Save taxes in your wedding!!! Check out the whole reel to know!! This is Day 1 of 10 Smart Tips for your mehnat ki kamai!! Follow along, as next video is on how rich people invest for your kids! Note: GST on hotel accommodation( and it’s banquet hall) will depend on your room rent if its less than or equal to ₹7500 – it will be 12% and if its more than 7500, GST will be charged as 18%. GST rate of 5% on composite supply with catering will be charged only when your room rent is less than or equal to 7,500. If your room rent is higher than 7500, then it won’t matter whether you book separately or together – 18% will be charged. Also, sometimes, it might be cheaper to hire separate vendors for venue and catering due to varying costs and services. So do your analysis. [Anushka Rathod, finance, wedding, GST, Ambani] #anushkarathod #finance #wedding #gst #ambani
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
Attended our Prime Minister’s swearing in ceremony at Rashtrapati bhavan today 😄 Beyond grateful to have received this invite!🫡
3 investment options for fixed monthly payments: The first one is for senior citizens specifically and the other 2 can be done by anyone. This is part 1 with fixed return instruments, part 2 with higher risk options will come soon. 1) Senior citizen saving scheme This is the highest return option at the moment. Eligibility – 60years Returns – 8.2% p.a. Maximum Investment – 30lakhs per person Payout- Quarterly Tenure – 5 years, can extend for 3 years multiple times post that How to Invest – At a Post Office or bank branch Taxes -Principal amount is tax exempt up to 1.5Lacs, Interest is taxed as per income slab 2) Post Office Monthly Income Scheme Eligibility -Anyone Returns – 7.4% p. a. Maximum Investment – ₹9 Lakhs Tenure – 5 years How to Invest – At post office or If you already have an account then online also possible. Taxes – Interest is taxed as per income slab 3) Tax Saver FD Remember to opt for monthly payout option while booking the FD. Eligibility – Anyone Returns – 7.5% for senior citizens, 7% for everyone else at IDFC, HDFC, ICICI Bank Maximum Investment – No limit Tenure – 5 years How to Invest – Bank branch or online on bank website Taxes – Principal amount is tax exempt up to 1.5Lacs, Interest is taxed as per income slab. [anushka rathod, finance, investment, regular income, parents] #anushkarathod #finance #investment #regularincome #parents
This is how rich invests for their kids! Check out the whole reel to know!! This is Day 2 of 10 Smart tips for your Mehnat ki Kamai. Follow along as next video is on how to invest for your parent’s retirement!! Here are 4 things to keep in mind before doing this- 1. Math for 12 Lakhs Tax free – Capital gains exemption – [100,000 x 3 = 300,000] Basic Exemption (New tax regime) [300,000 x 3 = 900,0000]. Do Note tax laws can change so your actual savings might differ, but basic exemption is expected to increase only. 2. After your child turns 18, they will have the control of the investment. So, they can withdraw the money without your permission! 3. If for some reason you redeem the mutual fund before they turn 18, then the capital gains will be clubbed to your income. 4. When the child turns 18, the parent can no longer operate the SIP. The account holder must then manage it themselves. Before this, the AMC will ask for an application, documents, and a KYC letter to change the folio status from ‘minor’ to ‘major’. Note: We have assumed long term equity returns of 14% actual returns will vary depending upon the economic conditions, market etc. [Anushka Rathod, finance, investment, kids, education, neet] #anushkarathod #finance #investment #kids #education #neet
🤯🤯🤯 How long do you think it takes for companies like Apple, Google, and Reliance to earn 10 crores in revenue? Check out the whole reel to know!! Note: Figures are of FY23-24 for domestic companies, and FY Sept’22 – Sept’23 for international companies. Also, they have been approximated to the nearest whole number. [Anushka Rathod, finance, ambani, business, rich] #anushkarathod #finance #ambani #business #rich
