Pay without internet!! UPI payments can be activated without the internet. 1. To send money, dial *99# on your phone and enter 1. 2. Select your preferred method 3. Enter the recipient’s UPI ID, phone number, or bank account number. 4. Next, enter your UPI PIN along with the amount. But this one doesn’t work for jio sims🫠 [UPI payment, payment without Internet, online payment, online transaction, shopping, no internet, CA Sakchi Jain] #upi #upipayment #shopping #transaction #casakchijain
The collab you never expected!😂 [income tax, comedy, income tax slab, taxes] #incometax #comedy #taxes
You won’t lose money in banking frauds Firstly, you should not share your mobile banking passwords, PIN, OTP, CVV, or card details with anyone. You bear no loss, if you have not shared your payment details and if the bank is informed within three days,as per the RBI website. You will have limited liability if the responsibility for the unauthorised electronic banking transaction lies neither with the bank nor with the customer but lies elsewhere in the system and there is a delay on your part in notifying the bank of such a transaction. (4 to 7 days ) [Credit card fraud, Fraudulent transaction, reserve bank of India, RBI, RBI notification on credit card fraud, scams, online scams, liability of the customer, Explore page CA sakchi jain] #rbi #rbinotification #creditcard #onlinescam #explorepage
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
April dump! In short, April was filled with excitement! I travelled to a lot of cities, met loads of amazing people, got creative with my content, and soaked in all the experiences.
This is how I spent my day in Mumbai!🤍 This time, Mumbai was all about exciting conversations and moments. First, I shared my thoughts on how content creation is reshaping careers—it’s amazing how this space is evolving! Then, there was lunch and some shopping, because who skips that in Mumbai? Later, I attended an award show, and let me tell you, the gratitude is real! Somewhere in between, I met some adorable furry friends (cats and dogs truly have my heart). Then we strolled at Marine Drive—it was just so calming And before I knew it, I was back at the airport for an early morning flight, carrying all these memories and so much inspiration. Thank you for the love, always!
Watch this till the end!! Which one would you choose? Day 5 – Money and Matrimony💍✨ Planning a wedding and can’t decide whether to rent or buy your wedding attire? 🤯 Imagine this: you find the perfect dress or suit, but it’s got a price tag that makes you question your life choices. 😅 Do you splurge and buy it, thinking, ‘I’ll totally wear this again’ (but let’s be real, when?), or do you rent it and save those precious bucks for other wedding expenses? 🏖️🍹 Renting means no hefty price tags, no long-term storage issues, and no post-wedding dry-cleaning drama. But buying? Well, you get to keep that beauty forever 👗👔 By the way, what would you choose? Renting or buying a wedding outfit? Let me know in the comments! ⬇️👰🤵 And if you’ve got any funny wedding dress stories, I want to hear them! 😂💕 [renting wedding dress, buying wedding dress, wedding outfit, wedding dress cost, wedding budget tips, affordable wedding attire, save money wedding, wedding dress shopping, wedding planning advice, wedding expenses, bridal outfit rental, groom attire rental, wedding attire decisions, should you buy your wedding outfit, should you rent your wedding outfit, CA Sakchi Jain, money and matrimony] #weddingfashion #weddingdecisions #bridalwear #groomwear #weddingtips #moneyandmatrimony #saveonweddings #rentvsbuy #smartweddingplanning #casakchijain
Save 10% in your expenses!! Day 4 of our series on Money and Matrimony!💍 Yes, if you book a venue and decoration with the same vendor, the tax authority might not see it as a natural bundle. This could mean the entire amount is taxed at 18%, adding an extra Rs 52,000 to your bill—over 10% of your ₹5,00,000 budget! GST on catering is typically 5%. For hotels having a room tariff greater than Rs 7500 per night, the rate would be 18% for catering services if part of the venue. Understanding these details can save you a lot when planning your wedding. Always check how your services are bundled to avoid unexpected costs. Have more questions about wedding finances? Drop them in the comments below! Follow @ca.sakchijain for more tips on making your big day both beautiful and budget-friendly! 🌟 Source : Economic Times-Save on GST up to 13% of wedding cost by planning wisely [CA Sakchi Jain, wedding tax implications, bundled wedding services, mixed supply taxation, composite supply, GST, wedding finance tips, wedding budget hacks, tax deductions weddings, financial planning weddings, marriage finances, wedding cost management, wedding expenses, tax saving tips, financial advice couples, money and matrimony] #casakchijain #weddingtaxes #bundledweddingservices #mixedsupply #compositesupply #GST #moneyandmatrimony
