Don’t take a home loan without watching this!! Day 8 of our series Money and Matrimony!💍 Besides all the benefits: – By taking a loan with your wife, the combined income increases the total incoming wages considered by lenders. – This higher combined income makes it possible to get a loan sanctioned for a higher amount, allowing you to opt for a better property.🏠💍✨ Many Indian states offer a partial or complete exemption on stamp duty and registration charges for women buying property as sole owner or joint owner. For Eg. In Delhi stamp duty for men is 6% but for women it is 4%. A 2% reduction in cost of Property Value It is important to remember that taking a joint applicant home loan is not the same as co-owning a property, especially if one of the owners is not an earning member. Here, the danger is that in the case of the death of the earning member, the non- earning member will be responsible for repayment of the loan-and with no income, they may find they have to foreclose the property entirely. [home loan tax benefits, joint home loan, tax deductions for couples, co-owning property benefits, home loan with spouse, higher loan eligibility, financial planning for newlyweds, CA Sakchi Jain, money and matrimony] #HomeLoanTips #TaxDeductions #MarriageAndMoney #FinancialPlanning #Newlyweds #CASakchiJain
Watch till the end!❤️ I can’t believe I’m 24 already! What a journey it’s been from becoming a Chartered Accountant to diving into content creation. I’ve learned so much over the past year and a half. Today, I’m sharing 3 out of 23 essential financial lessons for 20-somethings. Your support has been incredible, and I’m truly grateful for all the love you’ve shown. Thank you for being a part of this journey. Your encouragement motivates me to share more tips and insights that can make a real difference in your financial life. Stay tuned for the rest of the lessons and let’s keep growing together! 💪🏼📈 Don’t forget to follow and share with friends who might find this useful. Here’s to making smarter financial decisions together! 🥂 *financial cushion [financial journey, birthday special, finance tips, ca journey, financial wisdom, smart finance, grateful, financial lessons, CA sakchi Jain] #birthdayspecial #financetips #cajourney #grateful #financiallessons #casakchijain
Read Caption but first share it with them!😂 I know saving money can be tricky, but try these easy tips: 1. 10-Second Rule: Before spending ₹100, pause for 10 seconds. Use this moment to think if you really need that extra treat or gadget. 🛍️ 2. 2 Fast Rule: Pick 2 days each month where you spend nothing. It’s like giving your wallet a day off! 🏖️ Give these a shot and let me know how it goes!💸 [saving, budgeting rules, money management, CA Sakchi Jain]
1.5 Cr is what you can make by just investing ₹10,000 a month! 🚀💰✨ Most people hesitate to start investing, thinking it’s just a small amount. But imagine this: if you start investing ₹10,000 a month, in 10 years, you’ll have ₹27 lakhs. It might not seem like much at first, but give it time. If you continue investing for 20 years, that amount could grow to a whopping ₹1.5 crore—more than 5 times ₹27 lakhs! This is the incredible power of compounding. Don’t underestimate the impact of small, consistent investments. Start now and watch your wealth grow exponentially over time. Follow CA Sakchi Jain for more tips on personal finance and make your financial journey easier! 🌟📈💸 [power of compounding, invest 10000 monthly, grow wealth investing, long-term investments, compound interest benefits, financial growth tips, investing small amounts, wealth building strategy, how to invest, 20-year investment plan] #investing #personalfinance #compounding #financialfreedom #wealthbuilding #longterminvestment #moneymanagement #financialplanning #investmenttips #financialgrowth #casakchijain
Had such an amazing time at the CA Student National Conference in Raipur! @cicasaraipur It was awesome meeting all the students and hearing their stories. I loved connecting with everyone and sharing some great moments together! I’m truly humbled by all the love they showed me!❤️ Meeting all the students actually reminded me of my own journey and the fear and excitement I felt during that time🫶🏻
Had such an amazing time at the CA Student National Conference in Raipur! @cicasaraipur It was awesome meeting all the students and hearing their stories. I loved connecting with everyone and sharing some great moments together! I’m truly humbled by all the love they showed me!❤️ Meeting all the students actually reminded me of my own journey and the fear and excitement I felt during that time🫶🏻
This is how I spent my day in Mumbai!🤍 This time, Mumbai was all about exciting conversations and moments. First, I shared my thoughts on how content creation is reshaping careers—it’s amazing how this space is evolving! Then, there was lunch and some shopping, because who skips that in Mumbai? Later, I attended an award show, and let me tell you, the gratitude is real! Somewhere in between, I met some adorable furry friends (cats and dogs truly have my heart). Then we strolled at Marine Drive—it was just so calming And before I knew it, I was back at the airport for an early morning flight, carrying all these memories and so much inspiration. Thank you for the love, always!
