buy the things you want? Do you hate the idea of having to make a significant down payment? If so, the Bajaj Finserv Insta EMI Card is the ideal choice for you. With the Insta EMI Card, you can convert your purchases into easy, no-cost EMIs instantly, whether online or offline. This means that you can start enjoying your new gadgets, appliances, or fashion items right away, without having to worry about the financial burden. The Insta EMI Card offers pre-approved loans up to Rs. 2 lakh with a loan tenure of 3 to 60 months, so you can make even the biggest purchases with ease. And because there are no processing fees or hidden charges, you can be sure that you’re getting the best possible deal. In more than 1 lakh plus partner stores, there are more than 1 million plus products are available. So what are you waiting for? Apply for the Bajaj Finserv Insta EMI Card today and start enjoying the convenience of interest-free EMIs. #NoCostEMI #finance #nehanagar
What’s your next destination this year? (Just wanted to post this video ❤️🫠) The percentage share of Destination wise Indian National Departures from India during January-December, 2022 UAE: 27.9% Saudi Arabia: 11.4% USA: 7.9% Singapore: 4.6% Thailand: 4.4% UK (4.37%), Qatar (4.16%), Kuwait (3.95%), Canada (3.65%), Oman (3.42%), Australia (2.26%), Bangladesh(2.15%), Bahrain(1.57%), Malaysia (1.46%) and Maldives (1.39%). The reason for travel – tourism, work, study etc. Over 20 million Indians travelled abroad last year. Source : Tourism Ministry statics 2022 This was 18% lower than the pre-pandemic average of over 25 million seen between 2017 and 2019, However, this is expected to grow in the coming years due to rising disposable income. #nehanagar #personalfinance
Don’t miss out on the chance to buy your dream iPhone at a discounted price! Every Indian has always wanted an iPhone, but the expensive cost may prevent them from purchasing one. But Don’t worry, I have some solutions for my fin family With the Amazon and Flipkart sale on its way, you can buy iPhone 13 and 14 at a heavily discounted price. But what if you want the new iPhone 15? Don’t worry, it’s not too late. You can buy it at a discounted price on the Republic Day sale next year in January. But hurry, because these deals don’t last long! Also, consider AppleCare protection as AppleCare is a protection plan that covers your iPhone against accidental damage and theft. It’s a good investment, especially if you’re prone to dropping your phone. Use a card that offers cashback. Many cards offer cashback on purchases made at Amazon and Flipkart. This can save you even more money on your iPhone purchase. If you need the iPhone urgently, you can buy it from a third-party store in EMI. However, be sure to do your research and choose a reputable retailer. If you’re on a tight budget, you can also consider buying a second-hand iPhone. Just be sure to inspect the phone carefully before you buy it to make sure it’s in good condition. Here are a few tips for buying a second-hand iPhone: – Download the Check My Device app on the iPhone you’re going to buy and run all the tests. – Open Settings and click on About and copy the serial number. – Search “iPhone Checker” on a browser and paste the serial number on Apple’s official website. – If you see the photo of your iPhone there, then it’s real. Otherwise, it’s a fake one. #iphone #nehanagar #finance #sale
Why Indian fathers don’t get paid paternity leave? In South Korea, Japan, and Spain, fathers get 12 months of paid leave if there wife’s are pregnant . But in India, fathers doesn’t get any leave. This is a huge disparity, and it’s time for India to catch up. Despite the fact that males are not given holidays in Iowa, women are given a legal 12-week maternity leave that can be extended to 26 weeks. The leave is only available for the first two births. After the second birth, women are only entitled to 12 weeks of maternity leave. Women must have worked for the firm for at least 80 days in order to be qualified for maternity leave. During maternity leave, women are entitled to receive their full salary. They are also protected from job termination. It’s crucial to remember that employees in India have the right to file a complaint with the HR department and, if required, have the case raised to the Labour Court if an employer does not offer maternity leave. Maternity leave is an important right for working mothers in India. It gives them the time they need to recover from childbirth and bond with their newborn babies. While paternity leave is not currently available, it is urgent to address this issue and push to create a more balanced and equal parental leave framework in the nation, even if maternity leave is a vital entitlement for working moms. This action is crucial for building a culture of shared parenting responsibility as well as for the health of families. #maternity #government #finance #nehanagar
#hosted . . . My journey has been nothing short of incredible, going from a mere 100 views to being featured on the cover of Forbes India’s Top 100 Digital Stars and winning the coveted title of Finance Influencer of the Year (Female). And I’ve had the honour of representing India’s culture as a brand ambassador, which is a position I never thought I’d have. Speaking at TED Talk and Josh were monumental experiences that left an indelible mark on me. To top it all off, I proudly received the Finance Influencer of the Year (Female) award, alongside Swadesh and Sheeparks accolades. Building a committed team and going on a team vacation has long been one of my dreams. Fortunately, that wish came true when I took my outstanding team on our first team adventure to Goa, all thanks to StayVista’s excellent hospitality. My team is a talented bunch, and our chemistry is undeniable. However, I wanted to take our bond to the next level, and our Goa outing was the perfect opportunity. Upon arriving in Goa, our team was mesmerized by the golden beaches and breathtaking sunsets. As the night fell, we indulged in various games like UNO and Tambola, discovering some hidden talents, including a few skilled cheaters among us! The next day, we hired bikes and set out to discover Goa’s numerous beaches. We enjoyed a delicious meal of traditional Goan food in the evening, strengthening our relationships through jokes and talk. I want to express my heartfelt gratitude to the remarkable team at @stayvista_official for their impeccable arrangements and warm hospitality at their Mediterranean Bliss property in Goa. If you’re seeking a luxurious and memorable stay, I highly recommend checking them out. Plus, I have a special discount code for you: NEHA10. If you believe you can contribute to the Neha Nagar brand, consider joining our team and look forward to an international trip next year. Please share your work links with us via email at [email protected] . . . #nehanagar #teamwork #goa
Happy Raksha Bandhan ! Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Song @i.am.pragati my friend ❤️😊 . #nehanagar #finance #personalfinance #rakshabandhan
