Do this to get your money back! Imagine making a payment, only to realize moments later that you’ve entered the wrong number or UPI ID, thus sending the money to the wrong person. Sounds like a nightmare, right? But wait, here’s a way to get your money back!! Check Out the whole reel! For more details, continue reading- After following the above processes, if the complaint remains unresolved, post 30 days you can approach the Banking Ombudsman and escalate the issue. But as they say prevention is better than cure. Before making any payment always double check all the details, like receiver name, number, upi id etc. #anushkarathod #finance #upi #transaction #India #bank [anushka Rathod, finance, upi, transaction, India, bank]
12% of Mutual Fund Accounts ON HOLD! Are you one of them? Check out the whole reel to know what is happening! Here’s what different status mean- 1.Registered/Verified: It means your documents cannot be directly verified by the issuing authority and do not include PAN or Aadhaar. Although existing investments remain unaffected, new investments require resubmission of KYC documents. 2.On Hold: Documents not valid or contact details not verified. Transactions restricted until contact details verified or valid documents submitted. If KYC status is Registered/Verified/On hold, follow these steps: 1.Log into your account with the respective fund house you invest with. 2.You will be able to view your status under your profile. Here, you will get the option to update it. 3.You can use m-Aadhaar or e-Aadhar for this. 4.Once your Aadhar Card is verified with UIDAI, your KYC will be validated across all the fund houses. If you have any doubts, then let me know in the comments. [Anushka Rathod, finance, investment, mutual funds, KYC] #anushkarathod #finance #investment #mutualfunds #kyc
Save ₹₹₹ on your grocery bill!! Do you also feel that 10-minute delivery drains your hard earned savings ? If yes, then here is something that might help you!! Check out the whole reel! With @flipkartgrocery_ , you can save up to 25% to 30% off on your grocery purchases! Just place your order, and it will be delivered to your doorstep in 24 hours! Just go to Flipkart, and select Flipkart Grocery tab. So, don’t wait, order your groceries now from Flipkart grocery. [ad, Anushka Rathod, finance, lifestyle, Flipkart grocery] #ad #anushkarathod #finance #lifestyle #flipkartgrocery
Do you want to be in richest Top 10% of India? If yes, Check out the whole reel! If you’re aiming to achieve your goal in 5 years, continue reading. With a 5% inflation rate, your target amount after 5 years would be Rs. 24,24,935. To achieve this, your monthly SIP should be Rs. 26,691. Note: We have assumed Returns and Inflation as 12% and 5% respectively actual values will vary depending upon the economic conditions, market etc. It is not advisable to invest in equity for short term, so we are assuming you’ll let it grow for longer. Dollar to Rupee conversion – 1$ – Rs 83 [Anushka Rathod, finance, investment, rich, India] #anushkarathod #finance #investment #rich #India
The Actual 2024 -25 Budget is Here!!! And here are some of the key highlights that might impact you: 1. Abolishment of Angel Tax for all Investors. 2. Mudra loan limit increased to ₹20 lakh for previous borrowers 3. Customs duties on gold, and silver cut to 6%, platinum to 6.4% 4. TCS of 1% will be levied on notified goods of value exceeding ₹10 lakhs 5. Increase in STT Rates on the sale of an option in securities to 0.1% of the option premium, and on the sale of a futures in securities to 0.02% of the price at which such futures are traded. 6. Listed financial assets held for more than a year will be classified as long-term. Want to dive deeper into the figures? Then check out the full post above for all the details!☝️ Source: Key Features of Budget 2024-2025 (July, 2024) #anushkarathod #finance #budget2024 #GOI [anushkarathod, fiannce, budget2024, GOI]
The Actual 2024 -25 Budget is Here!!! And here are some of the key highlights that might impact you: 1. Abolishment of Angel Tax for all Investors. 2. Mudra loan limit increased to ₹20 lakh for previous borrowers 3. Customs duties on gold, and silver cut to 6%, platinum to 6.4% 4. TCS of 1% will be levied on notified goods of value exceeding ₹10 lakhs 5. Increase in STT Rates on the sale of an option in securities to 0.1% of the option premium, and on the sale of a futures in securities to 0.02% of the price at which such futures are traded. 6. Listed financial assets held for more than a year will be classified as long-term. Want to dive deeper into the figures? Then check out the full post above for all the details!☝️ Source: Key Features of Budget 2024-2025 (July, 2024) #anushkarathod #finance #budget2024 #GOI [anushkarathod, fiannce, budget2024, GOI]
