No Seriously, Stop doing this!! There is an option to it so use that! How to download it, continue reading. 1. Visit the UIDAI Website. 2. Navigate to “Download Aadhaar” from the myAadhaar page. 3. Enter Aadhaar Number and Captcha. 4. Receive and enter the one-time password (OTP) sent to your linked mobile number. 5. Check “Do you want a masked Aadhaar?” and click “Verify & Download.” 6. Retrieve the downloaded masked Aadhaar from your computer’s downloads section. 7. Open the document using a password (first 4 letters of name birth year) . Please Note – Masked Aadhaar cannot be used for government schemes or subsidies, for such purposes, your regular Aadhaar card is required. [anushka rathod, finance, scams, aadhaar, GOI, news] #anushkarathod #finance #scams #aadhaar #news #GOI
Did you hear the HUGE news?! Check the whole reel to know!! And Small Rectification: I mistakenly said January 24. The date is actually 25th January. Here are the conditions to keep in mind- 1. For planned procedures, simply inform your insurance company at least 48 hours in advance. 2. In emergencies, ensure you notify your insurer within 48 hours of admission. 3. Naturally, the claim must adhere to your policy terms, and the hospital must comply with the insurer’s guidelines for cashless facilities. So, do you think will this be the next big step in transforming healthcare? Let me know in the comments. [anushka rathod, finance, insurance, healthcare, news, hospitals] #anushkarathod #finance #insurance #healthcare #news #hospital
THE VIDEO WAS MADE IN MARCH 2024 AND AFTER THE UNION BUDGET 2024, THE RULES HAVE CHANGED. According to the amendments: -> The limit on the exemption of Long-Term Capital Gains on the transfer of equity shares or equity-oriented units or units of Business Trust has increased from Rs.1 Lakh to Rs.1.25 lakh per year. -> The rate at which Long Term Capital Gains is taxed has increased from 10% to 12.5%. There’s a smart strategy called tax harvesting that can help you save taxes! It involves strategically selling a portion of your investment to secure long-term capital gains and then reinvesting the proceeds back into the same securities. This allows you to offset gains against losses or take advantage of exemption limits, ultimately reducing your tax burden and boosting your post-tax returns. Here’s how it works: Imagine you invest ₹ lakh and see a gain of Rs. 1 lakh. By selling before the gains reach ₹1 lakh (say at ₹ 3,98,000) and then repurchasing the investment, you can: • Avoid the 10% Long-Term Capital Gain Tax on the initial long-term gains over ₹1 Lakh. • Establish a new, higher-cost base (₹ 3,98,000) for future calculations, reducing your taxable gains down the line. And as your investments appreciate again by ₹ 1 lakh, you can repeat this process to further maximize your post-tax returns. For those investing through SIPs, remember to sell units purchased at least a year ago to qualify for tax-harvesting benefits. Disclaimer: This information is intended for educational purposes only and should not be considered a substitute for professional financial advice. [anushkarathod, tax, finance, taxharvesting] #finance #tax #LTCG #taxharvesting
Continue in comments… Who’s the richest person in your state? Check out the whole reel to know! Note: Net worth as of 28th Feb’ 24, and mentioned only major industries. [Anushka Rathod, finance, businessman, Ambani, India] #anushkarathod #finance #businessman #ambani #India
Looking for refund? Check that website first! But why? Keep watching to find out! Spoiler: Always visit the company’s official website for customer support. Remember, @upichalega is secure, but online safety starts with you! So, share with friends and family!! [ad, Anushka Rathod, finance, UPI, safety awareness, GOI] #ad #anushkarathod #finance #UPI #GyaanSeDhyaanSe #GOI #safetyawareness
Imagine taking a selfie with your new iPhone, and out of nowhere, someone swoops in and snatches it away. To secure yourself from such a situation do what I mentioned in the reel! This new feature adds a layer of security when your Phone is outside familiar spots like home or work, shielding your accounts and info if it’s stolen. Here’s How you can turn this on- 1. Enable two-factor authentication for your Apple ID. 2. On your iPhone, set up or activate: a device passcode, Face ID or Touch ID, Find My, and Significant Locations (Location Services). 3. To activate Stolen Device Protection: a. Navigate to Settings. b. Tap Face ID & Passcode. c. Enter your device passcode. d. Toggle Stolen Device Protection on. Note: Turning off Stolen Device Protection outside familiar locations incurs a security delay. Remember to disable Stolen Device Protection before selling, giving away, or trading in your iPhone. [Anushka Rathod, finance, iPhone, India, news, apple] #anushkarathod #finance #iPhone #India #news #apple