This is how I spent my day in Mumbai!🤍 This time, Mumbai was all about exciting conversations and moments. First, I shared my thoughts on how content creation is reshaping careers—it’s amazing how this space is evolving! Then, there was lunch and some shopping, because who skips that in Mumbai? Later, I attended an award show, and let me tell you, the gratitude is real! Somewhere in between, I met some adorable furry friends (cats and dogs truly have my heart). Then we strolled at Marine Drive—it was just so calming And before I knew it, I was back at the airport for an early morning flight, carrying all these memories and so much inspiration. Thank you for the love, always!
Honored and grateful to receive the InfluenceX Award for Female Finance Creator of the year! @exhibit_social Huge thanks to everyone who has supported me! Whether you’ve been with me from day one or just recently joined, this award is for all of us! 💙✨ Thank you from the bottom of my heart!
Here are some more key updates: 📍 The standard deduction has only been increased in the new Tax Regime! 📍 STT on Futures and Options: Security Transaction Tax (STT) on futures increased to 0.02% and on options to 0.1%. 📍 Education Loan Support: Loans up to ₹10 lakh for higher education with e-vouchers for 1 lakh students annually, offering a 3% interest subvention. 📍 PM Awas Yojana: Increased funds for affordable housing, aiming to provide housing for all by 2024. 📍 MSME Credit Guarantee: New scheme introduced to support MSMEs in the manufacturing sector. 📍 Enhanced Mudra Loans: Loan limit increased to ₹20 lakh for successful previous borrowers. This was the seventh budget by our Finance Minister Nirmala Sitharaman. There are other changes too, but what do you think of this year’s budget? Please share your thoughts in the comments below. [Budget 2024 Highlights, Budget 2024 Summary, Nirmala Sitharaman Budget 2024, Income Tax Changes Budget 2024, Capital Gains Tax Budget 2024, CA Sakchi Jain] #budget2024 #nirmalasitharaman #incometaxchanges #capitalgainstax #financialupdates
Share it with your biggest cheerleaders!❤️ Coming home to this love and celebration was the highlight of my day! 🏆🎉 No matter how big the stage, the real victory is celebrating with the people who’ve always been there, cheering you on through every step. From late nights of hard work to moments of self-doubt, my family, friends, and cousins have been my constant support, and this moment wouldn’t be half as special without them. 💖🎂 Here’s to many more milestones, but more importantly, to the ones who make every achievement feel even more magical. 🏠💫 #grateful #home #influencexawards
Here’s why wedding insurance might be right for you: This is Day 8 of our series, Money & Matrimony! 💍✨ 1️⃣ Cancellation/Postponement Coverage: – Protects you if you need to cancel or postpone due to illness, injury, severe weather, or venue issues. 2️⃣ Wedding Liability: – Covers you if someone gets injured or property is damaged during your ceremony or reception. 3️⃣ Wedding Property Damage: – Ensures coverage for damage or loss of your wedding attire, decorations, equipment rentals, and more. 4️⃣ Additional Coverage Options: – Includes protection for lost deposits, photography/videography cancellation, and interruptions due to terrorism. Protect your investment and peace of mind. Make sure your big day is covered! Follow @ca.sakchijain for more tips on managing your finances. 💫 [wedding insurance, wedding planning, wedding budget, protect your wedding, wedding coverage, wedding liability, wedding property damage, wedding cancellation insurance, wedding day protection, marriage finances, ca sakchi jain, money and matrimony] #weddinginsurance #weddingplanning #moneyandmatrimony #weddingbudget #protectyourwedding #casakchijain
Pay zero taxes!!💸 This is Day 6 of our series Money and Matrimony💍 📌 Understanding Gift Taxation: – According to Section 56 of the Income Tax Act, 1961, gifts received by an individual during a financial year exceeding Rs. 50,000 are considered taxable as income from other sources. 📌 Exempt Gift Category: – Gifts received at your wedding are exempt from this tax. So, enjoy your special day without worrying about tax implications on those gifts. 📌 Record Keeping is Key: – Even though wedding gifts are exempt, it’s crucial to maintain a record of all presents, especially high-value items like houses or cars. – Keep these records as part of your regular documentation showing your assets. 🏠🚗 📌 Clubbing Provisions to Consider: – While wedding gifts are tax-free, be mindful of clubbing provisions if gifts come from certain relatives. – For example, if a daughter-in-law receives a gift from her father-in-law or mother-in-law, the income from that gift must be added to the income of the in-law who gave it. 