If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
If 4 years ago you would have told me that a LEADING US UNIVERSITY would invite me to give a talk, all expenses paid, I would have laughed at your face! BUT IT ACTUALLY HAPPENED! I got invited to University of Michigan to talk about the finance content creation space in India. 4 years back I was all set to go to the US for my masters, worked really hard and got into my dream uni as well with a scholarship but had to drop it because of COVID. Instead I started making videos from my room in the lockdown and it has given me more than I could ever imagine! Now, I am teaching others on how to start their content creation journey, join me this Saturday for same the link to the masterclass is in my BIO! (subtle plug haha) But April has been full of pinch me moments for me! I travelled solo in the US, met old friends and made some new! Tried soo many different cuisines – Egyptian, Peruvian, Salvadorian, Jamaican, Thai, Chinese, Lebanese, Japanese, Korean, Vietnamese, Italian and Mexican! Saw a lot of sunsets, went on a lot of drives and came back with a full heart and memories that I will cherish for life!
My mom used to tell me “ Participate in everything, Even if you don’t win, you’ll learn something”. And I did just that. Although up until now, I had just been collecting participation certificates. But Ma, I finally won! Your daughter made it to the Forbes 30 under 30 list and is on the cover! I trained in Hindustani classical music for nine years, but didn’t have the voice. Competed in Taekwondo, but had to give up due to health issues. Took up competitive elocution but didn’t get past the state level. Studied really hard for boards but couldn’t get into my dream college. Then built my profile by working full time with college while pursuing CFA, got into Duke Uni for my masters with a scholarship as well. But Covid hit two weeks after I received my acceptance letter. It was then, in the middle of Covid, I started creating content with an aim to educate people on finance that got to FORBES! There were a lot of ups and downs though. My immediate social circle would mock me, I saw no growth for an entire year, I still receive hate everyday and I also receive legal notices for the awareness videos I make! But it is fine, my purpose is bigger and this is just the beginning there is a lot more to be done. And I will fail at times. I will be mediocre often. But that’s okay. Because it is only after collecting enough participation certificates you learn how to win! Thank you from all my heart to each and every one of you! I am here because of you! Also couldn’t do it without my team @krishna.lad14 @jaisal_vaghani0603 @bhavika.1207 @khatriovesh @ayushshukl.a @finnetmedia
We made it to FORBES 30u30 ASIA, 2024!!!!! ✨✨ When I started making content, little did I imagine I would be on Forbes some day. That too not just once but twice! In the same year! I am the only creator ever to be in both the lists in the same year. I still can’t believe it 😅 And this is all organic. Not paid at all, just poured out my heart explaining my journey, plans and ambitions for the questions they asked me! It is a week of a few other milestones too.🫰 My book just went for printing! We just surpassed targets for the Influence club! And yet, sometimes I feel like I’m lagging. The knowledge of the fact that there’s still more to do. More to learn. And more to teach. There’s always a new goal. Hopes and desires keep us going. But for now, I’m grateful – for the audience that enjoys my content. For friends and family. For my team and @finnetmedia I am also extremely grateful to the Forbes Asia team and jury for honouring me with a spot in this prestigious list!
We made it to FORBES 30u30 ASIA, 2024!!!!! ✨✨ When I started making content, little did I imagine I would be on Forbes some day. That too not just once but twice! In the same year! I am the only creator ever to be in both the lists in the same year. I still can’t believe it 😅 And this is all organic. Not paid at all, just poured out my heart explaining my journey, plans and ambitions for the questions they asked me! It is a week of a few other milestones too.🫰 My book just went for printing! We just surpassed targets for the Influence club! And yet, sometimes I feel like I’m lagging. The knowledge of the fact that there’s still more to do. More to learn. And more to teach. There’s always a new goal. Hopes and desires keep us going. But for now, I’m grateful – for the audience that enjoys my content. For friends and family. For my team and @finnetmedia I am also extremely grateful to the Forbes Asia team and jury for honouring me with a spot in this prestigious list!