Don’t delay for this, else your child will lose 66 lakhs. Check out the whole reel to know! Note: We have assumed long term equity returns of 12%, this may vary depending on the market and economic situation. So before making any investments consult a financial advisor. [Anushka Rathod, finance, Investment, child, education] #anushkarathod #finance #investment #child #education
Who doesn’t want to own nice things… It could be a personal desire or sometimes you might want it to fit in better. After all we do live in a status driven society. So follow either of these 2 rules while buying luxury items: 1) Invest the same amount of money you plan to spend on the item. This way you will have to save twice the amount and you wont go overboard. 2) Don’t use your primary income to buy luxury, but it from the returns/interest you books from your investment. This way you get to enjoy the returns from your smart planning earlier. #anushkarathod98 #shopping #luxury #budgeting
Telling my parents I am on FORBES COVER 🥹🥹🥹
Don’t wait till last moment! 31st March is coming, so start planning your taxes now! This is the highest guaranteed return scheme under 80C that salaried individuals can invest in! Introducing VPF i.e. Voluntary Provident Fund It’s an extension of EPF, allowing salaried employees to invest voluntarily beyond the mandatory EPF contributions. Now, let’s break down its features: Riskometer: Low Risk Eligibility Check: Only Salaried Employee with an existing EPF account. Liquidity with Limits: Yes, there’s a 5-year lock-in, but guess what? You can make partial withdrawals during emergencies after the lock-in period. Interest: VPF offers an attractive 8.15% interest rate and the Rates are set by Govt annually. Investment Cap: The contribution must be more than 12%. Now, it can even be 100% of the basic salary and dearness allowance. Tax Perks: Enjoy the EEE status – Investments, Interest, and Maturity amount are tax-exempt. But, If your contribution to EPF and Voluntary Provident Fund (VPF) exceeds ₹2.5 lakhs in a financial, then the interest earned on the excess contribution will be taxed as per your income tax slab. How to invest? All you need is to inform your employer that you are willing to increase your EPF contribution through a registration form! Note: ₹46,800 is for highest tax slab i. e. 30%, Assuming section 80C is fully utilized. Actual savings will vary. Tax rules are complex, so do consult your CA for personalized advice. [anushka rathod, finance, salaried employee, vpf, investment] #anushkarathod #finance #salariedemployee #vpf #investment
Your bank won’t tell you this! But do negotiate with them! Check out the whole reel! Do remember though, Balance transfers and renegotiating with your bank come with costs! Banks typically charge 0.15-0.2% processing fees, Rs.5k-10k technical assessment fees, and 0.1%-0.2% franking charges. Now coming to our calculation- Let’s say you have an existing home loan, with outstanding principal – 40 lakhs @ 10% and remaining tenure – 20 years. Your existing EMI would be ₹ 38,601. Now if you transfer to a bank who’s offering loan @ 9%, on 40 lakhs for 20 years. Your new EMI would be ₹35,989. Saving you ₹ 2612 every month, in 20 years that would be around 6.27 lakhs. Now, if you keep your EMI constant i.e. ₹38,601, then the difference of 2601 that you pay will go towards principal repayment. That way you will save additional 8.78 lakhs on interest payment. Conclusion Before taking any decision do a cost benefit analysis comparing the charges and new interest rate, terms and conditions. Transferring your loan balance early in the tenure is beneficial. Later EMIs mostly cover principal, so even with a lower rate, savings might not be significantly impacted. Contact your bank for details. Disclaimer: The calculation provided is for illustrative purposes only and is based on hypothetical scenarios. Actual savings may vary depending on various factors such as prevailing interest rates, terms and conditions of the loan. #anushkarathod #finance #homeloan #rbi #banks [Anushka Rathod, Finance, home loan, RBI, Banks]