📜👨👩👦 📌 Why This Matters: – Keeping detailed records can help avoid any future tax complications and ensure a smooth financial journey as a newly-wed couple. 📝 Pro Tip: – Always consult with a tax professional or financial advisor to get personalized advice and ensure you comply with all tax regulations. Here’s to love, laughter, and a financially savvy happily ever after! [wedding gift taxation, tax-free wedding gifts, income tax act 1961 gifts, section 56 income tax act, gift tax exemption india, wedding gift records, clubbing provisions gifts, financial tips newly-weds, managing wedding gifts, money and matrimony, CA Sakchi Jain] #giftaxation #taxfreegifts #incometaxact1961 #section56 #weddinggiftrecords #clubbingprovisions #financialtips #newlyweds #weddingfinance #moneyandmatrimony #casakchijain
Share it with your siblings!! We all want to find the perfect gift for our siblings. But instead of going for the usual expensive gifts that might be forgotten, why not give something truly meaningful? This year, think about gifting your brother or sister something that will help them in the long run—like starting a Systematic Investment Plan (SIP) in their name. It’s not just a gift, it’s a way to help them build a better future. You can even start it off by just paying the first month’s amount. Imagine how special it would be to give them something that grows with time and supports their dreams. Rakhi is all about celebrating the bond we share, and what better way to show you care than by giving a gift that keeps on giving? [meaningful Rakhi gifts, long-term investment gifts, Rakhi SIP gift, sibling financial gift, Raksha Bandhan ideas, future-oriented gifts, SIP for siblings, thoughtful Rakhi presents, invest in sibling’s future, Rakhi financial planning] #rakhi2024 #rakhigifts #siblinglove #meaningfulgifts #investinthefuture #sipforsiblings #thoughtfulgifting #rakshabandhan2024 #financialgifts #securethefuture
#Ad #samsungstudentplus Get up to 10% additional discount!🎁💼 Check the link in my bio!! As a student, managing your finances can be tricky, but it’s crucial to start building good habits early! 📚💸 Set a budget for your monthly expenses, save a portion for future needs, and keep some aside for those essential upgrades. 📊 Have you heard about the Samsung Student Plus Program? You can get up to 10% additional student discount on Galaxy AI products, a free 1-year extended warranty on select laptop, and even a welcome voucher! 🎉 Just log in with your student email on the Samsung student store and start saving smartly. @samsungindia [samsung discount, student plus, student finance tips, smart budgeting, gadget upgrade, save money, samsung offers, student life, financial advice, CA Sakchi Jain] #smartbudgeting #studentlife #budgetingtips #samsungstudentplus #saveandupgrade #financialadvice #casakchijain #samsungoffers #studentdiscount #gadgetupgrade #casakchijain
Comment ‘Tax’ and I’ll send you the details. Don’t you think the government is trying to discourage investment? In the Union Budget 2024, the removal of the indexation benefit on property transactions has led to significant changes in the calculation of long-term capital gains (LTCG). However, the government has clarified that the indexation benefit will remain available for properties bought or inherited before 2001, even though the LTCG tax rate has been reduced from 20% to 12.5%. Removing indexation can steer funds away from real estate also dampening overall investor sentiment in the property market. [Union Budget 2024, LTCG tax changes, removal of indexation benefit, real estate investment, property tax calculation, long-term capital gains, property market impact, government tax policy, CA Sakchi Jain] #unionbudget2024 #ltcg #realestateinvestment #propertytax #indexationbenefit #capitalgains #taxpolicy #casakchijain
Don’t Purchase Gold Without Watching This! Day 10- Money and Matrimony!💍❤️ Gold has always held a special place in Indian marriages. Not only is it a symbol of wealth and prosperity, but gold jewelry also carries deep cultural significance and sentimental value. It’s an integral part of wedding traditions, symbolizing purity and everlasting love. So you should always check these points before purchasing gold! Make sure you’re well-informed before making any gold purchases for your big day! 💛✨ [gold verification, gold authenticity test, real vs fake gold, gold price calculation, jewelry insurance, wedding gold tips, Indian marriage gold, gold jewelry for weddings, how to check gold purity, gold buying guide] #MoneyAndMatrimony #GoldJewelry #WeddingTips #JewelryInsurance #GoldVerification #IndianWeddings #GoldBuyingGuide #RealVsFakeGold #JewelryProtection #Casakchijain