Want to retire your parents? Then check out the whole reel to know how to invest for them!! This is Day 3 of 10 Smart tips for your Mehnat ki Kamai!! Follow along as reel will be on which investments you must avoid Things to keep in mind while doing this- 1. Keep a separate emergency fund to cover unexpected expenses. 2. Rate of withdrawal should be less than rate at return, ideally your withdrawal should be 5-7% not more than that. Hence, fixed your monthly withdrawal amount accordingly. 3. You shouldn’t initiate the SWP immediately after the initial investment. Let your investment grow for at least 3 years before starting withdrawals. This way, the SWP won’t reduce your initial capital too quickly. 4. Equity savings funds and balanced advantage funds are subject to equity taxation, while conservative debt funds are taxed as per your tax slab. If you have any doubts on SWP or Parents retirement, then let me know in the comments!! Disclaimer: This video is for education purpose only and should not be a replacement for professional investment advice. [Anushka Rathod, finance, parents, retirement, investments] #anushkarathod #finance #parents #retirement #investment
The Actual 2024 -25 Budget is Here!!! And here are some of the key highlights that might impact you: 1. Abolishment of Angel Tax for all Investors. 2. Mudra loan limit increased to ₹20 lakh for previous borrowers 3. Customs duties on gold, and silver cut to 6%, platinum to 6.4% 4. TCS of 1% will be levied on notified goods of value exceeding ₹10 lakhs 5. Increase in STT Rates on the sale of an option in securities to 0.1% of the option premium, and on the sale of a futures in securities to 0.02% of the price at which such futures are traded. 6. Listed financial assets held for more than a year will be classified as long-term. Want to dive deeper into the figures? Then check out the full post above for all the details!☝️ Source: Key Features of Budget 2024-2025 (July, 2024) #anushkarathod #finance #budget2024 #GOI [anushkarathod, fiannce, budget2024, GOI]
The Actual 2024 -25 Budget is Here!!! And here are some of the key highlights that might impact you: 1. Abolishment of Angel Tax for all Investors. 2. Mudra loan limit increased to ₹20 lakh for previous borrowers 3. Customs duties on gold, and silver cut to 6%, platinum to 6.4% 4. TCS of 1% will be levied on notified goods of value exceeding ₹10 lakhs 5. Increase in STT Rates on the sale of an option in securities to 0.1% of the option premium, and on the sale of a futures in securities to 0.02% of the price at which such futures are traded. 6. Listed financial assets held for more than a year will be classified as long-term. Want to dive deeper into the figures? Then check out the full post above for all the details!☝️ Source: Key Features of Budget 2024-2025 (July, 2024) #anushkarathod #finance #budget2024 #GOI [anushkarathod, fiannce, budget2024, GOI]
Invest with RBI!! 🤑 Check out the whole reel! You can download this app from the Play Store (Android) and the App Store (iOS devices) Here’s how you can open your account- 1. Download the RBI Retail Direct app and click on ‘Register’ and choose the type of account – Single or joint. 2. Now fill all the details – Name, PAN, mobile number, email address, and residential address and KYC application. 3. After submitting the KYC application, the applicant needs to e-sign the T&C. 4. Once e-signing is done, the application will be processed and after approval, account details and login credentials will be sent to your email. Note: Every investment will have its eligibility criteria, lock in period, taxation etc. so invest accordingly. If you have any doubts let me know in the comments. [Anushka Rathod, finance, rbi, goi, investment, gold] #anushkarathod #finance #rbi #goi #investment #gold
Share it with your salaried friends! because there is a good news for them! Check out the whole reel to know! This is how you can claim- 1. Log in to the EPFO portal with your UAN and password. 2. Go to ‘Online Services’ and select ‘Claim’. 3. Verify personal details displayed. 4. Proceed for Online Claim and choose ‘PF Advance (Form 31)’. 5. Select advance reasons, enter address, and amount. 6. Sign disclosure, select ‘Get Aadhaar OTP’, enter OTP, validate, and submit Claim Form. For every claim reason say housing, marriage, medical, education, there will be limit, up to which you can make the withdrawal. Claims that aren’t validated by the system aren’t returned or rejected outright. Instead, they undergo a second level of scrutiny and approvals for further processing. Note: Withdrawals from an EPF account are tax-exempt if made for specific purposes allowed under the EPF scheme (e.g., marriage, building a house) [Anushka Rathod, finance, salaried employee, epf] #anushkarathod #finance #salaried #employee #epf