We made it to FORBES 30u30 ASIA, 2024!!!!! ✨✨ When I started making content, little did I imagine I would be on Forbes some day. That too not just once but twice! In the same year! I am the only creator ever to be in both the lists in the same year. I still can’t believe it 😅 And this is all organic. Not paid at all, just poured out my heart explaining my journey, plans and ambitions for the questions they asked me! It is a week of a few other milestones too.🫰 My book just went for printing! We just surpassed targets for the Influence club! And yet, sometimes I feel like I’m lagging. The knowledge of the fact that there’s still more to do. More to learn. And more to teach. There’s always a new goal. Hopes and desires keep us going. But for now, I’m grateful – for the audience that enjoys my content. For friends and family. For my team and @finnetmedia I am also extremely grateful to the Forbes Asia team and jury for honouring me with a spot in this prestigious list!
We made it to FORBES 30u30 ASIA, 2024!!!!! ✨✨ When I started making content, little did I imagine I would be on Forbes some day. That too not just once but twice! In the same year! I am the only creator ever to be in both the lists in the same year. I still can’t believe it 😅 And this is all organic. Not paid at all, just poured out my heart explaining my journey, plans and ambitions for the questions they asked me! It is a week of a few other milestones too.🫰 My book just went for printing! We just surpassed targets for the Influence club! And yet, sometimes I feel like I’m lagging. The knowledge of the fact that there’s still more to do. More to learn. And more to teach. There’s always a new goal. Hopes and desires keep us going. But for now, I’m grateful – for the audience that enjoys my content. For friends and family. For my team and @finnetmedia I am also extremely grateful to the Forbes Asia team and jury for honouring me with a spot in this prestigious list!
EV or Hybrid? Which is more cost effective? Check out the whole reel to know! Now after considering fuel and electricity cost- With an EV, your annual running cost will be just ₹18,629, compared to ₹85,091 for a hybrid—saving you ₹66,462 every year! Over 5 years, these savings really add up, and with the lower upfront cost, choosing an EV over a hybrid could save you almost ₹ 400,000 in total! And guess what Tata motors has launched a new EV – Tata Curvv.ev Powered by Tata’s Gen-2 EV tech, it offers better range, performance, and fast charging. But what if a need for long drives? Its practical range is 425 km, and in fact my friend, who recently got this car, says the range is true to what they promise. Also, it has launched a Charge Point Aggregator App – Tata Ira EV To help EV owners find chargers, covering 13,000 points across India through partnerships with 15 Charge Point Operators (CPOs). [Anushka Rathod, finance, tata, EV, cars, Tata curvv.ev] #anushkarathod #finance #tata #evcars #tatacurvv.ev
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
Pro Tip: Always keep your UAN, Aadhaar, and bank details updated to avoid delays. PF Advance withdrawal guide: 1.Purchase of house/flat/construction: For purchase of site: 24 month’s basic wages and DA. For purchase of house/flat/construction: 36 month’s basic wages and DA OR Total of employee employer share with interest OR Total cost (Whichever is least) 2.For construction of house: One or more installments.membership required: 5 years (Para 68B). 3.Home Renovations (owned by member/spouse or jointly with spouse) – 12 month’s basic wages and DA OR Employee Share with interest OR Cost Whichever is least 4.Loan repayment: Least of 36 months’ wages contribution, or total loan membership required: 10 years (Para 68BB). 5.Medical emergencies (Self or Dependent): 6 months’ wages or employee share plus interest. no membership requirements (Para 68J). 6.For marriage (self or family) or post-matric education of children: 50% of employee share. membership required: 7 years (Para 68K). 7.Pre-retirement withdrawal: Up to 90% of PF balance. membership required: within 1 year of retirement/superannuation or after 54 years of age, whichever is later. (Para 68NN). 8.Employee has not received wages for more than 2 months continuously (for reasons other than strike): Employee share with Interest 9.Handicap equipment purchase: Least of 6 months’ wages, contribution, or equipment cost (Para 68N). Read the detailed document here on EPFO: https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/EPFScheme.pdf [Anushka Rathod, EPF Withdrawal, Finance Tips, Money Matters, Financial Planning] #AnushkaRathod #EPFWithdrawal #FinanceTips #MoneyMatters #FinancialPlanning