Why pay more when you can travel for less? Because Guess what? Your dream destination just got a lot cheaper! Checkout the whole to know how!! For more details, continue reading- A. Axis Vistara Signature → Annual Fees – ₹3000 GST. → Welcome Benefit – 1 premium economy ticket → Get Bonus CV points and up to 4 Complimentary Premium economy vouchers on milestone spends. → You get 4 Club Vistara points on every ₹200 spent, which you can redeem to book or upgrade flights. → You can use “Vistara award calculator” to see how many points you need. → Example – By spending Rs 250,000 on your credit card within a year, you’ll have sufficient CV points to cover the cost of a one-way economy flight from Delhi to Mumbai (excluding taxes). B. Axis Atlas → Annual Fees – ₹5000 → Welcome Benefit – Get 5000 edge miles on your first transaction within 30 days. → Reward – Earn 5 edge miles per ₹ 100 spent on travel expenses and 2 edge miles for others → 1 Edge Mile = 1 Rs, can redeem edge miles on booking flights, hotels & experiences. → Milestone Benefits – Earn 2500 edge miles for spending 300,000, plus 2500 more after the first anniversary year. C. Air India SBI Signature credit card (If you live in a city where Vistara doesn’t have a lot of flights) → Annual Fees – 4999 Taxes → Welcome Benefit – 20,000 Reward Points → Earn 4 RP for every ₹100 spent, 30 RP for every ₹100 spent on Air India website or app for self. → Convert your Reward points into Air India miles. 1 RP = 1 Air India Air mile. → Minimum 10,000 reward points are required for Air Mile redemption, in multiples of 5,000. Once converted, reward points cannot be reversed. Note: Terms and conditions apply for every card, voucher, lounge access, reward redemption etc. so plan accordingly. #anushkarathod #finance #travel #creditcards #lifetsyle [anushka rathod, finance, travel, credit cards, lifestyle]
Attention food lovers! Whether you’re dining out, ordering in, or buying groceries, there’s a way to save on all your food expenses! How? Check out the whole reel to know! The newly launched HSBC Live Credit Card is here to add savings to all your food spends with 10% cashback on all dining, food delivery and grocery spends. (Up to ₹ 1,000 per billing cycle) It’s a cashback credit card – that means straightforward cashback into your account. And there is more.. 15% off in over 200 restaurants across Asia Unlimited 1.5% cashback on all other spends like movies, shopping, travel and more. So, with the HSBC Live Credit Card, there is cashback on every swipe! What about the fees? Joining and Annual fees is ₹ 999 taxes, but the annual fees get waived off if you spend more than ₹ 200,000 per year. Eligibility Criteria- 1. You should have a minimum income of ₹ 400,000 per year for salaried individuals 2. Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata. So, share this reel with your foodie friends! For more details Check the link in bio!! [Anushka Rathod, finance, credit card, food, HSBC Live ] AD #anushkarathod #finance #creditcard #food #hsbclive
No one is talking about this! Check out the whole reel! For more details continue reading- A. Redemption Many liquid funds offer Instant Redemption of up to Rs 50,000 for quick access to your money even on weekends or holidays, otherwise redemption requests in these funds are processed within one working (T 1) day. B. Risk: Although it is a low-risk investment, the returns will vary depending upon the Repo rate, Inflation. Since it has a short-term duration, the returns will fluctuate in the direction of repo rate changes. C. Tax Savings Account interest earned up to Rs 10,000 in a financial year is exempt from tax. So, invest accordingly to optimize taxes. Disclaimer: Mutual fund investments are subject to market risks, Read all the related documents carefully. [anushka rathod, finance, investment, mutual funds] #anushkarathod #finance #investment #mutualfunds