Whatttt just happened!!!!! 🥹🥹 We crossed 1Mn on Instagram and my book The Money Guide crossed Rs10 Lakh in sales on launch and became a bestseller on Amazon! This was unexpected because I have only been promoting links of my books’ own website and not Amazon, so that is mostly organic sales! Now we are even more confident and have started aggressively promoting it 🙌 I can’t thank you all enough! Definitely planning something to give back to you all soon!! Also, wanted to share this one story, so my book was lying around at one of my readers house and their dad saw my face and said, “Arey ye toh vahi Mehnat ki Kamai wali ladki hai na”. So adorable!!!! 🥹🥹🥹 Mandatory 🧿🪬
Whatttt just happened!!!!! 🥹🥹 We crossed 1Mn on Instagram and my book The Money Guide crossed Rs10 Lakh in sales on launch and became a bestseller on Amazon! This was unexpected because I have only been promoting links of my books’ own website and not Amazon, so that is mostly organic sales! Now we are even more confident and have started aggressively promoting it 🙌 I can’t thank you all enough! Definitely planning something to give back to you all soon!! Also, wanted to share this one story, so my book was lying around at one of my readers house and their dad saw my face and said, “Arey ye toh vahi Mehnat ki Kamai wali ladki hai na”. So adorable!!!! 🥹🥹🥹 Mandatory 🧿🪬
Whatttt just happened!!!!! 🥹🥹 We crossed 1Mn on Instagram and my book The Money Guide crossed Rs10 Lakh in sales on launch and became a bestseller on Amazon! This was unexpected because I have only been promoting links of my books’ own website and not Amazon, so that is mostly organic sales! Now we are even more confident and have started aggressively promoting it 🙌 I can’t thank you all enough! Definitely planning something to give back to you all soon!! Also, wanted to share this one story, so my book was lying around at one of my readers house and their dad saw my face and said, “Arey ye toh vahi Mehnat ki Kamai wali ladki hai na”. So adorable!!!! 🥹🥹🥹 Mandatory 🧿🪬
Whatttt just happened!!!!! 🥹🥹 We crossed 1Mn on Instagram and my book The Money Guide crossed Rs10 Lakh in sales on launch and became a bestseller on Amazon! This was unexpected because I have only been promoting links of my books’ own website and not Amazon, so that is mostly organic sales! Now we are even more confident and have started aggressively promoting it 🙌 I can’t thank you all enough! Definitely planning something to give back to you all soon!! Also, wanted to share this one story, so my book was lying around at one of my readers house and their dad saw my face and said, “Arey ye toh vahi Mehnat ki Kamai wali ladki hai na”. So adorable!!!! 🥹🥹🥹 Mandatory 🧿🪬
Gen Z vs Millennial Who do you relate to more? Over the last 6-7 years, India has witnessed remarkable progress especially in digital payments with UPI, RuPay etc. And in this @paytm has been a key player, driving innovation and growth. Showcasing a true story of “Made in India, Made for India” Success. So whether you’re Gen Z or Millennial, embrace the future with PayTM. [Anushka Rathod, finance, Paytm, Genz, millennials, PaytmforIndia] #PaytmForIndia #Paytm #PaytmKaro #PaytmSeUPI #PaytmApp #PaytmUPI #MobilePayments #DigitalPayments #HarPaymentDigital #UPI #UPIChalega
On this episode of Two’s Company, Anushka chats with @monikahalan about the importance of making the right spending choices as part of an abundance generation, how frugality is in her blood and the advice she gives to people just starting out in their financial planning journey. Episode now available on all podcast apps. [Westside Stores, Limitless, Two’s Company, Podcast, Finance, Financial Planning]
Save ₹₹₹ on your travel bookings!! Do you also feel like last-minute bookings turn economy flights into private jet prices and 3-star hotels into 7-star rates? If yes, Then check out the whole reel to know how you can save ₹₹₹ on travel bookings! With @cleartrip you can get crazy discounts & offers- 🌍 Flat 10% off on international flights ✈️ Flat 12% off on domestic flights 🏨 Minimum 15% off on hotel bookings No matter which card you have, the best deals are just a tap away with Cleartrip!!. For more details, Check the Link in my Bio! [Anushka Rathod, finance, travel, lifestyle, cleartrip] AD #anushkarathod #finance #travel #lifetstyle #cleartrip
Lemonn! Naam toh suna hoga! I grew up watching SRK movies and this Ad by Lemonn just stirred up all the nostalgia! This video feels as refreshing as their approach to trading and investment. Let me know in the comments how you liked this ad. Zero rupay ka kharcha aur duniya bhar me charcha! Experience the ultimate trading freedom with Lemonn! Enjoy 0 brokerage* on stocks, FnO, and more. [Investment, trading, Lemon, 0 brokerage, stocks] #InvestSmart #TradeSmart #StockTrading #ZeroBrokerage #Investing #FinancialFreedom #LemonnTrading #MarketTrends #SmartInvesting #TradingPlatform