Don’t Watch IPL!! 😤 Before doing this!😎 I Know I Know you all are very excited for IPL even I am, But countdown to the financial year’s end has begun, and here are important deadlines for this month! ⚠️⚠️ A) Aadhaar Card Update Update your Aadhaar card for free before March 14 to change your name, address, or mobile number. After this date, fees will apply for updates. Visit https://myaadhaar.uidai.gov.in/ to make changes. B) FASTag KYC Update Failure to update KYC details by the revised deadline of March 31 could lead to the deactivation of the FASTag account. To update KYC details for FASTag, vehicle owners must submit documents like vehicle registration, driver’s license, PAN card, and Aadhaar card. Visit the bank’s or issuing authority’s website, log in with your mobile number, go to ‘My Profile’ > ‘KYC’, attach required docs. Verify KYC status through the same platform or official FASTag website. C) Tax Saving Deadline As we come closer to the end of the 2023–2024 fiscal year, it’s time to prioritize saving on taxes before the March 31, 2024. Act promptly, especially if you haven’t yet. This is your final opportunity to decide tax strategies, potentially lowering your taxes and managing finances better. D) Special FDs Last date for SBI Amrit kalash FD offering 7.05% tenure – 400 days is 31st March. IDBI Bank’s Utsav Callable FD presents attractive interest rates on unique terms: 300 days (7.05%), 375 days (7.10%), and 444 days (7.25%) until 31st March. Share this with your friends and family, you love watching IPL with!! [Anushka Rathod, finance, march deadlines, investments, ipl] #anushkarathod #finance #march #deadlines #investments #ipl
Stop Dreaming and Start Planning For your dream house now!! Check out the whole reel to know. Small rectification: The section discussed in the reel is Section 54F. in the beginning, I have misspoke it as Section 54. So, Capital gains from sale of assets like shares, mutual funds, jewelry etc. is taxable But if you reinvest the sale proceeds in buying or building a house, then under section 54F, capital gains can be exempted. For more details, Continue Reading- 1. To get full exemption, invest all sale proceeds. If not, exemption is partial. Formula: Exemption = (Cost of new house × Capital Gains) / Sale Receipts. 2. To claim the exemption, you must buy a house within a year before or two years after selling the asset. If constructing, finish within three years from the sale. 3. New house should be held for at least three years. 4. Maximum amount of house property that can be purchased that will be considered for deduction purpose is 10 crores. 5. The new residential house should be in India You can’t claim the deduction if. 1. You already own more than one house (excluding the new one) when you sell the original asset. 2. You buy another house (not the new one) within a year of selling the original asset. 3. You build another house (not the new one) within three years of selling the original asset. Disclaimer: These are just general guidelines; tax rules are complex with a lot of terms and conditions and individual situations may vary. Consult your CA for personalized advice. We have assumed long term returns of 12%, actual returns may vary depending on the market situation. [anushka rathod, finance, investments, tax planning, tax saving] #anushkarathod #finance #investments #taxsaving
Can You guess, who he is? Here are some hints. → He is well known for his investing principles. → Business partner of Warren Buffet. Check out the whole reel to know!! [Anushka Rathod, finance, share market, investment, Charlie Munger] #anushkarathod #finance #sharemarket #investment #charliemunger
These notices are being sent to this and past two financial years Just remember to promptly take action and inform your CA as ignoring to resolve this matter can result in future litigation. Okay so, if there is an error from your side in reporting your income in ITR then you need to file an Updated Return and pay the Tax and Penalty amount. The notices are mainly being issued on the basis of information reflected in your AIS. In these scenarios you can submit a response for justifying why is there an mismatch and for the current FY if you see any mismatch you can immediately submit a feedback.