Share this with your mom!❤️ Your mom might just be the best financial advisor you never knew you had! From carefully budgeting groceries to saving for big purchases and setting financial goals, moms are often the unsung heroes of household finance. But sadly, many of us forget to involve them in our bigger financial decisions. Let’s change that narrative. Let’s recognize the immense wisdom and practicality our moms bring to the table and start including them in our financial plans. After all, who better to guide us toward a secure financial future than the ones who’ve been doing it all along? [Happy Mother’s Day, Mother’s Day, finances, financial decision, budgeting, grocery, household finance, CA sakchi jain ] #Mom #happymothersday #mothersday #Finance #financialplanning
Don’t take a home loan without watching this. Are you planning to take a home ? If yes, then you will have to pay heavy interest costs. But do you know you can actually make that interest free by just starting a small monthly SIP You can recover the entire amount of your interest returns that you get by investing in an SIP over the period of time. You can use tools like SIP calculator to calculate your estimated returns on investment and then decide the amount of SIP you should do! If you’re unsure about receiving a 15% interest rate, consider increasing your monthly SIP from 1000 to 1400. Even if you anticipate a lower rate of 13%, your returns will still exceed the interest on your home loan. [Home loan, SIP, Interest-free, Monthly SIP, Recover, SIP calculator, Estimated returns, Investment, Financial planning] #HomeLoan #sip #InterestFree #FinancialFreedom #SIPCalculator #InvestmentPlanning
Don’t do this mistake while paying bills. Businesses/individuals registered under the composition scheme are not allowed to issue tax invoices or GST invoices as they cannot charge GST on outward supplies of goods/services. Thus, a composition dealer has to issue a Bill of Supply in case of outward supply of goods/services. Though many consumers are not aware that service charge is optional and the customer is only liable to pay if they want to. According to consumer rights, the customer can complain about the restaurant if they pressurise to charge service tax. [Restaurant, goods and service tax, GST, composition scheme, service tax, service, charge, billing, GST on restaurants, service charge paid in restaurants ] #gst #servicecharge #hotel #restaurant #taxation #bills
Save it for later! Here’s how it works: If you’re thinking of buying something that costs more than 10% of your salary, hold off for 30 days before making the purchase. During that time, take a moment to really think about whether you need it or if it’s just a spur-of-the-moment desire. You’d be surprised how waiting can change your perspective! By waiting, you give yourself a chance to decide if the purchase lines up with your long-term financial goals. Plus, it helps you avoid spending money on stuff you don’t really need. It’s all about being smart with your cash and making sure every rupee counts! [purchase decision, 10% rule, financial goals, waiting period, mindful spending, perspective shift, long-term planning, impulse buying, financial discipline, smart money management] #smartmoney #financialdiscipline #mindfulspending #perspectiveshift #longtermplanning #impulsebuying #waitanddecide
You can vote even if you don’t have a physical voter ID! The video is based on true incident :p You can apply for a duplicate voter’s ID card in the following situations: * Theft of card * Card misplaced or stolen * If card is unusable due to wear and tear Documents Required to Apply for Duplicate Voter ID Card are as follows: You will have to first register a FIR. Besides the copy of a registered FIR, here is a list of other documents required when applying for a duplicate Voter ID card: * Recent passport-size photographs of the applicant * Identity proof (Aadhar card, PAN card, driving licence) * Address proof (Passport, utility bills or bank statement with Cheque) * Form EPIC-002 Below is the step-by-step guide to apply for a duplicate Voter ID card online: Step 1: Download a copy of Form EPIC-002 which is the application form for issue of a duplicate voter ID card from your state’s Chief Electoral Officer’s website. Step 2: Fill in the form and attach all the required documents as mentioned in the form such as FIR copy, proof of address, and proof of identity. Step 3: Submit the form to your local electoral office, whereupon you will be issued a reference number. Step 4: You can track your application status on the state election office website using this number. Step 5: Once you have submitted your form, it will be processed and verified by the electoral office. Step 6: After successful verification, you will be notified and can go to the electoral office and collect your duplicate voter ID card. [Election, election commission of India, voter ID, physical voter ID, what to do if the voter ID is Lost, how to issue a duplicate voter ID, CA Sakchi Jain] #election #voterid #casakchijain #voterlist
Don’t buy gold without watching this!! From 1 April 2023, the Bureau of India Standards (BIS) has strictly prohibited the selling of hallmarked gold jewelry or gold artifacts without a 6-digit alphanumeric Hallmark Unique Identification Number (HUID). Later the deadline was moved from 1st April to 1 July 2023. These new rules aim to enhance transparency, credibility, and consumer confidence in gold jewelry as goal is considered as one of the safest investment in India. The hallmarking will give assurance to customers about the gold’s purity. They can also use the BIS CARE app to check the purity. The same application can be used to file a complain against the jewellery. What is your old jewellery purchase before, does not have a HUID? Won’t it be considered pure? Comment ‘Jewellery’ and I’ll make a video on this! [How to check whether gold jewellery is pure?, gold jewellery, Investment in gold, investment, huid, bis care, BIS care app, CA Sakchi Jain] #gold #goldjewellery #casakchijain #investment #biscare