Save taxes as a couple!! Check out the whole reel to know how! This is Day 4 of 5 Smart tips for Shaadi Vale Ghar, follow along as next reel will be on how to get free flight tickets for your honeymoon. For more details, keep reading- A. Joint Home Loan 1.Increases loan eligibility by considering the combined income of both spouses. 2.Shared liability means both partners are responsible for the loan and potential financial risks in case of default. 3.Late payments can harm both co-applicants’ credit histories, affecting future borrowing abilities. B. HUF – Hindu Undivided Family 1.Forms automatically upon marriage but requires registration with an HUF deed for legal recognition. 2.Can be formed by individuals from Hindu, Sikh, Jain, and Buddhist communities but not recognized in Kerala. 3.Treated as a separate entity under Income Tax Act, 1961, allowing separate deductions. 4.Can hold property, open accounts, invest, receive gifts, and set up businesses. 5.All coparceners (Individuals who receives a legal right to ancestral property by birth) have equal property rights 6.So, it requires unanimous agreement for decisions, complicating management and closure as the family grows. Note: We have considered the highest tax slab i.e. 30% and 4% cess to compute the actual tax saving. For example, if a taxpayer in the 30% slab avails a deduction of Rs 1.5 lakh, the total tax saving will be 31.2% i.e. Rs 46,800. These are just general guidelines; tax rules are complex with a lot of terms and conditions and individual situations may vary. Consult your CA for personalized advice. [Anushka Rathod, finance, wedding, taxes, money, budget] #anushkarathod #finance #wedding #taxes #money #budget
Indian Investors lost 15 Lakh Crores in Stock Market! Due to this Check out the whole reel to know! India VIX measures the market’s anticipation of volatility in the next 30 days. High VIX means people expect a high volatility in the market, while low VIX means people expect market to be more stable. VIX below 20 is considered normal but if it starts going up, it could mean people are fearful regarding the market and it has just crossed 20 and is expected to go higher in the coming months. Now, short term volatility is normal during election, it doesn’t mean that a big crash is going to come. SO, unless you’re a trader, DON’T PANIC! And share this reel with your Investor Friends! [Anushka Rathod, finance, stock market, elections, nifty] #anushkarathod #finance #stockmarket #elections #nifty
Do you also feel frustrated? That all the premium benefits & rewards are available only on expensive cards. But what if I tell you that you can still get those benefits! Check out the whole reel! My Bill was high because I recently travelled to the US, but because I paid my bill on @cheq.one , I got Rs 50 off Instantly (Only for 1st time user). And I got cash benefit of Rs 5680 from using the Chips. Here’s How it works: So, you get 1% CheQ Chips on the total paid amount. Since my bill was Rs 90700, I got 907 Chips. Now those Chips can be used to buy vouchers from top brands like Amazon, Flipkart, Reliance Digital, Cleartrip, and a lot more brands. But is it safe? I get prompt account credit confirmations from banks in just 30 seconds. Plus, the transactions are end-to-end encrypted and PCI-DSS compliant, ensuring robust security. So, if you want to get the best deal with top brands, Download CheQ now. The link is in my BIO! [ad, Anushka Rathod, finance, credit cards, cheq] #anushkarathod #finance #creditcards #CheQ
My US Trip Budget!! Here’s a sneak peak of how much money I have for my US Trip! Check out the whole reel to know! A. Zero Forex Card – New Scapia Federal Reserve Credit Card are not being issued at the moment so here are the alternatives that offer Zero Forex charges. 1.Ixigo AU Bank Credit Card a.Annual Fees – ₹999 Taxes. b. 1 Complimentary International Lounge Access every year 2.World Safari RBL Credit card a.Annual Fees – ₹3,000 Taxes b.2 free lounge visits outside India in a calendar year. B. Prepaid Card is mainly for shopping and Credit Card for other normal transactions. Also, I have $ 300 in Cash just in case of emergencies. What do you carry when travelling, let me know in the comments!! Note: Terms and conditions apply for every card, so decide accordingly. [Anushka Rathod, finance, travel, credit cards, US] #anushkarathod #finance #travel #creditcards #US