Want to take your Business to Shark Tank? But first systemize your operations! And focus more on growth! Here’s a software that will help you. Introducing @odoo.official , Your all-in-one Business Management Software. From accounting to CRM, project management to e-commerce, you name it, Odoo has everything you need to thrive in today’s competitive market. With Odoo, you’ll save time, reduce costs, and unlock your business’s full potential. What about cost? First app free forever with support and hosting, Then for all the apps, it’s just ₹ 580 per month! So, if you also you want to expand your business then check Odoo, the link is in the Bio. [ad, Anushka Rathod, finance, business, software, odoo] #ad #anushkarathod #finance #business #software #odoo
#ForbesIndia30U30 Anushka Rathod, winner in the Digital Content Creators category, has amassed a huge social media following, the majority of them are women, by simplifying complex financial subjects in entertaining, bite-sized snippets. 📸: @mexyxx Directed by: @kaps_kash Outfit: @zara Jewellery: @twylatreasures Styled by: @styledbyzainabb Assistant stylists: @mannatbhallaa @ssssamridh Styling intern: @ericaaaff
Get a lifetime credit card, With no credit score or income documents. How? Check out the whole reel! With Kotak811 FD backed Credit card, get up to 90% of your Term Deposit as your credit limit. But are there any rewards? Of course!! → Get 500 bonus reward points on spending ₹5000 in the first 45 days. → Get 2 reward points per Rs. 100 spent online, and 1 reward point per Rs. 100 spent on other transactions. → It is a lifetime free credit card → Get brand vouchers worth Rs. 1000 and 4 free PVR tickets on achieving certain milestones So, if you are a fresher and struggling to get a credit card then this might be the best option for you!! For more details check the link in bio!! #ad #anushkarathod #finance #fdbacked #creditcard #banking #securedcreditcard [ad, Anushka Rathod, finance, credit card]
I bet you didn’t know this!! About the great Investor, Warren Buffet! Check out the whole reel to know! With ICICI Prudential India Opportunities Fund, you get exposure to investing in special situation like when companies are changing how they work, when the government changes rules, or when businesses are facing temporary problems. This strategy is called Bottom-Up Stock pricing! Where you buy shares of struggling companies at a very low price. But they are worth more than the price at which the shares are bought. Then you wait for the company’s share price to rise. Also, ICICI Prudential India Opportunities Fund is managed by expert fund managers, like Sankaran Naren, Roshan Chutkey and Sharmila D’mello. Disclaimer – Mutual Fund investments are subject to market risks, read all scheme related documents carefully. For more details check the link in bio!! https://www.icicipruamc.com/campaign-page/icici-prudential-india-opportunities-fund #ad #ICICIPrudentialMutualFund #MutualFunds #GrowYourMoney #Money #Investments #Investing
Spending on your health is not an expense! Think of it as an investment in YOU! That’s why preventive care is key! And thanks to AI, it’s simpler than ever to take charge. And one such game-changer is Apollo ProHealth. With Apollo ProHealth, it’s not just about getting routine tests done. It goes beyond basic checkups. They consider your family history, lifestyle, and analyze vast amounts of health data to create a personalized plan for you. Along with blood tests – this goes further with imaging scans, diet guidance, and more! So, if you want to invest in your well-being for a healthier, happier you then check out Apollo ProHealth from the link in my Bio! [ad, anushka rathod, finance, healthcare, preventivecare, apollo] #ad #anushkarathod #finance #healthcare #preventivecare #apollo #BeProHealth
Do you eat SUGAR?? If yes, here something interesting about it! Check out the whole reel to know! ICICI Prudential Business Cycle Fund invests across diverse sectors, themes, and market caps, guided by the prevailing business cycle. It follows a Top-Down Approach based on macro indicators like inflation, growth and deficit etc. Curious to learn more about how it all works? Check out the link in my bio! https://www.icicipruamc.com/icici-prudential-business-cycle—fund Disclaimer – Mutual Fund investments are subject to market risks, read all scheme related documents carefully. #ad #ICICIPrudentialMutualFund #ICICIPrudentialBusinessCycleFund #MutualFunds #GrowYourMoney #Money #Investments #Investing
Where to get money in emergencies? Imagine facing a medical emergency and you suddenly need lakhs of rupees Don’t Worry, here’s a solution you might not know about! Check out the whole reel! With @tatacapital , you can get a top up loan for your various requirements right from renovating your house to any personal reason. And the best part is, You don’t have to wait long to get the money in times of need. Because these loans are typically pre-approved for existing customers, allowing lenders to quickly approve and disburse funds. For more details check the Link in Bio! And don’t forget to follow Tata Capital for such financial insights. [ad, Anushka Rathod, finance, tata capital, home loan, top up] #ad #anushkarathod #finance #tatacapital #homeloan #topup
Struggling to manage your finances? Want to keep a track of your expenses and spend within your budget? Well, you can do that easily with @airtelpaymentsbank Savings Account. Making daily transactions like utility payments, shopping, ordering food, buying and recharging FASTag, and much more . Just download the #airtelThanks App to open your #AirtelPayments Bank Savings Account for all your daily transactions from the comfort of your home in minutes. #Ad. – #AirtelThanks #FASTag #Transactions AirtelPaymentsBank . . #anushkarathod #finance #payments #dailytransactions #airtelpaymentsbank #security