Can you control your spends? If not, try this: Every month, we dedicate two specific days where we won’t spend a dime. It’s all about taking control of our finances and cutting out any unnecessary expenses. By scheduling these days in advance, we’re not only preventing impulse buys but also giving ourselves the opportunity to plan and prioritize our spending wisely. It’s like hitting the pause button on our wallets to ensure we stay on track with our financial goals. So, who’s ready to give it a try and see the difference it can make in our bank accounts? [Two Day Fast Rules, Financial Discipline, Budget Management, Smart Saving, Money Strategy, Financial Control, Spending Habits, Personal Finance, Savings Plan, Budgeting Tips, CA sakchi jain] #2dayFastRule #FinancialFitness #BudgetingHack #MoneyManagement #SavingsStrategy #FinancialDiscipline #SmartSpending #PersonalFinanceTips #casakchijain
Don’t forget to do this! The old rules allowed a KYC-compliant investor to seamlessly invest in MF schemes of any of the mutual fund houses. However, the new rules allow only those investors who meet certain criteria to make such investments. They can be three cases of your KYC status: KYC Validated: It means the documents provided by you are validated and you can continue to invest in multiple mutual fund companies. KYC Registered/Verified: This means the documents given by you cannot be independently verified from the issuing authority. This means that mutual fund investors can invest in any mutual fund house by producing the required documents again. Such individuals can undergo a re-KYC process by submitting PAN / Aadhaar to invest in schemes of different mutual fund houses i.e. shift to the ‘KYC validated’ category of individuals. KYC – on hold: This shows the KYC documents as well as the mobile number and email ID of the mutual fund investors are not validated. All financial and certain non-financial transactions will be restricted till the required documents are submitted. This would mean that current SIP transactions, redemption transactions, etc., will be impacted. In such a case, the mutual fund investor will have to verify their valid email and mobile number to do transactions in their existing mutual fund schemes. Further, mutual fund investors should undergo the re-KYC process to avoid the submission of various documents again while making fresh investments. [KYC, mutual fund, investing, financial transactions, re-KYC, investment criteria, verification status, KYC validated, KYC registered, KYC on hold, mutual fund investment, online investment,SEBI Rules] #KYC #mutualfund #investing #financialtransactions #rekyc #investmentcriteria #verificationstatus #kycvalidated #kycregistered #KYConhold
#Ad #Samsungcorporateplus Get up to 10% additional discount!🎁💼 When you get your first salary, I know you’d want to upgrade your gadgets or spend on something nice. It’s great to treat yourself, but remember to save smartly! 💸 Divide your salary into savings, necessary expenses, and a bit for those upgrades. 📊 Do you know about the Samsung Corporate Plus Program? You also get free ADLD insurance on select products and a free 1-year extended warranty on select laptops. Plus, up to ₹2500 welcome voucher on your first app purchase! 💯 Just download the Samsung Shop app, log in with your official email ID, and enjoy the savings! @samsung [samsung discount, corporate plus, first salary tips, smart spending, gadget upgrade, save money, samsung offers, budgeting tips, first paycheck, CA Sakchi Jain] #smartspending #firstsalary #budgetingtips #samsungcorporateplus #saveandupgrade #financialadvice #casakchijain #samsungoffers #firstpaycheck #gadgetupgrade #casakchijain #collab
Don’t forget to purchase this!! Term insurance provides crucial financial security for your family if something were to happen to you. It ensures they’re protected and can maintain their lifestyle without financial worries. Before you decide on a policy, also consider these key points: 📍Coverage Amount: Ensure it adequately covers your family’s future needs. 📍Policy Duration: Choose a term that aligns with your financial obligations. 📍Riders Available: Look for options like critical illness cover for comprehensive protection. 📍Premium Payment Options: Check flexibility in payment schedules. Don’t leave your family’s future to chance. Click the link in my bio to explore term insurance options and make a smart choice today! 🔗 #terminsurance #financialsecurity #familyprotection #insurancetips #secureyourfuture #insuranceadvice #casakchijain #collab #ad [term insurance explained, how to choose term insurance, importance of term insurance, term insurance benefits, term insurance policy tips, term insurance buying guide, term insurance features, term insurance comparison, term insurance riders, term insurance premium calculation]