As an Indian Consumer… You should know this!! Check out the whole reel to know! This is Episode 1 of KNOW YOUR RIGHTS as an Indian Consumer, follow for part 2! Here’s how you can complaint- 1. Contact your bank’s customer service to attempt resolving the issue directly. 2. Collect all relevant details such as the incident date, amount involved, and supporting documents like bank statements and receipts. 3. If unresolved within 30 days, file a complaint with the Banking Ombudsman through the online complaint form. 4. The Ombudsman will contact you and the bank to resolve the issue. This may take a few weeks. Do note: 1. The amount of compensation can vary depending on your case. 2. Before approaching the Ombudsman, it is mandatory to first file the complaint with the concerned Regulated Entity (RE). Only in the event of non-receipt of reply, within 30 days from the lodgement of the complaint, from the RE or if the complaint is rejected wholly or partially by the RE, the complaint can be registered with the Ombudsman [Anushka Rathod, finance, bank, know your rights, compensation] #anushkarathod #finance #bank #knowyourights #compensation
Are you tired? Of constantly enquiring about pending payments? Trust me, as a business owner I know the drill. But wait! Here’s a software that might help you. Check out the whole reel to know! @odoo.official is an ERP software that covers all your company needs from accounting, inventory to website building and more. With its Invoicing App, you can automatically send reminders to entities who haven’t cleared the payment. Saving you time, money, and resources. But what about the cost? The first app is free forever with unlimited support and hosting. Get a custom domain free for a year! So, if you’re looking to optimize your business’s invoicing process, check the link in Bio. [Anushka Rathod, finance, business, software] #AD #anushkarathod #finance #business #software
With Kotak 811 Mobile Banking app, you can now enjoy smoooth banking! Here, you can use all the banking features like UPI, FD, credit cards, virtual debit cards etc. conveniently. And the best part? You get upto 7% interest p.a. on balances over ₹25,000 with Activmoney in just one click. From paying bills to managing groceries, embrace the power of digital banking with Kotak811 Mobile Banking App. Download Now! Link in Kotak811’s bio. *T&C Apply [ad, Anushka Rathod, finance, bank, Kotak811] #ad #anushkarathod #finance #bank #kotak811 #kotak811mobilebankingapp #SmoothBanking
Want to work smarter? As a content creator, I manage everything – from researching, scripting, and editing to data analysis and staying updated. But, my Windows 11 PC makes it easy by summarizing reports, drafting documents, finding news, generating visuals, and more with Copilot. Plus, with @microsoftindia Defender, my data and personal info stay secure. Ready to boost your productivity? Get yourself a Windows 11 PC today! [AD, Anushka Rathod, finance, tech, Copilot, productivity, Microsoft] #AD #AnushkaRathod #Finance #Tech #Copilot #Productivity #Microsoft #Windows11
SHARE W SOMEONE WHO IS TRAVELLING ABROAD SOON!! 🛫✈️🛬 Because this is the ultimate…. last-minute hack that can save you up to ₹15,000 per person!! And no, this is not some generic gyaan and it is not sponsored!!! Since a lot of people are travelling during the summers, this card is giving is giving 25% CASHBACK on international spends as a limited time offer! Man, I wish this offer was there when I was travelling last month! The card is RuPay JCB global card – Debit or Credit. Where you can get 25% cashback on your purchases at any store in Thailand, Vietnam, Singapore, Malaysia, Indonesia, Sri Lanka, USA, or Spain that accepts RuPay JCB Global Cards. Validity – 1st May to 31st July Note- → Cashback per transaction is capped at ₹3000 → A unique card can receive maximum of up to ₹15,000 cashback during the campaign period. You can get 2 cards if you re travelling as a couple as get upto Rs30,0000 Also, this card has zero forex charges. Not only this, but you also get a lot of discount offers on this card! (Just Google: RuPay JCB International Offer) But how to get this card? You have to physically visit the bank to get it. Following banks issue this card- SBI, PNB, Axis Bank, Union Bank of India, Central Bank of India. Note: Every bank has their own terms and conditions with regards to annual fees, eligibility etc so do check before applying. [Anushka Rathod, finance, travel, rupay, jcb, GOI, travel goals, travel tips} #anushkarathod #finance #travel #rupay #jcb #GOI