How far would you go to get your dream item? 🤔 Well, it’s not about sacrificing everything, but about making wise choices. In today’s world, we need to think wisely, not just for ourselves but for our families too—because they are the ones who truly matter. 💖 When it comes to your family, keep an eye on your parents’ finances too. Regularly review their financial situation, ensure they have a solid retirement plan, and help them set up an emergency fund. 🛡️ After all, their financial security is just as important as yours. Make smart choices today so you and your loved ones can enjoy a secure tomorrow. 💪💰 [financial planning, money tips, smart choices, budgeting, savings goals, family finances, financial security, priorities, retirement planning, emergency fund, personal finance, financial responsibility, dream item, secure future, CA Sakchi Jain] #FinancialPlanning #savingsgoals #familyfinances #financialsecurity #retirementplanning #emergencyfund #personalfinance #financialresponsibility #dreamitem #securefuture #casakchijain
Don’t take a loan!! Day 9 of our Money & Matrimony series!💍 Today, let’s talk about why you might want to avoid taking a wedding loan. It can be tempting to borrow money to cover wedding costs, but starting your married life with debt isn’t ideal. Loans can add stress and put a strain on your finances long after the wedding day. Instead, focus on budgeting wisely and finding ways to cut costs without sacrificing the joy of your special day. Look for cost-effective options, prioritize your expenses, and consider setting aside a portion of your savings. By planning carefully and managing your budget smartly, you can enjoy your wedding without the added worry of debt. [avoiding wedding loans,, wedding financial tips, wedding without debt, budget-friendly wedding ideas, saving for wedding, financial planning for weddings, debt-free wedding planning, CA Sakchi Jain, Money and Matrimony] #moneyandmatrimony #weddingbudgettips #avoidweddingloans #financialplanning #weddingcosts #budgetwedding #debtfreeliving #weddingexpenses #weddingfinancetips #casakchijain #moneyandmatrimoney
A perfect day out with my mom, from coffee and shopping to groceries and flowers —all made effortless with Visa’s Tap to Pay feature! No cash, no PIN, just a tap, and it’s done! Whether it’s big or small, every transaction is seamless and secure. And the best part? You can earn Amazon vouchers on your first and third contactless payments after activation! With Visa, our safety is always their top priority, ensuring a secure and worry-free payment experience . Activate Tap to Pay on your Visa card today! Link in bio. T&Cs apply #TapToPay #Visa #SeamlessPayments #SecurePayments #ad
🚭 Tobacco doesn’t wait to harm you—it starts from the very first puff. From dull skin and stained teeth to serious health issues like lung damage and heart disease, the effects show up fast. Don’t let tobacco steal your health and appearance. Quit now, and protect yourself for the long run! 💪 #SayNoToTobacco #TFYC2 #QuitTobacco @mohfwindia
Deadline Alert! July 31st is the last date to file your ITR without incurring any fines. Don’t wait till the last minute! 💡 Important Reminder: If you don’t choose between the old and new tax regimes, your taxes will be automatically calculated under the new regime. 🔄 For business owners and self-employed individuals: You can only switch tax regimes once in your lifetime. So, if you opt for the new regime, make sure it’s the right choice because switching back is a one-time opportunity! Stay on top of your finances and make informed decisions! 💼📊 [ tax filing India, ITR deadline 2024, old vs new tax regime, tax filing tips, self-employed tax filing, business tax tips, income tax return filing, CA Sakchi Jain ] #itrdeadline #taxfiling #oldvsnewtaxregime #taxtips #businessowners #selfemployed #finance #casakchijain
Life might be getting hectic, but with Visa’s Tap to Pay, making payments is one less thing to worry about! Secure, quick, and hassle-free—just tap and you’re done! Plus, enable Tap to Pay on your Visa card now and get rewarded with Amazon shopping vouchers after the first and the third transactions! Remember, with Visa, our safety is their top priority. Make every transaction easy and secure. Share this with your friends and start tapping today! Checkout Link in bio. T&Cs apply #TapToPay #Visa #SecurePayments #AmazonVouchers #EasyPayments #LinkInBio #ad
Let’s bust some myths about contactless payments! 💳✨ Visa’s Tap to Pay is not only secure, but also easy to use, and accepted almost everywhere! Whether it’s a small purchase or a big one, Tap to Pay makes life simpler for everyone. Plus, here’s the best part—if you activate Tap to Pay on your Visa card now, you can earn Amazon shopping vouchers after your first and third transactions! 🛒💥 So, if you’re looking for a safer, smoother way to pay, Visa’s Tap to Pay is your answer. Share this video with your friends and start tapping today! 👉 #TapToPay #Visa #SecurePayments #AmazonVouchers #SmoothTransactions #LinkInBio #ad T&Cs applied
